sbm

Hi members, On 4 December 2022 I booked an FD with SBM to get FD backed Paisabazar Rupay credit card. One year later, on January 2024 I received SMS that credit card has been closed due to non-usage. There was no prior intimation in non-compliance to RBI, escalated, got to RBI BO, got...

I have created fixed deposit in IndMoney with SBM bank on my mother’s name which is maturing around 27th December. However, got an email from SBM now asking for ReKYC within a month which is not possible for her as she is not keeping well and mostly can’t do Video KYC without anyone’s help which...

After thoroughly researching forex markups (and not-so-through on exchange rates offered by the bank), I got a Niyo SBM global debit card. It offers zero forex markup, so it doesn't charge anything. However, after getting the card, I was wandering on their internet banking portal and out of...

Dear members, Background: In Dec '22 I got Paisabazar FD Step Up Rupay CC by SBM bank. 1 yr later in Dec '23 received an SMS that it has been closed due to non-usage. Looked up the RBI rule on it and learnt bank must inform customer 30 days prior and give opportunity to respond before...

Important Update on FD Based Niyo Global Credit Card - Some of you may have made an FD based Niyo Global Credit card with high limits.(40-50k) -In case you want to withdraw the money, make another FD of at least 5000 and then withdraw the existing old FD of 40-50k. (This will keep card active)...

Hello folks! I got an offer to convert my existing FD based credit card (SBM Bank) to an unsecured credit card with limit enhancement (BOB Card). I completed all the process as required in the app including video KYC. After completing the video KYC it showed something like "Video KYC failed"...

I have a OneCard FD credit card issued by SBM Bank. In October 2023, I received a re-KYC request but couldn't complete it as I am abroad. The card works fine, but in February 2024, I noticed the option to add more FD to increase my credit limit in the app has disappeared. Customer care couldn't...

Dear Members, There is a clause regarding Re-KYC in the comprehensive document on KYC released by RBI that is Master Direction - Know Your Customer (KYC) Direction, 2016 (Updated as on January 04, 2024), in Part V, 38. it states: I found the highlighted clause interesting. Use case: I have...

IndusInd Pioneer Heritage Metal, IndusInd Crest Yes Private & Private Prime What are the other such cards ? Kindly share the {Card Name, Bin No} Pair - [Only Mastercard World Elite Cards] BANK_NAME BIN_FROM BIN_TO CARD Axis Bank 5154988100 5154988199 Credit Axis Bank 5294950000...