Has anyone here tried the SBI PhonePe Black Select Card for mobile recharge? Which payment method did you use—credit card or UPI? Were there any extra charges on the credit card option? And do we really get 10x rewards on both, or is it true that credit card option don’t give 10x?
There's a lot of confusion regarding the benefits of SBI PP Black.
1. Utility bills/insurance etc - some people on reddit reported that only OTP based transactions are getting 10% and upi based transactions are getting 1%. ( Both have inconvenience fees which varies)
2. Redemption problem - many...