remittance

I get decent chunk of foreign payments in my bank. when i compared Inw. Remittance rates ( TT Buy) of different banks i was shocked. Compared HDFC rates with govt banks like SBI & PNB. the difference was hugee. 1.1 to 1.3 Rs/dollar . this would help me save shit load annually ( 1L+ ) Existing...

Hello everyone, I need some advice with inward remittances to State Bank of India. My friend and I both receive our salaries from the same overseas employer. The transfers are done on the same date, time and via the same SWIFT code. The only difference is that we use different SBI branches. I...