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pre-approved offer

  1. 2

    PLCC: Personal Loan on Credit Card (Interest Rate, Proc. Fee, and Offering Banks)

    This is a WikiPost regarding PLCC (Personal Loan on Credit Card) This thread intend to list banks that offers PLCC as pre-approved basis and the interest rate they offer to the credit card holders. Such information will be useful for many credit card enthusiasts. Currently GST (18%) is changed...
  2. redead

    Pre approved Non serviceable pincode

    My Axis app shows that I have 17 pre-approved cards (I'm not sure if they actually are). I only opened an Axis account for the Ace card, and my limit is shared with my Flipkart card. My pincode (Panipat) and (karnal) is not serviceable for the Ace and Airtel card. Will I need to verify my...
  3. @cardHeist

    Recieved Moneyback+ [LTF] to Millenia [LTF] card upgrade pre-approved offer through mail. Is this offer worth it?

    Adding some extra info to the title, Milenia offer is LTF, I recieved in mail without asking them. Under 45 days back I also recieved 60k to 172k LE, I took this offer and now have recieved card upgrade offer. I also have LTF tata-neu plus visa CC. Although, my total expenses on hdfc CCs were...
  4. @cardHeist

    Millennia Recieved Moneyback+ [LTF] to Millenia [LTF] card upgrade pre-approved offer through mail. Is this offer worth it?

    Adding some extra info to the title, Milenia offer is LTF, I recieved in mail without asking them. Under 45 days back I also recieved 60k to 172k LE, I took this offer and now have recieved card upgrade offer. I also have LTF tata-neu plus visa CC. Although, my total expenses on hdfc CCs were...
  5. T

    No pre-approved offer in hdfc

    I applied for a Hdfc Swiggy CC(was pre-approved) in December but I didn’t activated it and got closed in January and now from last 7-8 months i am not able to get a pre-approved offer. Cibil score-780 History-1y 10 months Inquires- 6 Cards i have- Amzn icici/Sbicb/Coral/Idfc classic/🪓airtel...
  6. me_sovon

    Pre-approved offer without savings account possible in IDFC?

    I don't have any savings account in IDFC, I was checking if they have any unsecured credit card offers for me or not, but they only offered the FD Card, so I cancelled the application and didn't take the card. Now they have my details so is that possible that I will receive any pre-approved...
  7. B

    Is this Pre-approved offer from BOB Onecard ?

    It's showing issued by BOB financial But when I check lending partner from profile section its showing federal Bank. Probably because I am getting personal loan offer in onescore app so it must be personal loan partner bank which is federal Bank. I am Getting this offer on onecard, showing...
  8. anirudhk1995

    Keep getting calls saying Pre Approved Card offer

    I keep getting calls saying I have Pre approved offer from, say RBL Bank, but the agent's true caller name reveals to be ICICI Agent. And when I called RBL Bank directly( I already have an RBL card) and asked them if I do have a pre approved offer, they say there's no offer right now. I...
  9. D

    Can I get Pre-Approved Credit Card by doing this?

    I am 21M. I started doing my masters this year and I don't have any income right now. This will be my first CC. I have Govt bank account with Student status in it, so I don't get LTF pre-approved offers and I heard that you can get per-approved offers from private bank easily, if you maintain a...
  10. B

    What to put in office address & no for students in ICICI CC Application?

    Getting pre-approved icici credit card. But I am a student with no job. Now what to put in office address & office phone number ? Can't find any option for self employed. Please help experts. Thanks.
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