question

So there are a few FDs in my mom’s name at PNB, and I figured since I don’t have a credit card with them, I might as well get one against the FD. But now I’m confused about this “Minimal Annual Fee” thing they mention. Anyone here who has an FD-based PNB credit card-can you confirm what the...

I have a primary HDFC card with a 9.5L CL (credit limit). I haven't received a CLE in over 3 years now. I just received a second card (Bonvoy-HDFC card). Now, both my primary card and this Bonvoy card will share the current limit. I have not yet activated the Bonvoy card but have received a few...

Hey everyone, I came across a tech-service provider whose page emphasizes that they believe people and relationships are central to IT success. Their About section says they hand-pick support staff whose personalities fit the business, and stress responsive communication, ticket tracking...

My RM is offering me a 'paid' Magnus Burgundy card bit I feel this is a bad choice for me. Before I say no to her, I wanted to confirm that I am thinking correctly about this: in the last year, my card spends crossed 2L in 1 month, 1.5L in 1 month and were around 1L (or lower) in other months -...

I am considering getting the Axis Atlas card - to generate travel points for a family trip in a year or so (uncertain where, when and how). My understanding is that Atlas 'accelerated reward points' come from hotel stays or airline tickets. I don't do too much of either - stays are rare and...

I buy a (mandatory) Amazon 10K voucher each month from Gyftr using my Infinia card. I now realize that I may not be using Gyftr enough... For example, there are Swiggy & Zomato vouchers on Gyftr which I don't buy - this is because I hold a few LTF cards that give 'cash' discounts on these apps...

So an employee of axis is bugging my dad to get axis Burgundy savings. My dad asked her to make one in my name. We own a business, and need a lot of cash to run it, I can arrange 5 lakhs for a day but maintaining 10 lakhs in my bank account everyday is not possible, because i can use that money...

I got Regalia Gold LTF 2 months back and spent 95k so far. In 'Spend Promo Details' section apart from usual ones (100k within 90 days, Quarterly and annual targets) the following targets are shown: Regalia Gold Welcome Benefit Upg 25 Regalia Gold Welcome Benefit Upg 50 Regalia Gold Welcome...

I had to withdraw cash with my CC in japan since I have a RuPay Debit Card. Withdrew 20k Yen (12.5k INR). App shows no extra charges yet and the transactions have setlled. I have paid 1L in advance too. What will be the charges i'll have after the final bill?

Hi I raised an RBIO complaint on icici bank for charging annual fee on my new credit card. It's been almost 25 days but no update yet. The statement on the card is generated with the joining fee. Now the question is if I request icici to close the credit card, will the RBIO complaint also be...

Hi I am currently a gold accor status member and have accor plus membership till 31jul2025. I have extended it already via an offer which promises 30 status nights post expiry of my current plan. Can you please help explain the following: 1. Will my gold status expire at end of July along with...

Hi i have not used my Accor plus vouchers till now and planning to go to grand mercure bangalore for a buffet along with my parents and wife total 4 people 1. Can we use 2 vouchers to get all 4 buffets complementary? One is a grand mercure specific voucher and another is a generic voucher see...

Apologies if this has already been covered in the forum, but I couldn't find it in my search and need some clarity. I have a question about Axis Magnus Burgundy reward earnings, specifically on Gyftr. I know that Gyftr purchases don't count towards the 1.5 lakh accelerated rewards milestone...

Hi, Does the SBI e s i g n process fail if the mobile number on your card application is different from the mobile number that's linked to your Aadhar?

When you start the application on Amazon, it locks-in the Phone number and Email ID associated with your amazon account. So if the card is approved, that same phone no. and email id will be registered with the card. My question is: Once card is approved, will you be able to change the email...

Hi I have AU lit card since couple of years but haven't used lately thought these offers can't be combined and all now I have learnt recently that we can combine them , So my use case would be to buy Apay vouchers (roughly 10k per month) can you suggest what all offers to combine to maximize the...

HI All, Silly question but does this mean I cannot get complimentary access to Adani East Wing Lounge in Mumbai Airport international terminal? I hold AMEX platinum reserve card.

Hello everyone, I wanted to know if there is any limit on adding money to the Amazon pay wallet (not gift cards) via Amazon pay ICICI credit card? If there is any limit, what is that limit? What is the limit on withdrawing the Amazon pay wallet balance to a bank account (by entering bank account...

Hi, I have around 1 lakh more spend to go to reach the 4 lakh threshold. I have a tentative trip coming up few months later and I will use Amex to book it and will cross the threshold. Question is that if I cancel my trip and get the refund (lets assume 100%) - what will happen to the 10k...

I have seen varying speeds with this device. In some cities, I get only 12 to 14 Mbps despite being 5G city. But in some cities I get 55Mbps in one location and 12 Mbps in another location within city . Is this issue due to the device? Or any other issue? Thanks in advance.