Hello, I have ICICI bank's coral, amazon pay and sapphiro credit cards with each card having 18L limit.
I have my salary account in ICICI bank.
In card upgrade option, i see emeralde credit card but not the private metal. when i checked with my RM, she says minimum salary requirement is...
I am aware of the criteria like 50k PPOP and a 2 cr TRV.
I don’t have any relation to ICICI, but lets say I go to a branch and tell them I will make an FD of 1 cr and as an incentive want the Emeralde Private Metal. Do you think it will work?
ITR 1.5 cr
CIBIL 800
Is it worth changing my DP from Zerodha to ICICI iDirect for securities in tune of 10lakh, getting this as a paid card? My net monthly salary is > 2.5 but < 3lakh. RM is asking for this along with changing my salary account to ICICI as they need to show relationship with the bank.
Hey guys
Currently holding a Wealth account for about 6 months but my balance is above the Private account criteria. It will remain in this range for another month or so.
Is there any significant advantage in asking my RM to convert to Private banking? Do they downgrade back to Wealth if 50L is...
Hi all,
I got Emeralde Private Metal card (EPM) when it was newly launched without much of relationship or eligibility as it was new in market
But i closed it in 2-3 months as there were no miles partner or accelarated rewards.
With ishop the card became legend of market. So tried for card...
Hello everyone,
I opened an ICICI Wealth Management account back in 2018. At the time, I was told that depositing a certain amount would give me a lifetime wealth account. Over time, this has become my primary account for significant transactions as and when needed.
A few weeks ago, I ordered...
Does primary and add on icici emeralde private cards share the movie bogo offer on BMS or does it have separate limit of 2 bookings per month per card ? Can someone who tried this confirm ? Because this seems not mentioned in their terms and conditions...
We all know that when something seems "too good to be true," it usually doesn’t last long. We’ve seen this happen multiple times with other credit card-issuing banks, and now ICICI Bank has joined the list.
ICICI initially thrilled credit card enthusiasts by launching the iShop portal...
NPCI is a private company or govt company ?
There is always an argument about whether NPCI is a private company or a govt company.
I have always said that NPCI is a private company or private non-profit company — neither does the govt have anything to do with it, nor does the govt fund NPCI...
I am sure many of us are now eyeing EPM and enquiring from bank. While EPM is an invite only card, I will try to enlist minimum relationship with ICICI or salary or any other criteria.
From what I have confirmed from 3-4 RMs:
1. Net Salary > 3-4L. Some say 3 is enough, some say minimum 4
2...
Super-premium credit cards offer a host of exclusive benefits tailored for high-net-worth individuals. In this article, we compare two of the most prestigious options in India—the HDFC Infinia Credit Card and the ICICI Bank Emeralde Private Metal Credit Card. This comparison is based on official...
After ICICI emeralde private metal has announced 36% valueback against 33% of Infinia , should one think of switching to ICICI ecosystem now ? I already have infinia and eligible for emeralde private metal
For people who dont know about this new announcement, More details about 36% valueback on...
Hello Frnds,
I already have Magnus 4 Burgundy (M4B) LTF
And today I was issued Burgundy Private (BP)
Can someone explain me the additional benefits and difference and how should I use both.
M4B 12ER for rs200
35 ER on spends above 1.5 lac in one statement
PB 15ER for rs200
Anything more...
I received the IndusInd Bank Pioneer Private Credit Card with a credit limit of 2,000,000 INR (20 lakh). It’s the best credit card I’ve used so far, offering a reward rate of 3%. With a 20 lakh limit, you can earn 60,000 INR per month (3% of 20 lakh) through rewards on eligible spending.