rejected

Hi TF community - I’ve been trying to get the PNB RuPay Select Credit Card for over a month now and the whole process has been a bit of a mess. Timeline so far: Applied online on Aug 1 → CIBIL inquiry done the same day Completed VKYC on Aug 2 → got SMS confirmation Then a week of silence After...

I have applied HDFC credit card for family member as first time borrower. His credit score is NH. Provided all necessary income proofs while applying. All process was smooth. Biometric kyc within 2 days, physical verifications next day. But today card got declined. Reason they gave is full...

Need urgent personal loan of 4-5L, but getting rejected from all banks, Cibil is 750+ No other loans, No Late payment, clear record, still getting rejected, is there anyway to get loan?

I applied for Flipkart Axis Bank Credit Card and got rejected after getting VKYC while my CIBIL is 782. And whenever I go to the Flipkart app, there is an option of resume application and clicking there opens the VKYC page again, asks for OTP and is processed for VKYC. I did this 5 times but...

I had applied for the Axis Term Insurance - 2cr , 25M (Plain Vanilla Plan), but it was rejected after one month citing “Past medical history as disclosed” and advising me to reapply only after January 7, 2027. For context, my disclosed medical history was a hospitalization due to dengue about...

My application got rejected for the third time. But here's the thing, now SBI grievance is saying that if I wish for them to reconsider my application status, I just have to send them three months of latest bank statement and latest two months of payslip. Has anyone else faced this scenario...

Hi everyone, Need some expert insights here. My brother applied for the Federal Bank Scapia Credit Card today 25.7.2025, via a friend’s referral link (there’s an ongoing offer – 5 referrals can win an Apple Smartwatch). Details: CIBIL Score: 765 (decent score) Already holding One Card...

I recently faced an issue with a pre-approved HDFC credit card offer and need some clarity on how to get it re-evaluated. My Relationship Manager informed me over call that I had pre-approved offers for the Freedom, Swiggy, and IndianOil credit cards. He said a token had already been generated...

784 score. in hand 81k salary(some part of my salary is in rsu's so) , zero late payments, no loans nothing. work for a big tech. Made the mistake of applying to 5 different banks for a cc as soon as i got a job 3 years ago. shouldn't have done that. also my first hdfc application got rejected...

I have applied for SBI cashback credit card through sprint, Filled all the necessary details, they fetched my kyc through digilocker & then it showed application successfully submitted. I tracked the application status it showed application rejected due to internal reason. Currently I am...

Hi, I'm holding a Federal Bank Imperio 2.60 lac credit card. I got the card in September 2024. Now I came to know that Federal Bank allows users to have two cards, so I applied for a Scapia card but it was rejected. I sent an email requesting reconsideration, but they said I've reached my...

HSBC organized a salary account drive at my office. During the event, one of their sales executives shared his number with me for any queries related to offers and credit cards. I ended up opening a salary account and also applied for a credit card at the same time — the executive submitted the...

Hi everyone, I’m sharing my experience with HDFC Bank regarding a pre-approved credit card offer with a ₹1 lakh limit, which I was genuinely looking forward to. Unfortunately, my application was rejected, and the reason provided was: Here’s why this is frustrating: No one from HDFC came...

I applied for axis atlas credit card and it got rejected after few days i applied for axis airtel credit card which also rejected After 1 week I mailed to pno@axisbank asking for the exact reason why my credit card was rejected After 3 days they have replied that reason for rejection is...

My application for Uni Gold X credit card was rejected. When I insisted on a mail response on reason for rejection, I got the following mail: ----------------------------------------------------------------------- Thank you for reaching out to Uni Cards. We truly value the opportunity to assist...

Hi, Axis bank just rejected my Atlas application & I’m shocked! I’ve a credit score of 802, income way above the minimum income needed for Atlas card. How do I know the reason for rejection & can I reapply? Also, is there a better card in the same category for miles? @Wealth is my birth right...

Hi, I was unable to apply for ICICI credit card through website and I left midway. Then next day I got call from credit card team and By their guidance, I applied for a ICICI Coral Credit card by uploading documents. Today I got a message and mails saying My application is rejected as I have...

hi, I am very new to credit card world. i wanted to pay my kids school fees using credit card. they accept only bank transfer/upi when using credit card on upi apps like amzn and gpay it says : not acceptable for this kind of transaction. what are my options? or the credit card is not...

I am trying to get a HDFC creditcard since 2 years, everytime i apply it says you are not eligible and getting rejected everytime, portal shows we are sorry we don't have a card offer for you. I have other bank cards as well 1.Axis- Atlas,Airtel,Neo 2.ICICI- Saphirro dual, Coral, Amazon pay...

IDFC sent me text with pre approved IDFC card as below: Hello Applying for a credit card has never been easier! 🚀 Here's what you can expect when you apply for the IDFC FIRST Bank Credit Card: ➡️Complete your Credit Card application in minutes. ➡️ It's pre-approved, so receive quick...