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transaction

  1. P

    Want to make a large transaction on SBI Air India credit card

    I have a SBI Air India Visa Signature credit card with limit of ₹1,40,000 since last 8 months. Inspite of trying many times even with payslip, bank statement they have not increased my limit. I want to buy tickets to USA on Air India worth ₹3,00,000 for my parents using this credit card. I want...
  2. Mohammad

    Issue Resolved How I Got ₹1,400 Compensation for a ₹19 & ₹1,999 Failed Transaction

    I recently fought and won a compensation claim against Axis Bank for delayed refunds on two failed transactions. If you’ve faced a similar issue, this post will help you understand your rights and how to escalate the matter effectively. Issue: I made two transactions on 12 June 2024, which...
  3. xyran

    Unable to re pay supercard cc bill after transaction failure

    I'm using Supermoney supercard since November. The first statement was generated on 2nd January and i immediately paid the bill of 2500 Rs. After 3 -4 days I got a message that the bill payment transaction had failed and I received 2500 in my account. Now, I'm trying to pay the bill it shows...
  4. S

    Raising Dispute For Unathorised Transaction

    A few days ago, I noticed two priority pass transactions on my SBI credit card. I have not used priority pass anywhere recently. On the same daty, the money has been debited twice and one of the transactions have been reversed. I wrote an email to SBI Cards right after it. I recevied the...
  5. A

    SBI CC Unauthorised transaction under dispute: Should I pay the bill?

    Hey folks, In the recent SBI Data breach, I too had some fraud transactions done on my card and I disputed those with SBI immediately (re: My post for more details), issue is, due to the incompetent morons in SBI, they did not raise the disputes properly and as such some of the disputed...
  6. CyberPsych

    Got transaction error after 15 days from SBI

    I paid SBI Cashback card's bill of 50738.36 through SBI Unipay on 4th Jan. The amount is received on card. Actually paid multiple cc bills on same date but since yesterday I started receiving transaction messages from SBI. 3 card's bill were successful but SBI Cashback card's bill is "FAILED and...
  7. telescope

    EMV transaction gets approved without PIN. Isn't this dangerous?

    I have been thinking to post this for a while. So here it goes. On my recent international trip, I have noticed that I wasn't asked to enter any PIN to authorise cc transaction. This has happened at multiple locations in Philippines and Thailand. To make things clear, those were not contactless...
  8. MikeShinoda

    Axis Atlas How do I dispute a transaction on my Axis Bank Credit Card?

    I used an Axis Atlas Credit Card to book business class flights on Etihad Airways on BOM-AUH-BOM in late-October. The flights were on November 6 and November 10. On the return, November 10, I was involuntarily downgraded from Business to Economy because of a change in aircraft. The airline...
  9. the_collector

    Shouldnt banks start mentioning the MCC CODE for each transaction?

    Food for thought: We clearly don't know what the MCC IS FOR A PARTICULAR transaction while making the payment. The only solution is making a small payment and then calling customer care. All this while waiting to make the actual payment. More importantly it is the businesses that set up...
  10. A

    Transaction not settled after 3 working days

    Hi, I did a successful UPI transaction at a shop worth ₹1477 from my ICICI Coral Rupay on 3rd January and the merchant received instantly as well. But the transaction is not yet settled in my account. It's not even reflecting in unbilled transactions (though I have noticed the upi transactions...
  11. A

    Regalia Gold Transaction Dispute over Cashback

    Hey folks, I ordered a washing machine from LG's site around 13 Dec and there was a cashback offer on it, but because I was an idiot and didnt know about it, it was supposed to be an Instant Cashback offer, which I assumed was that the cashback would be credited right after transaction but...
  12. rohit_

    Need Help: Failed Transaction Issue – Seeking Suggestions (Airtel App)

    Hi everyone, I’m facing an issue with a payment I made recently, and I’m looking for advice or suggestions on how to resolve it. Here’s what happened: I made a payment of ₹11,383 using my HDFC debit card through the Airtel app to pay a credit card bill. (30 December 2024) The amount was...
  13. L

    Transaction rejected by payment gateway for incorrect CVV, but bank processed it

    Just when I thought Standard Chartered Bank couldn't possibly surprise and disappoint me any more than slashing my credit card's limit from 3.75L to 10k, they have one upped themselves. So, here I am, seeking help and possible next steps. Earlier today, I initiated a transaction via Billdesk...
  14. Yugi

    Devaluation Amex Gyftr going to add 0.75% fee on Amazon Pay vouchers from Feb 1st

    Effective 1 February 2025, a 0.75% convenience fee + GST will be charged on the purchase of Amazon Pay and Amazon Shopping gift vouchers via e-voucher platform on Reward Multiplier. Amex has also joined the bandwagon of charging convenience fee on Amazon vouchers. Firstly there is shortage of...
  15. wiizzard

    Axis Magnus Cap on reward points in a single transaction

    Does the AXIS magnus have any cap on a single transaction in terms of number of reward points? I am looking to swipe around 14Lacs and wanted to confirm the amount above 1.5lac i.e. 12.5lacs will be eligible for 35x rewards?
  16. shashankverma

    Rbl Rupay Credit Card transaction limited to 2000 only

    RBL IOCL Rupay transaction is just limited to Rs 2000 only. I called customer care and they said that they don't have option to increase this limit. Any solution?
  17. sarathtg

    Used SBI JCB Platinum Rupay Credit card for Internation Transaction and Charged Twice - Complaint Not moving forward - Need help

    Hi All, <Typo in the Title - It is debit card only> I made a USD 197.50 transaction for a exam voucher purchase from Linux foundation, San Fransisco on 11th Dec 2024(Approx Forex rate = 84.85). The payment was successful and I noticed that there were two debits on 11th Dec (one for 16,757.48...
  18. financewizard

    Issue Resolved SBI Unipay - Transaction failed - Missed due date for HDFC CC - CIBIL Impacted

    I paid HDFC CC outstanding amount via SBI Unipay. Initially it showed as if the payment was successful. But later after couple of days, the payment got failed and status changed in Unipay portal to transaction failed & I missed the due date. Later SBI has reversed the transaction and credited...
  19. A

    App to track all credit card expenses [Since Activation] in one place

    Hi TF Community, As we all have multiple credit cards, I am quite sure all of us have faced one or another problem while managing our credit card portfolio. In this post we'll focus on some specific problems and try to solve them. Tracking current anniversary year and or past month spending...
  20. vishp

    HDFC Credit Cards Min Transaction Value for HDFC GVP 500 points?

    Hi everyone. I have activated HDFC GVP on my Diners Black Metal and wanted to know the min international transaction value to get the welcome bonus of 500 points. Can you share your experience?
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