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sbm

  1. techstrom007

    Lock your Niyo Global / SBM cards locked

    I received 3 OTP's on SBM card for international txn's this morning for around 200 USD and received 2 declined txn notification now on the Niyo global app on the Niyo Global Credit card. These are 2 separate cards, And i doubt i ever used the first card. Just received it and activated it along...
  2. S

    Wrong Credit Card Type Reporting by SBM Bank (OneCard Lite)

    So, I have a FD Backed OneCard Lite Credit Card (Account Created On July 2021) from OneCard-SBM Bank. Just in this month of december I noticed on GPay App that SBM Bank has been reporting OneCard Lite as an Unsecured Credit Card (I check my CIBIL Score and overview every month in the...
  3. CapWilder

    Devaluation Niyo Global SBM Credit Card

    Niyo Global SBM Credit Card will no longer have free international lounge access for spending above Rs.50,000/- You will now have to pay Rs.999 per year for Niyo Premium to avail the lounge access benefit.
  4. xfactcc

    Need help figuring out FD calculation from SBM
    Threadmarks: FD Premature Interest Rate Calculation

    Hi members, On 4 December 2022 I booked an FD with SBM to get FD backed Paisabazar Rupay credit card. One year later, on January 2024 I received SMS that credit card has been closed due to non-usage. There was no prior intimation in non-compliance to RBI, escalated, got to RBI BO, got...
  5. S

    SBM IndMoney ReKYC

    I have created fixed deposit in IndMoney with SBM bank on my mother’s name which is maturing around 27th December. However, got an email from SBM now asking for ReKYC within a month which is not possible for her as she is not keeping well and mostly can’t do Video KYC without anyone’s help which...
  6. S

    Expensive SBM Niyo Debit Card Forex Rates?

    After thoroughly researching forex markups (and not-so-through on exchange rates offered by the bank), I got a Niyo SBM global debit card. It offers zero forex markup, so it doesn't charge anything. However, after getting the card, I was wandering on their internet banking portal and out of...
  7. xfactcc

    Regarding arbitrary FD rate modification mid-way by SBM Bank

    Dear members, Background: In Dec '22 I got Paisabazar FD Step Up Rupay CC by SBM bank. 1 yr later in Dec '23 received an SMS that it has been closed due to non-usage. Looked up the RBI rule on it and learnt bank must inform customer 30 days prior and give opportunity to respond before...
  8. pankaj_ji

    NIYO GLOBAL SBM Credit Card

    Important Update on FD Based Niyo Global Credit Card - Some of you may have made an FD based Niyo Global Credit card with high limits.(40-50k) -In case you want to withdraw the money, make another FD of at least 5000 and then withdraw the existing old FD of 40-50k. (This will keep card active)...
  9. finbro

    Query on OneCard upgrade from secured to unsecured card

    Hello folks! I got an offer to convert my existing FD based credit card (SBM Bank) to an unsecured credit card with limit enhancement (BOB Card). I completed all the process as required in the app including video KYC. After completing the video KYC it showed something like "Video KYC failed"...
  10. Jagannathas

    Issue with OneCard FD Credit Card limit increase (SBM Bank)

    I have a OneCard FD credit card issued by SBM Bank. In October 2023, I received a re-KYC request but couldn't complete it as I am abroad. The card works fine, but in February 2024, I noticed the option to add more FD to increase my credit limit in the app has disappeared. Customer care couldn't...
  11. xfactcc

    Decoding RBI MD regarding KYC

    Dear Members, There is a clause regarding Re-KYC in the comprehensive document on KYC released by RBI that is Master Direction - Know Your Customer (KYC) Direction, 2016 (Updated as on January 04, 2024), in Part V, 38. it states: I found the highlighted clause interesting. Use case: I have...
  12. Chegg

    World Elite (Mastercard) Complete Bin List - Super Premium Cards - Wanted to know which card is there for a particular bin range

    IndusInd Pioneer Heritage Metal, IndusInd Crest Yes Private & Private Prime What are the other such cards ? Kindly share the {Card Name, Bin No} Pair - [Only Mastercard World Elite Cards] BANK_NAME BIN_FROM BIN_TO CARD Axis Bank 5154988100 5154988199 Credit Axis Bank 5294950000...
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