suggestion

I am a doctor. I will be filing my first itr this year which will be around 16-17L. I have an ICICI AMAZON PAY CARD with 4.2L and HDFC TATA NEU PLUS card with 1.3L which i got without any income documents. I donot have any relation with Axis bank. 3 years back I got a Flipkart Axis Credit card...

I have around 1.2L Axis travel edge points, with no Axis cc currently, got these points with the old Magnus, then cancelled the card. Now since the current ratio is 5:2 for me, I'm thinking of converting my old Axis account to Burgundy account, then get Magnus For Burgundy by paying 35k, use it...

Hey guys, need your thoughts on something I have not been able to figure out myself for the last month or so. I have 2 HDFC cards - with a shared limit of 9.5L. DCB LTF Bonvoy Paid Now in last 6 months I have spent - 12L+ on both DCB and Bonvoy card individually. I have been thinking about...

Hello, I’m planning to open a bank account with 5L initial deposit. What should be the best choice? I already have Indusind, ICICI, HDFC accounts. Will IDFC be the best choice? Do they provide Wealth account with 5L deposit?

Please suggest/discuss: what is the best way to purchase Gold jwellery in March April 2025 ? Should I go Offline or Online ? I am having savings accounts in many banks and I am having 23 credit cards at present ( mostly junk ones it ssems ) . Suggest some new method ..

I am looking to make a physical gold purchase around 50-60 grams (approx.. 5 lakhs), preferably in stores like PNG, PNG sons, Ranka etc in Pune city. With current rate it comes around 5 lakh of purchase. Let me know which would be the best card for this purpose. Existing Cards: - Amex Travel...

So I tried this Pixel Credit card and it doesn't look like the customer support is going to improve on this which is a shame because I really would have wanted to keep using the card as the value meets my needs especially since I can redeem the cashback earned and use it for other things via the...

I have a DC black metal from HDFC and Axis Atlas. What premium card can I get on a C2C basis using the DC metal? I am looking for a card where the annual fee is offset (almost) by renewal bonus. Also what banks issue C2C cards? Any suggestions will be welcome 😀

Hello TechnoFino Community, I currently hold a DCB Metal card with 8L CL. Over the next two quarters, I have significant planned expenses, including an international holiday and home renovation, totaling approximately ₹8.5L in spends over six months. I’d like to know what spend threshold...

I’m planning to buy three health insurance policies but am feeling quite confused about my options. On Twitter, someone suggested searching for policies on PolicyBazaar but purchasing from Ditto—though I’m not sure why. Right now, I’m looking for maternity health insurance with a coverage...

Hi All, Have spends between 10 to 15 L every year internationally, my firm reimburses all forex charges, so which card has the highest earn / reward rate ignoring the forex charges Currently using HDFC Diners Black, AU Zenith for this

Hey guys I am new to credit cards and i dont have any credit card right now I need your expertise please help to find some 2 cards to apply as it's last financial quarter I have a saving account with BOB Sometimes my MAB is 50k sometime 1-2k I have a personal loan relationship with IDFC I...

I am getting pre-approved offer for SBI BPCL Octane. For RuPay, I'm getting FYF. For Visa, I have to pay the joining fee, but' I am not worried about joining fee at this point of time, specially when we get reward points for paying joining fee. Should I take it or not .. List of card I have are...

Friends, Any suggestion for a savings account in HDFC with 0 or minimal MAB option? Also want to open the account online.

I have Metal DCB and doing very fine. I have some expenses where Diner network doesn't work. I have applied for Axis Atlas, and it got rejected for some reason. No help despite repeated mails. Now I am looking for some card where I can spend 30-40k per month and earn some reward point which...

PS - I will update this thread based on responses. I am into credit cards for last 5 years and has good knowledge through Technofino and team. I am planning to step up my game into it. Most of my cards are cashback and I feel comfortable around them. I am looking to balance my card portfolio...

Any one has recommendation for an ubuntu laptop? Ubuntu need not be install on it. RAM 16 GB, 512 ssd, decent processor. Most non windows laptop on amazon seems to have 8 GB RAM.

Hey guys, great to be on this forum. There is plenty to be read here that will help me a lot in terms of deals/ banking/ offers and more. A little about myself. I work for a software company and lead quite a happy life with 2 little kids. Electronics repair and reusing broken electronics are a...

Iso my journey began in 2021 by using the FK Pay Later account now I hold a decent credit card portfolio but I need suggestions related to this and mostly about my cibil score enquiry part specificly. my credit card portfolio: Bank Name | Credit Card Variant | Charges | Credit...

Dear TF mods, I have recently joined TF community, however even before joining I have extensively browsed 100s of threads in last few months. It's a very active community and most importantly members here focus on helping each other rather than trolling/bashing/scamming/spamming. After browsing...