refund

Hey TFCians, Did you know you can get a tax refund on an iPhone purchase? Generally, Apple Stores worldwide don’t participate in tax refund schemes. However, in some countries, you can find authorized resellers that do. Last year, I visited Japan and purchased two iPhones (for personal/family...

Dear All, I have done a hotel booking via booking.com and paid in 224.05 MYR via my World safari RBL credit card for my upcoming trip. Payment done on Feb 18th 2025 and the equivalment conversion settled to INR 4,393 Applied refund due to other reasons and merchant approved 100% refund...

I cancelled an order placed with my Federal Celesta credit card. Got the refund processed and was reflecting in my credit card's unbilled transactions. Two days later though, Federal bank refunded this amount back to my attached Savings Bank account. Granted this reflects in my available credit...

Hi, My Amex metal was under financial review for last 2 weeks. I have sent all the documents they wanted but today they informed me my account is cancelled. Both My platinum charge card and platinum travel card got canceled. Case number - CL-IN5LZ54 The didn't tell the reason for the...

Hi Friends, Recently I faced this issue and am putting my experience here for awareness of fellow HDFC smartbuy portal users I used SmartBuy to book flight tickets and these were the pain points 1. The fares published in this portal don't come with any discount, unlike other flight booking...

I am facing serious billing issues with American Express India, where they wrongfully deducted Credit Card EMIs for a refunded transaction and imposed unjustified charges. 🔴 Wrongful EMI Deductions on ₹28,498 Transaction Date: September 30, 2024 – Flipkart purchase of ₹28,498. Refund Date...

Hi I wanted to open IndusInd megastar savings account, so I followed the application process in the mobile application and funded it with 50000 INR on 8th Feb Money got debited but the app dint recognised it and still asking me to fund the account. So I Mailed the IndusInd customer care...

Hello TechnoFino Community, I need advice regarding an ATM withdrawal issue with Canara Bank. On 9th February 2025, I attempted to withdraw ₹500 from an SBI ATM at IIT Ropar Campus. Unfortunately, the money was debited from my account, but the cash was not dispensed. I waited for one whole...

Hi I have a health insurance from Star Health. The due date for renewal premium was 30th Jan. I had made payment via Amazon Pay app on 16th which was marked successful with money debited from my Amazon Pay ICICI credit card. An additional convenience fee was also charged. I didn't receive and...

Hi Guys, On January 28th, I booked an Ola Electric S1 Pro Gen 2 for ₹1,50,500. Ola offers the option to split the payment, and they were providing a 5% instant discount (up to ₹5,000) on selected credit card EMIs. To maximize the discount, I decided to proceed with a split payment using two...

Hello Everyone, I need your advice on an issue with my SBI Credit Card. Here's the sequence of events: I paid my full outstanding balance plus an extra ₹28,000 on February 2, 2025, a day before the due date. Despite this, SBI auto-debited ₹20,000 from my bank account through NACH on February...

I ordered a refurbished Sony Xperia from Ovantica with my credit card ₹24558, but they never mentioned it’s a single SIM variant. When I tried to cancel, their support didn’t respond properly. I even paid ₹299 separately for an adapter via UPI. I raised a chargeback request with SBI, but now...

I ordered a refurbished Sony Xperia from Ovantica, but they never mentioned it’s a single SIM variant. When I tried to cancel, their support didn’t respond properly. I even paid ₹299 separately for an adapter via UPI. I raised a chargeback request with SBI, but now the bank says the payment is...

Hi, I have around 1 lakh more spend to go to reach the 4 lakh threshold. I have a tentative trip coming up few months later and I will use Amex to book it and will cross the threshold. Question is that if I cancel my trip and get the refund (lets assume 100%) - what will happen to the 10k...

Is anyone else facing delays in their return processing for AY 2024-25? Refund processing is pending for both of my parents. I've been raising grievances every month since October, but they keep closing the tickets without providing any timeline, just asking me to wait and it will be done when...

Paid credit card bill using sbi unipay and card used was hdfc bank debit card, the amount was debited, from bank account but was not credited to my card and refunded after 8 days as per RBI this should be refunded with in 5 days want to file the complaint against whom the merchant or bank will...

After my debacle with Aeronpay I have finally received my bill payment on my CC. After 6 months lol. Now the balance on my Indusind card is negative. I asked the bank to refund to my bank but they're asking for transaction proof from bank account for the same amount. But such a thing doesn't...

My refund is pending for last 2 months, I have escalated to Nodal and appellate as well. Any thing like ombudsman or something like that?

Today I purchased MMT gift card on Gyftr. The amount was debited but I didn't receive the voucher. I even cannot see my orders but I have to book the hotel asap. I requested them to initiate refund but there's no response from them. What to do? They are saying an order cannot be cancelled.

I recently returned an item to Amazon that was purchased on EMI. The EMI conversion was processed two days ago, and the refund is on its way. Should I contact customer care to cancel the EMI, or will it be canceled automatically? The bank involved is ICICI. For future reference, I would...