renewal

Hey Guys, A quick help! I have HDFC Marriott Bonvoy renewal this month (3K). I have a free night certificate which I have not used yet and will expire on 25th Jan 2024. I am planning to close the card as I don't want to pay Annual fee. Will it cancel the Free night certificate as well...

Hi everyone, I'm facing a bit of a roadblock. I created a Fixed Deposit (FD) with IDFC First Bank get their WOW Secured Credit Card. The problem is, my FD is set for auto-renewal by default, and I don't have a savings account with the bank. I'm worried about the FD renewing automatically and...

Hi I have been holding Infinia for 6 years now and Infinia metal for 3 years. I am up for card renewal in next 120 days and was thinking to change from Mastercard to Visa as I don't have a visa credit card. My Current Infinia Mastercard has a condition of spend criteria of 8lacs to get a waiver...

I am looking to close my Axis Ace card, as I moved my spends to SBI cashback and got Axis NEO for other offers. I have a pending rs250 edge rewards due by Feb 25, but the renewal is by Dec 2024 end (spend milestone is already met for this year). If I close by Mar 2025, will I still be charged...

Hello TF Community, My SBI Simplyclick (LTF) is up for renewal - Need to upgrade to SBI Cashback (LTF). I received a SMS from SBI stating that my SBI Simplyclick card is up for renewal & I have 20 days to respond whether I need the renewed card or not. But I want to upgrade it to SBI Cashback...

Hello All Magnus Holders, (not sure how many of us are left) but hey I thought I can try. I got Magnus just 2 months before the major devaluation of last year and I did meet the 15 lakhs spend criteiria for Annual fee waiver. I had made up my mind that I will cancel the card UNLESS they waive...

Hi, Received attached offer on renewal of Accor membership. Not bad considering additional 20 nights will make me a gold member, as already have 19 nights. Getting additional points worth 5400/- stay and using Atlas will get additional stay worth 2500/-. Definitely going for this.

I am creating this post as a wiki post I wish to have a comprehensive list of card where the joining and Renewal fee is essentially recovered (may be only GST part we need to pay) or we get benefit more than the fees I am writing few cards Other please add on to the list 1) HDFC Infinia Fees...

Recently my SBI OLA card is up for renewal & SBI has sent me SMS to choose the card network for renewal card. It has provided two options Visa & Rupay to select from. I have opted for Rupay & 2 days back the new card has been issued on Rupay platform. This seems to be nice feature by SBI to...

Hi Guys.. My Yes Reserv is due for renewal and I got a mail to select which Variant needed after renewal MC/Visa/Rupay.. (Currently it's MC) . Need help to understand below: 1. Which variant of Visa (Signature/ infinite) or Rupay (plat/select ) or Mc will be issued after renewal. (called CC...

Hi I got amex mrcc this year with some referral. It’s first year free with 1.5k annual fees + 50% waiver on 90-150k spends. I might hit 90k spends with it but not sure of >150k since most of my spends are with SBI cashback, Airtel Axis and HDFC swiggy. In case I pay 50% of the renewal fees...

I have AU Zenith Credit Card which I got as one of my first credit cards in Dec 2022. Being a CC noob that time, I used it in the first year extensively (~10 lakhs spend) Since I met renewal fee waiver criteria, I kept it for next year. However, after devaluations and having other better cards...

Folks, I got my DCB Metal FYF last year mid-November i.e. the first CC statement I received was in Mid of December. I believe the FYF criteria is to spend 1.5L within 90 days of issuance of card, I did a little over 2L so all good there. Now, the renewal fee thing is about to kick in, so far...

Guys, I am currently gold status in accor. My accor plus gold is expiring on 31st October 2024. I am getting calls from accor to renew the membership. I have the following 2 questions: 1. Can I renew with points. The guy who called me from accor was saying that it's not possible and can only...

Today, I spoke with Aurum support, as my second year has just started with Aurum. I enjoy watching movies at PVR Insignia and IMAX. Aurum offers discounts for both tickets on BookMyShow, which is one reason I kept Aurum and premium lounge access as well. I was busy with work and life and didn't...

My known person had given NACH permission for the Insurance from Niva Bupa. They asked the agent to cancel the health insurance since it was no longer needed, but still NACH was deducted yesterday. Renewal date of health insurance is 29th September. They had also mailed the bank home branch to...

So my Platinum Charge card which I took last September is due for renewal at the end of this Month. I called them about offers and renewal fee and they told me that since have good spendings on my card they can offer me 60000 membership points for renewal, also since the renewal is due at the...

I have renewal coming after couple of days for my American Express Platinum Travel Credit Card. I just spoke with Amex support and they provided me 3 options for renewal benefit. Spent over 7 lacs in last year on my Platinum Travel credit card. I also hold Amex Platinum Charge Card. 1...

My health insurance renewal from Tata Aig is due in December. I have SBI Cashback card and Axis Airtel Card. So before getting Amazon Pay gift cards thought of checking whether the wallet option is available on payment page of app. But it's not there in TATA AIG app. There is Mobikwik...

So I have crossed the platinum milestone of Atlas Card... all transactions are settled... but sill stuck to gold milestone. Renewal is in 2 days... and I thing the status wond change before that... What options do I have Will I get the benefit of platinum? Miles And what will happen on...