⛽️Best non Co-branded fuel card?

[naviworks]

I own 2 four-wheelers and 1 two-wheeler. Monthly fuel spends around 10k. ( More if I go on a family road trip) I know there are many Co branded credit cards like bpcl and iocl But I am used to fill fuel only from private companies like Shell, Reliance, Essar, Nayara etc.

Is there any credit card out there which gives maximum returns for my use case scenario? Will appreciate suggestions from members….

 

[naviworks]

Any suggestions @TechnoFino ?

 

[talkwithfino]

I own 2 four-wheelers and 1 two-wheeler. Monthly fuel spends around 10k. ( More if I go on a family road trip) I know there are many Co branded credit cards like bpcl and iocl But I am used to fill fuel only from private companies like Shell, Reliance, Essar, Nayara etc.

Is there any credit card out there which gives maximum returns for my use case scenario? Will appreciate suggestions from members….

To my knowledge.... I think Standard Chartered Ultimate gives points even on fuel. 1 Reward Point = 1 Rupee (5 Rewards Points on every Rs 150 spent) It is a Travel Card and has an annual cost of around 5k.

One big cons is that you cannot redeem the points against cashback. You will have to buy something (product/ mostly vouchers) from their Rewards catalogue.

You even get 2 rounds of golf Free per month Airport Lounge Access... but for lounge access, you need to spend 20k in previous month to be eligible for it.

SC even has a titanium CC, which gives 5% cashback on fuel (capped at Rs 200 per month), but currently they have stopped issuing it.

 

[TechnoFinoTechnoFino is verified member.]

you should read this article- https://www.technofino.in/best-credit-cards-in-india-for-fuel-spends/

 

[Batmanbaba]

Go for junio card..... 2% cb on upi load plus 3% cb on pos transactions including petrol pumps..so its 5%cb.. Surcharge gets reversed after 1 or 2 days of transactions.... In form of scratch card..... Currently physical card cost only 1 rs.... Montly account load limit is 10000 rs.....


Its a prepaid card for kids.... But hardly any kid is using it... All users are mostly adults....