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savings account

  1. ashwinikumar900

    YES Bank Savings Account programme - Credit Card variant & limit-wise eligibility.

    I was already aware of the savings account criteria (ZERO BALANCE) according to credit card limits at ICICI Bank, but it turns out YES Bank has a similar programme too. I recently stumbled upon some details about the YES Bank savings account’s too, which are dependent on credit card limit and...
  2. PRASHANT THAKUR- (Mr. X)

    Assistance for IDFC First Wealth Savings Account Opening (₹5L Initial Funding)

    Hello Technofino Community, Posting this to help out anyone who is looking to get the IDFC First Bank Wealth Savings Account. I can help facilitate the application process for those who are ready to proceed with the required ₹5 Lakhs initial funding. I can connect you with a contact for a...
  3. shazansalim

    Misconduct and Denial of Savings Account Opening at Bank of Baroda

    On 24/09/25, I visited the LAL CHOWK SRINAGAR BRANCH (Branch code: VJSRIN) to open a Bank of Baroda Savings Account. To my shock, the Branch Manager flatly refused to process my request, stating that since I reside in Baramulla district and the branch is 30 km away in Srinagar district, and is...
  4. aishwarya

    How many savings account do you have and what are the benefits?

    The title says it all. I can open account if I find the benefits Good and useful.
  5. Solarman

    It is Safe to take paytm business merchant settlement amount in savings account ?

    I usually receive approx 1 to 2k total in paytm merchant account daily it is safe to take settlement amount in Kotak 811 Super Account or in SBI Savings account want to do this to avoid my main business current account getting Frezzed due to suspicious amount or cyber cell.
  6. xyran

    Will ICICI ask for salary slip for verification even If I have a savings account with them?

    My parent company is listed in the eligible companies but I work for subsidiary companies and my salary slip has details of subsidiary companies mentioned on it. ( I get from my salary from subsidiary company not parent company, but I do have official email id of parent company)
  7. TOUSIF_AHMED

    Please suggest me savings account as per few criteria

    Please suggest me some / list of savings account where 1. Debit card is free, 2. No sms alerts charges, 3. No IMPS charges. These are the charge which itches my eyes. I am ready to keep minimum balance of upto 1 lakh. Also i do 10-16. Earlier i was having kotak 811 they called me & started...
  8. V

    Best savings account for investment

    Need suggestions for best savings account (preferably;zero bal or Low MAB)for investment related activities like integration with zerodha kite, Mutual funds SIP etc... I have BOB, central bank of india, both are very difficult to put SIP mutual fund.. repeated failed SIP happening.. IDfc vs...
  9. paras.bhalodia

    Urgent : Bank FD without savings account

    Hello. I kindly want attention of all senior members of TF community to address basic queries regarding title circumstance. 1) I want to open a FD, preferably online and through a traditional interface like net banking (most banks have transitioned to laggy non-safe honey trapping UI) 2) I do...
  10. M

    Anyone Using Deutsche Bank’s Regular or Easy Savings Account? Worth It?

    Hello all 👋 I’m exploring options for a new savings account and came across Deutsche Bank India. They offer: https://www.deutschebank.co.in/en/advantage-banking/regular-savings-account.htmldeutsche bank india zero balance account - Regular Savings Account – seems to come with standard...
  11. S

    Revisions in AU Digital Savings Account Service Charges

  12. M

    HDFC Giga Savings account not opening.

    I already have an FD in HDFC and I want to open the GIGA savings account but my online application got rejected and they asked me to visit the branch. When I visited the branch they said as you already have a customer ID and are not a new customer you cant open GIGA account. Is this how it...
  13. nkshrma

    HSBC savings account worth it or not?

    I’m planning to open an HSBC savings account. From what I understand, if I place a fixed deposit of ₹1.5 lakh, the account will effectively function as a zero-balance account. Could you clarify if holding an HSBC savings account provides any advantage in getting pre-approved for the Live+ or...
  14. Raviteja

    Idfc account opening suggestions

    I’m trying to open an account in IDFC in my wife’s name. Please suggest the best account in IDFC. I can afford an initial deposit of ₹10 lakhs, but I may not be able to maintain the required monthly balance consistently. Among IDFC First Power (Women), Select, Wealth, and the ₹25k variant, which...
  15. B

    Canara bank refusing to open savings account

    I have a Canara bank branch 3 kms from my home. Today I visited the bank branch to get an account opened. After looking at the address in my aadhar card, the bank staff member asked me if I don't have a bank close to my home (3 km form there). I said I do have banks there but not Canara bank...
  16. C

    HDFC Max Savings Account

    Does HDFC bank issue free debit cards to both the account holders, if Savings Max account is held jointly by them? If Yes, are we allowed to have Millennia DC for one account holder and Platinum DC for another account holder?
  17. P

    Not able to open 811 account if had Kotak normal savings account earlier (now closed)

    Hello TF members, Was anyone able to open 811 account when the you had already closed non-811 account earlier? I am trying to open 811 account and it shows existing customer error due to CRN existing. I checked by visiting branch, they are saying I can open any other account except 811, it's...
  18. codenerd

    IndusInd Limited Time Offer - Pioneer | Grande Care | Care Savings account

    Hi TCFers, My RM reached out to me with a valuable offer for Indusind Pioneer, Indusind Grande Care and Indus Care savings account under Freedom Offer which is senior citizen specific offer where the senior citizen has to be the primary holder. So after ages of stupid FD and ULIP pestering by my...
  19. sush29

    Need info on Zero balance Savings account

    Hi , I already hold hdfc and idfc bank savings account for different purposes. HDFC is for salary and idfc for investments. Now I wanted a zero balance account for daily upi spends, with free debit card preferably from a psu. So I selected SBI insta plus account that comes with free virtual...
  20. T

    ICICI Bank’s ₹50,000 Regular Savings Account MAB — A Change with Fewer Choices for New Customers
    Threadmarks: Information (thread merged)

    ICICI Bank’s updated Schedule of Charges introduces a major shift for metro and urban customers: The Minimum Monthly Average Balance (MAB) for new Regular Savings Accounts is now ₹50,000. Check Link- https://www.icicibank.com/interest-rates#service-charges What makes this change more...
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