My monthly spends are as follows
- 35k rent (regalia on billpay)
- 50k advance tax (pay quaterly using IDFC first wealth)
- ~10k UPI (on tata neu infinity - LTF)
- ~10k offline spend (axis ace)
- ~30k online spend (Amex MRCC/ SBI CB).
I planned for international trip in May, considering that I...