sbi card

I need to share a shocking case of negligence by SBI Card that destroyed my credit profile. The Timeline: Oct 2022: I closed my SBI Credit Card. Oct 2022 – Sep 2024: Instead of closing it, SBI continued to report the card as "Active" to CIBIL. My report shows "Payment History" for 2023 and 2024...

I got a call from a person named karan sharma pretending to be from sbi card nodal officer from +91 9508189953 on 24/11/2025. He called me by mentioning about the mail which I sent on 22nd November 2025 with nodal officer of sbi cards. I already sent a mail to nodal officer of sbi credit card...

I already have 8 cards from major banks with a combined limit of 8.5 lakh, but SBI still isn’t offering me any card. The problem is that I work from home, and my address seems to be blacklisted so i used uncle's address Last time I reached the tentative approval stage, but after home...

SBI PhonePe Black Select credit card silent devaluation: Well, if you guys didn’t know, the SBI PhonePe Select Black credit card never mentioned the exclusion of MCC 5947 anywhere—not even in the MITC file. Just 2 days ago, some people were saying on WhatsApp that they didn’t receive 5%...

This morning SBI card app is showing 0 credit limit for me and utilisation in negative balance. Available balance in credit card is showing correctly though. Anyone else facing such issue?

I just applied for the PhonePe SBI Card SELECT BLACK via the PhonePe app, and entered my employment details and completed my instant KYC using Aadhaar and online bank verification (although they only got my Aadhaar verified via DigiLocker but never made me do the online bank verification by...

General PhonePe SBI Card SELECT BLACK not giving 10% reward point for all payments So, I was using my cousin's "Rupay PhonePe SBI Card SELECT BLACK Credit Card" for Electricity Bill payment where the merchant names are as follows (we used Credit Card Payment not the Upi option) Merchant...

Hi will I get 5% cashback if I use my cashback SBI card for monthly billing or annual billing on my youtube premium subscription? What about monthly netflix? Which transactions do not give 5% or any CB? I have HDFC INFINIA and this one. Honestly I am fatigued by the points game and all I want...

Pro Tips- Simple way to make Any basic to mid range SBI card LTF is to "Just raise a closure of card account request through Sbi card app .After few hours you will receive a call to ask a reason for cancellation ,there tell them Either make it Life time free or cancel the card.They will make...

Hey everyone, I really need some advice here because I’ve been going in circles for months now with SBI Card, RBI, and CPGRAMS, and still haven’t received a proper resolution. So here’s what happened: Last year, I applied for an SBI Credit Card online through their website. I clearly remember...

5%+1% Cashback on Amazon gv or other gv using SBI Phonepe Black Select RuPay Credit Card: 5% Cashback from SBI Phonepe RuPay Credit Card 1% Cashback coin from gyftr. The earning and redemption ratio of GV Coins to Rupees is 1:1. Other gift vouchers are also available. Note - first time try...

I was trying to file a complaint against SBI Card on the RBI CMS site, but it’s not listed anywhere in the entity dropdown. Only State Bank of India shows up, but SBI Card is a separate company (SBI Cards & Payment Services Ltd.), not directly under the bank. Has anyone successfully filed an...

Currently i am holding 4 sbi card on my name ; 3 primary and 1 add on card (here my mother is primary ) . i have been facing serious technical problems with my SBI Credit Card account after applying for this add-on card linked to my mother’s account. Since then, several linked services have...

I recently replaced my SBI credit card. Received a new card with new number. But Today when I checked my CIBIL report the card is marked as closed. I am not able to understand this. Is this normal or some mistake from SBI side?

Now get 20 Reward Points on JioMart & Ajio using Reliance SBI Card PRIME RuPay/Mastercard Credit Card: Source - https://www.sbicard.com/en/customer-notices.page W.e.f. 1st Oct’25, earn 20 Reward Points for every Rs. 100 spent with your Reliance SBI Card PRIME on shopping at Ajio and JioMart...

Hi, I have applied for SBI Phonepe Black card and it got rejected citing internal policies. I have dropped an email to the team asking for the reason. They have mentioned the reason as overleverage and asked to share the payslips for the past 2 months with account number mentioned on the...

So Finally SBI CARD also have implemented 1% fee on education payments via 3rd party apps and wallet load as well. But unlike other banks, where upto 10k is free, SBI has set new record by limiting it upto just 1k.

W.e.f 1st, Nov, 2025 - Major SBI Card Devaluation on Wallet load and Education payment: Education Payments (via third-party apps like CRED, Cheq, MobiKwik, etc.): 👉 1% fee on the transaction amount. 👉 No fee if paid directly to colleges/schools through their website or POS. Wallet Loads (MCC...

SBI has launched 2 cards in tie-up with Indigo. SBI Indigo : https://www.sbicard.com/en/personal/credit-cards/travel/indigo-sbi-card.page Charges Joining Fee: ₹1499 + GST (Fee waiver is not mentioned) Annual Fee: ₹1499 + GST (Fee waiver is not mentioned) Add-on Fee : NIL Welcome Benefit...

Received an SBI Card that I never opened the envelope, never activated, never used. Shouldnt it have been defunct? auto cancelled/ closed?