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Hi everyone, I’ve come across several discussions where people mention how banks have made blunders or offered premium credit cards as Lifetime Free (LTF) under specific circumstances. These stories are intriguing, and I believe they could be very helpful for others in understanding how to...

With AIS (Annual Information Statement) tracking almost every financial transaction, there’s speculation that credit card reward points exceeding ₹50,000 in value will be taxable. If this happens, premium cardholders, especially those with super-premium cards, could face taxation on what was...

I applied this from their website and it got delivered in less than a week. Though the limit is not as good as my other cards but it's cool to have one such card. I solely took it for BookMyShow BOGO offer, upto 800 off on second ticket, 3 times a month, knowing that they give enough reward...

Hi all, So far was happy with Axis ACE & Amazon ICICI credits for 2% cashback on insurance payments but now need to find a card which can give cashback or reward points for LIC insurance payment directly at LIC site. Checked AMEX but to confirm is it none of their cards for personal use give...

Hello guys 👋 Can anyone help me that which credit card is best for Lic premium payment..... also if there is any other option to get cashback from lic premium payment ⁉️

Hello TF Community, I have a TATA AIA Policy for which the premium is above 1 lakh and need your help in picking which credit card should I use to make the payment. Following are the relevant cards in my portfolio Infinia Metal Amex Travel Platinum (3 lakhs already spend on the card)...

Hi Guys n Gals Starting our very own TF Family groups for Youtube Premium Subscription - 13+ years old For India google users only. Looking for 5 yearly members @ Rs. 384 / year (Rs. 32/m). Extra perk - 30 days free premium subscription. Extra perk - Youtube Music FREE Extra perk - Youtube...

Dear All, My friend needs suggestions for premium credit card. Salary account with Axis bank due to the employers tie up with the bank. Net salary around Rs.1.6 lakhs What benefits can we demand from Axis and upto which credit card we can ask as LTF.? He already has an myzone card with 60k...

I just booked a domestic flight ticket via the Travel Edge portal. The total cost for the return flight that I paid was Rs. 56727. I checked the same on SmartBuy, and the price was around 55k. So, I thought, "It’s fine, just a few hundred more, which will be compensated by the reward points I’ll...

As a customer, I decided to explore the ICICI Bank Times Black Credit Card (marketed as a premium offering) in depth. While the application process was seamless, my overall experience has been underwhelming. Here’s a detailed breakdown of the card’s strengths, weaknesses, and overall...

Since apple launched the Zopper wellness program many TFCians have posted that their Health insurance rewards them for staying fit and walking daily steps. I don't have a health insurance as my employer covers all medical expenses. However, I would like to know which all insurer's have this...

Hi All, Thanks in advance for your assistance. I have a Tata AIA insurance premium payment of over ₹50,000 coming up. Below are the credit cards I hold, could you please help me select the best one for this payment? IDFC Wealth Credit Card HDFC Regalia Gold Credit Card IndusInd Legend Credit...

I have a query regarding paying my LIC insurance premiums. I Want to Pay my LIC life premium of 18k something. I have these cards HDFC MoneyBack+ Amazon ICICI Au LIT Indusind legend HDFC TATA Neu Axis ACE Axis Flipkart HDFC SWIGGY Kindly Suggest Me best card for insurance payment so i can...

Mine is 15 lacs. Tell me yours.

Hi I had taken LIC Jeevan Labh policy in Jan 2021. Some distant relative sold me and I was also unaware about all these. After I got to know, I stopped paying premiums since Jan 2022. My monthly premium was about 5000 Is there any way I can recover the premium amount ?

Hi everyone New here. I need to make some business payments of insurance premium about Rs.20 lacs per month. I mostly use amex corporate platinum and they give me 1% rp. How can I maximise the benefits? I can also avail a premium personal card or 2 to split the spends to maximise rewards or...

Which bank will give me their LTF premium credit card on depositing first cheque of 10 lakhs. Also have 4 Lakhs per month salary after tax.

Compiling a list of premium bank accounts along with links to the respective banks' websites. Each bank has different eligibility criteria and requirements for Average Monthly Balance (AMB) and Total Relationship Value (TRV). Will keep updating this list and provide insights on which bank offers...

Hello Does anybody have HDFC Banks's "Premium Salary Account" ? Could you please share the product code for it ? It can be found in monthly e-statement or through customer care. I am currently holding "Regular Salary Account" and looking to upgrade to "Premium Salary Account". Bank officials...