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transaction

  1. CyberPsych

    Got transaction error after 15 days from SBI

    I paid SBI Cashback card's bill of 50738.36 through SBI Unipay on 4th Jan. The amount is received on card. Actually paid multiple cc bills on same date but since yesterday I started receiving transaction messages from SBI. 3 card's bill were successful but SBI Cashback card's bill is "FAILED and...
  2. telescope

    EMV transaction gets approved without PIN. Isn't this dangerous?

    I have been thinking to post this for a while. So here it goes. On my recent international trip, I have noticed that I wasn't asked to enter any PIN to authorise cc transaction. This has happened at multiple locations in Philippines and Thailand. To make things clear, those were not contactless...
  3. MikeShinoda

    Axis Atlas How do I dispute a transaction on my Axis Bank Credit Card?

    I used an Axis Atlas Credit Card to book business class flights on Etihad Airways on BOM-AUH-BOM in late-October. The flights were on November 6 and November 10. On the return, November 10, I was involuntarily downgraded from Business to Economy because of a change in aircraft. The airline...
  4. the_collector

    Shouldnt banks start mentioning the MCC CODE for each transaction?

    Food for thought: We clearly don't know what the MCC IS FOR A PARTICULAR transaction while making the payment. The only solution is making a small payment and then calling customer care. All this while waiting to make the actual payment. More importantly it is the businesses that set up...
  5. A

    Transaction not settled after 3 working days

    Hi, I did a successful UPI transaction at a shop worth ₹1477 from my ICICI Coral Rupay on 3rd January and the merchant received instantly as well. But the transaction is not yet settled in my account. It's not even reflecting in unbilled transactions (though I have noticed the upi transactions...
  6. A

    Regalia Gold Transaction Dispute over Cashback

    Hey folks, I ordered a washing machine from LG's site around 13 Dec and there was a cashback offer on it, but because I was an idiot and didnt know about it, it was supposed to be an Instant Cashback offer, which I assumed was that the cashback would be credited right after transaction but...
  7. rohit_

    Need Help: Failed Transaction Issue – Seeking Suggestions (Airtel App)

    Hi everyone, I’m facing an issue with a payment I made recently, and I’m looking for advice or suggestions on how to resolve it. Here’s what happened: I made a payment of ₹11,383 using my HDFC debit card through the Airtel app to pay a credit card bill. (30 December 2024) The amount was...
  8. L

    Transaction rejected by payment gateway for incorrect CVV, but bank processed it

    Just when I thought Standard Chartered Bank couldn't possibly surprise and disappoint me any more than slashing my credit card's limit from 3.75L to 10k, they have one upped themselves. So, here I am, seeking help and possible next steps. Earlier today, I initiated a transaction via Billdesk...
  9. Yugi

    Devaluation Amex Gyftr going to add 0.75% fee on Amazon Pay vouchers from Feb 1st

    Effective 1 February 2025, a 0.75% convenience fee + GST will be charged on the purchase of Amazon Pay and Amazon Shopping gift vouchers via e-voucher platform on Reward Multiplier. Amex has also joined the bandwagon of charging convenience fee on Amazon vouchers. Firstly there is shortage of...
  10. wiizzard

    Axis Magnus Cap on reward points in a single transaction

    Does the AXIS magnus have any cap on a single transaction in terms of number of reward points? I am looking to swipe around 14Lacs and wanted to confirm the amount above 1.5lac i.e. 12.5lacs will be eligible for 35x rewards?
  11. shashankverma

    Rbl Rupay Credit Card transaction limited to 2000 only

    RBL IOCL Rupay transaction is just limited to Rs 2000 only. I called customer care and they said that they don't have option to increase this limit. Any solution?
  12. sarathtg

    Used SBI JCB Platinum Rupay Credit card for Internation Transaction and Charged Twice - Complaint Not moving forward - Need help

    Hi All, <Typo in the Title - It is debit card only> I made a USD 197.50 transaction for a exam voucher purchase from Linux foundation, San Fransisco on 11th Dec 2024(Approx Forex rate = 84.85). The payment was successful and I noticed that there were two debits on 11th Dec (one for 16,757.48...
  13. financewizard

    Issue Resolved SBI Unipay - Transaction failed - Missed due date for HDFC CC - CIBIL Impacted

    I paid HDFC CC outstanding amount via SBI Unipay. Initially it showed as if the payment was successful. But later after couple of days, the payment got failed and status changed in Unipay portal to transaction failed & I missed the due date. Later SBI has reversed the transaction and credited...
  14. A

    App to track all credit card expenses [Since Activation] in one place

    Hi TF Community, As we all have multiple credit cards, I am quite sure all of us have faced one or another problem while managing our credit card portfolio. In this post we'll focus on some specific problems and try to solve them. Tracking current anniversary year and or past month spending...
  15. vishp

    HDFC Credit Cards Min Transaction Value for HDFC GVP 500 points?

    Hi everyone. I have activated HDFC GVP on my Diners Black Metal and wanted to know the min international transaction value to get the welcome bonus of 500 points. Can you share your experience?
  16. I

    Does Cashback SBI give cashback for transaction on GIVA?

    Have any of you received cashback on Cashback SBI card for making transactions on GIVA? Ideally we shouldn't get it. But still, I am asking.
  17. marvel

    HDFC Millennia Credit Card- International transaction rewards

    I used my HDFC Millennia credit card for my friend's overseas medical insurance. The amount debited was Rs 79,000. Will I get reward points for this transaction? Also, can someone tell me what the approximate markup charged is? Thank you.
  18. A

    ICICI Credit Card Credit Card Getting Charged A Few Hours After Transaction Declining

    In the morning around 10:43 AM, when I attempted to make a purchase, my transaction was declined after entering transaction OTP and the order was not placed. Then I cancelled the pending order. I contacted ICICI Bank customer care at that time and they informed me that the transaction was...
  19. U

    Large transaction getting decline on Diners Platform on HDFC

    Hello, All my large transaction are getting decline on BizBlack Diners Platform. I also called hdfc phone banking, they also confirm the same issue and told me issue is with others also on diners platform. Has anyone else also faced the same issue.
  20. Mysterio_6174

    ICICI Credit Card Urgent: Unable to Confirm International Transaction on ICICI Credit Card While Abroad

    Hello Technofino community, I recently made an international transaction using my ICICI credit card, and I am now receiving calls from the bank to confirm the transaction. Unfortunately, I am currently out of India and unable to answer these calls. What should I do in this situation? Will my...
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