refund

I am facing serious billing issues with American Express India, where they wrongfully deducted Credit Card EMIs for a refunded transaction and imposed unjustified charges. 🔴 Wrongful EMI Deductions on ₹28,498 Transaction Date: September 30, 2024 – Flipkart purchase of ₹28,498. Refund Date...

Hi I wanted to open IndusInd megastar savings account, so I followed the application process in the mobile application and funded it with 50000 INR on 8th Feb Money got debited but the app dint recognised it and still asking me to fund the account. So I Mailed the IndusInd customer care...

Hello TechnoFino Community, I need advice regarding an ATM withdrawal issue with Canara Bank. On 9th February 2025, I attempted to withdraw ₹500 from an SBI ATM at IIT Ropar Campus. Unfortunately, the money was debited from my account, but the cash was not dispensed. I waited for one whole...

Hi I have a health insurance from Star Health. The due date for renewal premium was 30th Jan. I had made payment via Amazon Pay app on 16th which was marked successful with money debited from my Amazon Pay ICICI credit card. An additional convenience fee was also charged. I didn't receive and...

Hi Guys, On January 28th, I booked an Ola Electric S1 Pro Gen 2 for ₹1,50,500. Ola offers the option to split the payment, and they were providing a 5% instant discount (up to ₹5,000) on selected credit card EMIs. To maximize the discount, I decided to proceed with a split payment using two...

Hello Everyone, I need your advice on an issue with my SBI Credit Card. Here's the sequence of events: I paid my full outstanding balance plus an extra ₹28,000 on February 2, 2025, a day before the due date. Despite this, SBI auto-debited ₹20,000 from my bank account through NACH on February...

I ordered a refurbished Sony Xperia from Ovantica with my credit card ₹24558, but they never mentioned it’s a single SIM variant. When I tried to cancel, their support didn’t respond properly. I even paid ₹299 separately for an adapter via UPI. I raised a chargeback request with SBI, but now...

I ordered a refurbished Sony Xperia from Ovantica, but they never mentioned it’s a single SIM variant. When I tried to cancel, their support didn’t respond properly. I even paid ₹299 separately for an adapter via UPI. I raised a chargeback request with SBI, but now the bank says the payment is...

Hi, I have around 1 lakh more spend to go to reach the 4 lakh threshold. I have a tentative trip coming up few months later and I will use Amex to book it and will cross the threshold. Question is that if I cancel my trip and get the refund (lets assume 100%) - what will happen to the 10k...

Is anyone else facing delays in their return processing for AY 2024-25? Refund processing is pending for both of my parents. I've been raising grievances every month since October, but they keep closing the tickets without providing any timeline, just asking me to wait and it will be done when...

Paid credit card bill using sbi unipay and card used was hdfc bank debit card, the amount was debited, from bank account but was not credited to my card and refunded after 8 days as per RBI this should be refunded with in 5 days want to file the complaint against whom the merchant or bank will...

After my debacle with Aeronpay I have finally received my bill payment on my CC. After 6 months lol. Now the balance on my Indusind card is negative. I asked the bank to refund to my bank but they're asking for transaction proof from bank account for the same amount. But such a thing doesn't...

My refund is pending for last 2 months, I have escalated to Nodal and appellate as well. Any thing like ombudsman or something like that?

Today I purchased MMT gift card on Gyftr. The amount was debited but I didn't receive the voucher. I even cannot see my orders but I have to book the hotel asap. I requested them to initiate refund but there's no response from them. What to do? They are saying an order cannot be cancelled.

I recently returned an item to Amazon that was purchased on EMI. The EMI conversion was processed two days ago, and the refund is on its way. Should I contact customer care to cancel the EMI, or will it be canceled automatically? The bank involved is ICICI. For future reference, I would...

I had done a transaction of 25,000 on Croma but idk why transaction got cancelled and money also debited from my account. Transaction done on 7/Jan Through SBI debit card Confirmed with Croma they have initiated the refund instantly (as the process is automatic) & provided me with Bank...

Last month (December), I paid my Jio Fiber postpaid bill via BBPS. Later, the amount was again deducted from my Standard Chartered bank account through the auto-payment facility. I had forgotten to stop the auto-payment, so I contacted Jio for a refund of the duplicate payment. However, Jio...

TL;DR: During my trip to Malaysia, a hotel overcharged me 50 MYR (~1000 INR) for a lost room key when the card mentioned only 20 MYR. Despite multiple discussions, the manager later agreed to refund 30 MYR but insisted on needing my bank details for the refund. I’m concerned about tax...

After browsing Technofino for a few months and even following its founder on X, I finally created my account here just now to share what I have just experienced. I paid for my Swiggy food order using my HDFC Swiggy credit card today at 8:15 PM. A few items from the order were missing, so, at...

My friend lives in US and I had ordered a iPhone on Apple US website and paid using my Amazon Pay ICICI credit card. Due to some damages the item could not be delivered and the merchant processed the refund. I was hopefully that i would get refund of my Forex fees also since it was the...