Hello TF Community,
This thread has been created to consolidate information regarding HDFC SmartBuy EMI spends on DCB (or even Infinia) cards.
When making high-value purchases such as iPhones, booking flights, or holidays—transactions that typically exceed the monthly reward cap—we often opt...
1) I have purchased gift vouchers using CC, and the cashback was reflected within 5 days in the same billing cycle. But When I bought it using a debit card it's been 15 days now.
I am talking about the Smart Buy Cashback, not the DC 5% cashback.
2) Also, will I get 2.5% extra as it was...
Hello TF fam
Today morning I tried to purchase my usual monthly quota of 10K Amazon Pay vouchers on HDFC SmartBuy using my Diners Privilege credit card. The transaction failed, as did the second one I tried. After a few minutes I received an automated call asking me to verify if it was me...
I need clarification about using HDFC SmartBuy and PayZapp. Is it mandatory that the mobile number registered on both PayZapp/SmartBuy and the HDFC credit card be the same? If the numbers differ, can we still avail of 5X Reward Points or 5% cashback?
Additionally, I’m facing an issue completing...
Hi friends,
Just trying to understand the Smartbuy world. So far I have been only using cashback cards with 1.5-2-5-10% cashbacks on various categories.
However, as we move up the card categories, all premium and higher category cards are reward point-based cards.
I might get into one of the...
I just checked that Amazon pay vouchers are no longer available on Smartbuy portal for Infinia holders.
Now Only Amazon Shopping vouchers and Amazon Prime membership vouchers are available.
This is a big devaluation by HDFC for Infinia customers.
Just noticed that Swiggy money voucher limit changed to 2k per month from 20k. Is this permanent? Noticed in past posts about Blinkit couple of months back. Was that a temporary thing?
Hi I have two doubts regarding capping of RPs on Infinia
1. Is the capping on Smartbuy of 15000 RPs per month based on calendar month or system cycle
2. Is the capping of bonus points across all types of spends(hotels, flights, trains etc.,) or is it 15000RPs for each category ?
Want to buy Airpods 4 ANC with points using Smarbuy portal. Currently Airpods 4 are not there.
Anyone knows by when will they be added to smartbuy portal ?
HDFC Infinia 16.5, 33% on Smartbuy
Axis Magnus Burgundy for 24% on Traveledge, 14% over 1.5 lacs/mth
Axis Airtel for 25% on Airtel, 10% on utilities, Jio, Idea, Swiggy, Zomato
HDFC Biz Black for 16.5% on income tax & GST (50k--56.25k pm)
Axis Atlas for over 10% on direct hotels, direct flights...
Hi Everyone,
I have booked a stay in Radisson property in Hyderabad through smart buy. I'm already a VIP member in Radisson loyalty program.
Is I'm still consider as a VIP status?
Normal Benefits (if booked Radisson App/website)
1.free breakfast for 2
2.Early check-in &Late check-out...
Dear All,
I've had this experience with 2 out 3 partners of smartbuy. When you book hotel and input the GST details, they should give you a gst invoice, correct? Cleartrip and Yatra DO NOT (No idea on MMT).
Infact, I've fought with both of them, both said that please take from hotel directly...
What is the benefit between transfer infinia points to air miles versus direct booking through smartbuy?
I understand we can book 100% reward ticket by transferring infinia points to air-miles without any monthly limit whereas in smartbuy we've 75k redemption points limit per month and also only...
I already booked a trip in MMT through their website with only advance amount (10%), if i pay remaining amount through Smartbuy, will i get 5X reward points on the transaction amount??
I have a millennia DC & CC, I bought amazon GC for ~40-50k to pay for insurance. but now I cant but amazon giftcard using my millennia CC, Amazon is not giving me option, so I must have reached my limit. so, now, Which other platform can I use?
with smartbuy, because of all the charges my...
I got a Moneyback+ card as my first card. Now I have a few questions as the terms and conditions are extremely confusing. Let's say I'm spending 2000 on Myntra. Now I have 3 options(afaik):
Purchase directly from Myntra website/app and use my CC for payment
Purchase voucher from GYFTR for...
Hello,
I was looking to buy some vouchers on smartbuy and found that on selecting the card variant from dropdown as Diners Black, it shows only cashback and 0 rewards point. Though the value of cashback is equivalent to the value of rewards points received earlier, but now it is cashback and...
I received my new Diners Privilege card a few days back. I hadn't had a chance to use it yet. Today when I tried to use it on Smartbuy for the first time it is showing that I would get Cashback instead of Reward Points! I tried multiple brand vouchers but it is the same for all GVs. The other...
I already purchased 10k with my card/mobile number.
Now I can not use my add-on card with same mobile number.
shall i need to use my spouse mobile number to use her add-on card?