renewal

Dear friends My card Atlas has expiry date in Jan and statement date as 17th Jan. I was under the expression that I will be charged for renewal post 17th, but unfortunately they charged Annual fee already on 10th Jan (With no sms) and same day I had recurring netflix transaction. No further...

This is just for information for people who hold Rupay Select Debit card (i am holding Bank Of Mahashtra- RSDC). When i sent a query to Rupay team regarding the benefits update frequency / renewal of benefits -every year or quaterly, i received following response. "Please note for the Bank of...

250rs Amazon gift card on kyc renewal

So I have my gold charge for renewal and got 2 offers: First one to pay 50% fee Second one to spend 1L in 90 days for full fee reversal. My current usage for Gold is 1k for fuel and 5k for amazon pay vouchers. My usage for MRCC is loading mobikwik for 3k max then apay vouchers only. Here are my...

Need urgent help regarding axis atlas renewal confusion My atlas card is renewed as gold tier Bank employees are unable to answer simple question of mine That as tracker of spend has started from zero will i get milestone benefit of 3lakh also in the same year or not Example 2500 miles on...

Has anyone renewed the card after AI merger? Are they still downgrading the account to Silver if you don't meet the criteria or we get Gold till March 2026 as it says on Maharaja account?

I plan to renew my accorplus membership next month. I’m at gold status currently, and I believe that I’ll be downgraded to silver if I let it expire. What happens if I renew it before expiring? Will the 20 status nights that I receive, add in my gold to platinum upgrade quota?

Hey Guys, A quick help! I have HDFC Marriott Bonvoy renewal this month (3K). I have a free night certificate which I have not used yet and will expire on 25th Jan 2024. I am planning to close the card as I don't want to pay Annual fee. Will it cancel the Free night certificate as well...

Hi everyone, I'm facing a bit of a roadblock. I created a Fixed Deposit (FD) with IDFC First Bank get their WOW Secured Credit Card. The problem is, my FD is set for auto-renewal by default, and I don't have a savings account with the bank. I'm worried about the FD renewing automatically and...

Hi I have been holding Infinia for 6 years now and Infinia metal for 3 years. I am up for card renewal in next 120 days and was thinking to change from Mastercard to Visa as I don't have a visa credit card. My Current Infinia Mastercard has a condition of spend criteria of 8lacs to get a waiver...

I am looking to close my Axis Ace card, as I moved my spends to SBI cashback and got Axis NEO for other offers. I have a pending rs250 edge rewards due by Feb 25, but the renewal is by Dec 2024 end (spend milestone is already met for this year). If I close by Mar 2025, will I still be charged...

Hello TF Community, My SBI Simplyclick (LTF) is up for renewal - Need to upgrade to SBI Cashback (LTF). I received a SMS from SBI stating that my SBI Simplyclick card is up for renewal & I have 20 days to respond whether I need the renewed card or not. But I want to upgrade it to SBI Cashback...

Hello All Magnus Holders, (not sure how many of us are left) but hey I thought I can try. I got Magnus just 2 months before the major devaluation of last year and I did meet the 15 lakhs spend criteiria for Annual fee waiver. I had made up my mind that I will cancel the card UNLESS they waive...

Hi, Received attached offer on renewal of Accor membership. Not bad considering additional 20 nights will make me a gold member, as already have 19 nights. Getting additional points worth 5400/- stay and using Atlas will get additional stay worth 2500/-. Definitely going for this.

I am creating this post as a wiki post I wish to have a comprehensive list of card where the joining and Renewal fee is essentially recovered (may be only GST part we need to pay) or we get benefit more than the fees I am writing few cards Other please add on to the list 1) HDFC Infinia Fees...

Recently my SBI OLA card is up for renewal & SBI has sent me SMS to choose the card network for renewal card. It has provided two options Visa & Rupay to select from. I have opted for Rupay & 2 days back the new card has been issued on Rupay platform. This seems to be nice feature by SBI to...

Hi Guys.. My Yes Reserv is due for renewal and I got a mail to select which Variant needed after renewal MC/Visa/Rupay.. (Currently it's MC) . Need help to understand below: 1. Which variant of Visa (Signature/ infinite) or Rupay (plat/select ) or Mc will be issued after renewal. (called CC...

Hi I got amex mrcc this year with some referral. It’s first year free with 1.5k annual fees + 50% waiver on 90-150k spends. I might hit 90k spends with it but not sure of >150k since most of my spends are with SBI cashback, Airtel Axis and HDFC swiggy. In case I pay 50% of the renewal fees...

I have AU Zenith Credit Card which I got as one of my first credit cards in Dec 2022. Being a CC noob that time, I used it in the first year extensively (~10 lakhs spend) Since I met renewal fee waiver criteria, I kept it for next year. However, after devaluations and having other better cards...

Folks, I got my DCB Metal FYF last year mid-November i.e. the first CC statement I received was in Mid of December. I believe the FYF criteria is to spend 1.5L within 90 days of issuance of card, I did a little over 2L so all good there. Now, the renewal fee thing is about to kick in, so far...