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premium

  1. bhavyakjain

    Questions about Premium Bank Account Eligibility, Downgrade & Charges

    Hi everyone, I have some doubts about premium savings account tiers that depend on salary credit or NRV/deposit criteria. If someone later lets the relationship become passive/dormant (salary stops, NRV drops, FD withdrawn, etc.), I'm trying to understand what typically happens. 1. Account...
  2. PreciousTincture

    [2025] No-Nonsense Premium Cards PortFolios

    If you are making decent, this is a no-nonsense list for you. 1) Business Owners + High Spenders = HDFC Infinia + HDFC BizBlack (tax) + Axis M4B + Amex Plat Travel (tax) 2) Business Owners + Avg Spenders = HDFC Infinia + HDFC Bizblack (tax)+ Axis Atlas 3) Salaried + High Spenders = HDFC...
  3. I

    Need Suggestions for a New Premium Credit Card

    Hey everyone, Looking for solid recommendations based on my current card situation and spending pattern. Here’s the detailed context: 1. ICICI EPM Approval Issues: My RM applied for ICICI EPM on my behalf — got branch-level internal approval, but the central team rejected it, saying branch...
  4. C

    Got my HDFC account upgraded to classic

    Does this also come with any approval to premium HDFC credit cards?
  5. rohithiyer2002

    RBL new Super Premium Cards - Nova & Lumiere

    Hi Everyone Anyone had chance to review the 2 new invite only offerings from RBL Bank - Nova and Lumiere Metal Credit Cards? https://www.rbl.bank.in/personal-banking/cards/credit-cards/nova-credit-card https://www.rbl.bank.in/personal-banking/cards/credit-cards/lumiere-credit-card Nova Card...
  6. RIhenn

    Which card should i use to pay LIC premium payment of 5L?

    i have a payment coming up shortly of around 5L for LIC, and i dont have any super premium cards, i have ICICI Emralde Emirates , SBI elite & Scapia. is there any card you would recommend to apply for such insurance payments?
  7. Sachs

    YOUTUBE PREMIUM USING CASHBACK SBI CARD

    Hi will I get 5% cashback if I use my cashback SBI card for monthly billing or annual billing on my youtube premium subscription? What about monthly netflix? Which transactions do not give 5% or any CB? I have HDFC INFINIA and this one. Honestly I am fatigued by the points game and all I want...
  8. haroldh

    Premium credit card for international travel

    I already have DCB, not eligible for Infinia. I have a trip planned where the expense could go in the 3-3.5 lakh range. Any suggestions on credit card with good reward points, comparatively low annual fees and less forex fees?
  9. parmpreet001

    Youtube Premium family account need 2 persons slot @60rs per slot per month, DM and will share telegram

    Youtube Premium family account need 2 persons slot @60rs per slot per month, DM and will share telegram
  10. R

    Plaza Premium lounge @ Singapore Changi T1

    Changi T1 Plaza Premium Lounge Tour — Food, Seats & Plane Views
  11. C

    Air india premium economy ticket for sale

    Hi. I got one Air india premium economy ticket expiring December 2025. Is there anyway i can sell it off and what price to expect?
  12. S

    2L Insurance Premium – Need advice on best card

    Hi everyone, I have an upcoming insurance premium of around ₹2,00,000 and want to use it smartly with the right credit card. From what I know, cards like HDFC Infinia/Diners, Axis Magnus/Reserve, and Amex Platinum/Gold Charge are often considered for big-ticket spends. But I’ve also read...
  13. Rajat94

    Air India Premium Economy ticket

    Hi I have 1 premium economy cabin ticket for travel till tomorrow i.e. 19th Sep 2025. DM me if interested.
  14. D

    Best way to pay star health insurance premium

    Hello All, What will be recommended method to pay star health premium with cards that I have : Sbi cb Regalia gold Hsbc live Airtel axis Apay icici Amount is 42k yearly premium.
  15. P

    ‼️ Best way to pay LIC premium with cashback/benefits❔

    Dear Members, Earlier, I used to pay my LIC insurance premium by purchasing Amazon Pay gift cards through my credit card or other sources. But now, as you can see in the attached screenshot, this option is no longer available. If this method doesn’t work anymore, is there any other way I can...
  16. vaibhav111

    Paying ₹5L HDFC Life Premium via Amazon Pay – Anyone Tried This?

    Hi everyone, I have a life insurance premium of ₹5,11,250 (HDFC Life) due in 8 days, and I’m exploring the best way to make the payment for maximum rewards. 🔹 Plan I’m Considering: Use Amazon Pay option (supported by HDFC Life). To fund ₹5L, I’d need to buy 50 × ₹10,000 Amazon Pay Gift...
  17. sardeep

    [Portfolio Review Request] Suggestions Needed — Premium CCs, Usage Patterns & Trimming Advise

    Hi all, I’d love to get some expert feedback and suggestions on my credit card portfolio — whether I’m missing out on value, and if there are cards I should consider adding or trimming. Here’s my current lineup along with usage and fee details: My Credit Cards & Credit Limits 1. HDFC Infinia...
  18. harsha1

    LIC insurance premium pay with Amazonpay Credit card having convenience fees

    Hi Team, amazon taking convenience fees on lic insurance payments yearly premium. 63k premium with 744rs convenience fees Any other credit or debit card to have cashback?
  19. E

    HSBC premium points redemption

    What are the best redemption options for HSBC premier points to get maximum bang for the spend ? While it offers 3% returns, the value of points seems to be pretty low and doesnt seem to be worth as a premium card
  20. vikki1000

    Need zee5 premium in exchange of prime membership

    Hi all. Im looking for Netflix and zee5 premium in exchange of jio hotstar and Amazon prime. I can share my accounts of jio hotstar and Amazon prime. Please DM if any one interested Thanks
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