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overleveraged

  1. R

    Octane card didn't get seperate limit and split limit reduced SBI cashback to 20k only, what should I do ?

    I have applied for SBI BPCL Octane and the card has been approved. But I haven't got seperate limit. I had 60k limit on my cashback card. They have transferred 40k limit to octane card and cashback card is left with 20k limit only. I need more limit. Tried LE from app it didn't work. I am yet to...
  2. V

    Supermoney fd credit card reporting to CIBIL

    Need some clarification regarding supermoney Utkarsh bank FD credit card reporting to CIBIL, do they report your employment type and annual income as declared by applying for card to CIBIL? I have recently applied for this card specifically to rectify my erroneous annual income reported to CIBIL...
  3. V

    PSU bank screwed my CIBIL with wrong annual income reporting

    Recently my AMEX, SBI and HSBC application were rejected due to infamous "internal policy" reason, after filing a complaint to RBI ombudsman it turns out that I was overleveraged even though my existing credit mix <4 Lakh so I checked my CIBIL profile and it turns out Indian Bank has reported my...
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