private

I was randomly applying for an LTF ICICI Card (LTF for Life, hehe). After application when I was checking the MITC, I found in the schedule. The cards Emeralde Private and Emeralde Private Metal are listed separately... And this is separate from the regular Emeralde that ICICI offers. So, my...

Hey Everyone, Just wanted to share that I recently received ICICI Emeralde Private Metal credit card. Whole process took little less than 2 weeks for me (From talking to the bank till card delivery) and was super smooth. Rough Timeline: - They asked me for salary slips and last 3 months...

I am looking for a credit card for my private limited firm. I currently have my business current account with Axis Bank. It's pathetic. Couldn't make a single transactions using their net banking. Customer care says go to branch and branch days contact customer care. They don't bother to serve...

The standard variant(mastercard or visa or amex) give 4 RP PER 100 While metal variant give 6 RP PER 200. Shouldn't value of the RP remain the same? I dont understand the rewards value system, why have it is considered as 1RP as 0.25₹ for standard variant while the same 1RP as 1₹ for metal...

Hi Folks, Just wanted to check if anyone got EPM approved based on the salary? Please help me with the criteria. I already hold ICICI Times Black, HDFC Infinia, Axis Atlas, and a few other with combined limit of over 70 LPA. Used to hold Axis Reserve as well but closed after devaluation. I have...

Hello All, I didnt follow for many months about cards etc. I am having ICICI card Sapphiro, Amazon... I can upgade to Emeralde but I am looking for Emeralde Private Metal as I travel a lot. I dont have bank account in ICICI Is that at all possible? Thanks, BT

Hey everyone, Wanted to share my recent experience and get your feedback on whether this made sense or if I could have approached it differently. Around a year ago I contacted my Wealth RM for an IDFC Private upgrade. She explained that to qualify, I’d need to increase my relationship value...

I'm thinking to get idfc first private credit card for one year where I will propose my bm to take care of all gst and I would just pay 50k. I want to know if anyone have any experience of booking flights or hotels on idfc portal? How's the experience? any flights/hotels rate difference compared...

Does anyone know if the accelarated points in ICICI Emerald Private Metal are awarded basis the Transaction Date or Settlement Date ? I know it's settlement date for HDFC Infinia, but not sure about ICICI Emerald Private Metal

Hey everyone! Just wanted to share my recent experience of getting the ICICI EPM (Emeralde Private Metal) credit card approved and delivered. Might help others who are considering it or are in the process. --- ## 🗓️ My Timeline & Process ### Background I had been asking my RM to help me...

Hey everyone! Just wanted to share my experience which might help others who have a similar profile. Background: My in-hand (net) salary is less than ₹2 lakhs per month. Because of this, none of the ICICI agents or bank officers were interested in processing my request for the ICICI Emeralde...

Hi, Tried for ICICI EPM but not eligible. However Timesblack is offered with 20k fees+GST. RM is saying use timesblack and then i can try for EPM. Please suggest if I can go ahead with Timesblack. P.S.: Already holding HDFC DCB metal, Axis atlas, ICICI Sapphiro, Amex plat travel.

I spoke to one of the bm of idfc first and he thinks that idfc not sending that specific kit now. Anyone has any information?

Is there any private bank available in India which is offering similar benefits like Kotak 811. Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 : 1. Zero balance SB 2. Free VDC 3. Free basic sms alerts Please share your review...

Hello Team, I had applied for the Emeralde PVC credit card, and although I received the card last week, the application status on the portal still shows as incomplete. It has been around 10 days since I submitted the application. Now, my Relationship Manager has secured approval for the...

IDFC FIRST Bank recently relaunched - more precisely, revalued - its top-most flagship credit card: the IDFC FIRST Private Credit Card, effective from the 1st of this month. Let’s dive into its benefits. Charges:- Joining Fees: 50,000 + GST Annual Fees: 50,000 + GST Welcome Benefits: Club...

Folks, Just wanted to share my experience of getting EPM card approved on 9th May 2025. May be there are many experiences on forum, this might be a little different. I hold ICICI credit cards with 7.9L credit limit for the past 4 years or so. I had Amazon Pay, Expressions, Emeralde PVC...

I am getting ICICI Emralde Credit Card for upgrade with a joining feed for 12000. Is worth it. ??. I am also getting Axis Atlas Pre approved too. ? What i should do. ?

Axis Burgundy Private Debit Card For Credit Card Bill payment. Any Idea how to maximize Return through this debit Card?