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What is the benefit between transfer infinia points to air miles versus direct booking through smartbuy? I understand we can book 100% reward ticket by transferring infinia points to air-miles without any monthly limit whereas in smartbuy we've 75k redemption points limit per month and also only...

If you look to sign up to Cibil, it asks mobile number/e-mail account and potentially ID to create an account. I assume the main identifier for CIBIL has to be PAN right (which weirdly they're not compulsorily asking for at sign up time? ) If I signed up using a secondary mobile/email and say...

I am not a salaried employee, so as a freelancer with inconsistent income, I get loans and cards via relationship building. It's a long and slow process, but that's the only avenue available to me. I had OneCard Federal for 3 years and I hardly get any limit increase on it. All my cards are 3+...

Hey fellow TF Members!, I had applied for the YesBank Marquee a week before the devaluation and received the card today. I don't think I will hit the 1L spends per quarter - at max will reach 70-75k per quarter. Does this card have any other redeeming qualities? It carries a hefty joining and...

A thought came in my mind that I have a merchant account I haven't used much it since created ( used once to check how it works). Yesterday I transferred 500 inr from Rupay credit ( of my sister) to my merchant account & she didn't get charged for it, not even Penny. Is this illegal in...

Dear All, I hold a few credit cards and have few currently EMI on those,However currently for past 1 month. I am not using them for any usage so i wanted to know whether EMI on the card is counted as usage or will they close my card ,If i do not use them for 6 months or so ?Thank you

Hello, For MRCC 1. Is the 20K spend for 1K MR statement cycle or per month? 2. Is the 1K MR for 4x 1.5K spend per statement cycle or per month?

I am new to the forum and I want to mark a post as a "solution" to my Question. How do I do it? Regards

Can i ask for bill period change after my bill is generated by calling customer care?

1. does your current voucher transferred to their air india as well? 2. do you able to book tickets for friends & family by using vouchers? 3. if you able to book then, only Vistara flights or air india, award seat as well?

Hello members, Can anyone tell me how to get away from 1% and gst to come into profit or equal ratio if we spend xxxx amount in forex only. as i am aware of the devaluation on 5:2 ratio keeping in mind on 15 edge multiplication of 2X reward. now can anyone tell me if I spend so much amount in...

Hi, Is there any way to obtain this card without using your Aadhaar? (assuming you have other other OVD's for KYC purposes and don't have any previous relationship with the bank)

Apart from the minimum 500 +GST charges(which I'm ok to pay for), I have activated the 50% over limit facility and tried to do a single transaction over and above my limit with Flip Axis credit card. Case scenario: Full limit is 80000.(=Available limit for next transaction)Over limit availed is...

I draw ₹400 from a Sbi Atm, it given me 4 ₹100 notes which are in pristine condition. & all these notes are in serial from 196 to 198 of same bactch(kinda like AB455196 to AB455199). When i checked the year on those notes it marked as 2023. My question is, how on earth these notes that are...

What do you think are the intension of RBI for making every credit card payment routed through BBPS? Is it means that RBI wants to monitor people transaction for Tax invasion or want to send notice to them who do not pay tax but pay credit card bills? I am just asking because everything is...

Hey, I had a couple queries on spend thresholds: 1. Suppose I use 50k in my SBI cashback (all online) and get 2500 cashback. There is now a negative balance -2500 in my account after paying my bill. Now will the next 2.5k I spend on this card count towards the renewal fee waiver? 2. I have an...

Hey! I want to know if i can use my icici amazon pay cc over the limit i want to do a single transaction for 75k but my actual cc limit is 70k i will pay it off immediately Am using cc as there is offer for the product

Hello, I had a few questions about the add-on Infinia. I wanted to know if it's possible for a first cousin to get an add-on card with the same middle name but not the exact same surname as the primary holder. I saw someone here mention that if the person has a HDFC bank account then you can...

Any Idea, why some bank Indian lounges into Domestic and International category. They even mention this in their Card offerings. And this really confuses the situation. I think International Lounge access means you can access the lounge outside India with the use of the card either directly or...

There is a question, if a person lives in a village and does the same work, the salary is 15000 and he has his own house in the village, then can such a person get a loan in the city, if he wants to buy a house in the city? Can that person take a loan in the city by showing the salary slip of...