wealth

I'm a student and new to SBI. My family qualifies for Wealth (₹50 lakh+). My RM has agreed to upgrade our account, and I'm opening a new account under the same family umbrella. I'm interested in getting an SBI CC, and while the Prime LTF would be ideal (Elite would be hard to get), I'd prefer...

Now they told me to maintain 10L for a 1 month after that they will upgrade my account to idfc wealth programme, but they also warm me if I can't maintain 10L in the future they degrade my account to basic or select, is it really possible or they lied to me , pls suggest me what to do now ?

Just received an email from IDFC, and I have to say - I’m pleasantly surprised. They have upgraded my monthly interest rate from 2.33% p.m. to just 0.71% p.m., effective 15th March 2025 for my Wealth Credit Card. To put this into perspective, this is way lower than most personal loan rates I’ve...

Hello guys I wanted to get a LTF card having movie offer and lounge access. Federal celesta on their own website posted that it has BOGO on INOX upto 100rs off once per month, But on BMS they have upto 250 off twice in a month with offer date till Mar 2025, Is it a limited offer on BMS?? IDFC...

Hello, I have been trying to apply for the IDFC credit card for the past six months. Every time I log in and attempt to apply, the only options that appear are IDFC First Select, Ashwa, and Mayura. The application form asks for my monthly salary, which is over 3 Lakh, and then it asks for my...

Is it just me or IDFC has changed it's policy regarding no. of companions who can accompanied during lounge access? Previously I remember for Wealth DC it was 3+3 and I was able to get myself + 3 others at zero cost. Now on checking I could only get 1 companion with me while rest are chargeable.

Hi! Which card is better for wallet reload - Indusind Pinnacle or IDFC Wealth (and please don't say neither! I am looking for the lesser evil)

HDFC Bank SmartWealth is a comprehensive investment platform with cutting-edge features and a user-friendly interface. Simplifies investing by taking your mental load off and serving as a one-stop shop for all your needs. Helps you get investment-ready across various financial products...

Hello I am considering opening idfc first wealth account with IF as required. I am planning to get wealth debit card and once that I will withdraw the funds My queries: 1. Will they downgrade my account after sometime, will it 10k or 25k ? 2. Will they downgrade my DC ? 3. Will there be any...

Are SBI wealth debit card benefits worth it?

I am getting notification from IDFC mobile app to get IDFC Maurya and Ashwa cards. When I click on the notification it is taking me to a page that say Upgrade to Mayura a metal credit card.is this an upgrade offer or is it a new application for Mayura card.If it is an upgrade will there be CIBIL...

Hi, How do i check the rewards points earned on each transaction of the wealth cc, checked statements but didnt find the detail for each transactions instead it was mentioned as total that was earned in the cycle unlike the wealth dc where we can see the details in the transactions history.

Hi I just got the IDFC Wealth Debit Card upon opening Wealth Account. I currently have 10k+ points on it but mostly joining rewards. I wanted to know how I can earn RP by making Credit Card Bill Payments using the DC. I’ve tried HDFC SmartPay and MobiKwik but didn’t get any RPs on it. Thanks!

Recently got a credit limit increase on my IDFC First Wealth credit card. It's now ₹7,50,000, which is a 50% hike!

Hello, I’m planning to get IDFC select/wealth debit card. Currently I don’t have any account with them. Should I open a normal savings account and apply for those cards? I couldn’t find any AMC for those cards in the website… are those tied with particular type of savings accounts? Is it...

Hey guys. I wanted to open a idfc first wealth account but I want it to be a zero balance account. Is that possible? I enquired with the branch but they said 25k mab. When I search online, i get many links for online application. Please guide.

Just wanted to know , how to get idfc wealth credit card easily ?

I've 2 accounts under IDFC First Bank Wealth banking and have cumulative funds of around Rs. 32L - 33L. Is it possible to negotiate with RM and get it upgraded to Private banking with such MAB? Any chance if I touch Rs. 50L cumulative balance across both the accounts to get the upgrade (however...

Hi I recently upgraded to SBI Wealth Savings Account. I got SBI Rupay Select Debit Card as LTF as part of it. I am also eligible for FYF credit card, either Aurum or Elite. Which shall I choose ? I will NOT renew any of these beyond 1st free year. My main goals are : 1. To enjoy the free...

Dear Experts, 1. I have ICICI WM A/c from last so many years. (Not based on any TRV but was converted to WM automatically in past and has stayed throughout). I have been issued a basic ICICI Wealth Management Card which is ICICI Bank DC International WM. Which is best debit card variant I can...