💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[ADITYA1904]

Yes this is what I am told , 7 lakhs JF and then 2.5 lakhs annual
Add-on charges are 2 lakhs .
Infact just today , I called my Amex contact and he said it won’t be possible to get for 2.5 lakhs JF

Yes jf is high, even in USA its $10000 joining initiation fee (joining fee) and $5000 annual fee

 

[sxchzy]

The conditions of Amex lounges in India are deteriorating, and there are better lounges available in Delhi and Mumbai now .

There are only 2 amex lounges and I have been inside amex lounge.
It was quiet empty compared to other lounges where you get free entry on debit cards

 

[sxchzy]

Btw any idea which all Amex cards permitted to t2 Mumbai
Having a visit next month for me

Amex plat charge
Amex centurion
Amex plat reserve
Amex plat corporate
Amex plat buisness
Amex centurion corporate

 

[iethanhuntz]

Updated:

1. Amex Plat Charge (Paid)
2. ICICI Sapphiro (LTF)
3. Amex Gold Charge (LTF)
4. Diners Club Black (LTF)
5. Citibank Rewards (LTF)
6. ICICI MMT Signature (LTF)

HDFC INFINIA and AXIS MAGNUS (In Discussions)

 

[cardz]

H

HDFC Millennia*2 (1 PAID AND 1 LTF)

How do you have 2 millennia cards?

 

[sivarock]

Just followed a simple trick , which is only applicable on SBI 😂 , and i never got any pre-approved offer LE and i never gave any income doc. For limit increase.

hi, could you share the trick to me please?

 

[Rajan016]

Let me share my latest portfolio.

If I spend 30000 from millenia credit card by adding it to paytm wallet, will my credit card be LTF?

 

[anuajayan]

New & updated Portfolio;-
1. IDFC First Wealth-->LTF-->9,28,000
2. ICICI Sapphiro-->LTF-->9,00,000
3. HDFC DCB-->LTF-->8,00,000
4. AU Zenith-->LTF-->8,00,000
5. OneCard(BOB)-->LTF-->7,00,000
6. Kotak White-->LTF-->6,00,000
7. Indusind Indulge-->LTF-->5,00,000
8. Yes First Exclusive-->LTF-->4,64,000
9. Axis Select--->LTF-->2,00,000
10. BoB Eterna-->LTF-->2,00,000
11. HSBC Cashback-->FYF-->1,21,000
12. SBI Elite-->LTF-->1,00,000

How u managed to get SBI Elite as LTF bro?

 

[Tejo]

Let me share my latest portfolio.

🙌

🤣🤣🤣 amex us credit limit is half of the Indian credit limit.

 

[souvikdey2002]

New & updated Portfolio;-
1. DCB-->LTF-->11,13,000
2. IDFC First Wealth-->LTF-->10,28,000
3. ICICI Sapphiro-->LTF-->9,00,000
4. OneCard(BOB)-->LTF-->9,00,000
5. AU Zenith-->LTF-->8,00,000
6. Kotak White-->LTF-->7,40,000
7. Yes First Exclusive-->LTF-->6,10,000
8. Indusind Indulge-->LTF-->5,00,000
9. Federal Celesta-->LTF-->5,00,000
10. Axis Select--->LTF-->2,00,000
11. BoB Eterna-->LTF-->2,00,000
12.Standard Chartered Platinum-->2,00,000-->LTF
12. HSBC Cashback-->FYF-->1,21,000
13. SBI Elite-->LTF-->1,00,000

 

[souvikdey2002]

How u managed to get SBI Elite as LTF bro?

Escalation for Miss-commitment as LTF.

 

[TheTrickySid]

New & updated Portfolio;-
1. DCB-->LTF-->11,13,000
2. IDFC First Wealth-->LTF-->10,28,000
3. ICICI Sapphiro-->LTF-->9,00,000
4. OneCard(BOB)-->LTF-->9,00,000
5. AU Zenith-->LTF-->8,00,000
6. Kotak White-->LTF-->7,40,000
7. Yes First Exclusive-->LTF-->6,10,000
8. Indusind Indulge-->LTF-->5,00,000
9. Federal Celesta-->LTF-->5,00,000
10. Axis Select--->LTF-->2,00,000
11. BoB Eterna-->LTF-->2,00,000
12.Standard Chartered Platinum-->2,00,000-->LTF
12. HSBC Cashback-->FYF-->1,21,000
13. SBI Elite-->LTF-->1,00,000

How did you got Kotak White LTF??

 

[ak95]

New & updated Portfolio;-
1. DCB-->LTF-->11,13,000
2. IDFC First Wealth-->LTF-->10,28,000
3. ICICI Sapphiro-->LTF-->9,00,000
4. OneCard(BOB)-->LTF-->9,00,000
5. AU Zenith-->LTF-->8,00,000
6. Kotak White-->LTF-->7,40,000
7. Yes First Exclusive-->LTF-->6,10,000
8. Indusind Indulge-->LTF-->5,00,000
9. Federal Celesta-->LTF-->5,00,000
10. Axis Select--->LTF-->2,00,000
11. BoB Eterna-->LTF-->2,00,000
12.Standard Chartered Platinum-->2,00,000-->LTF
12. HSBC Cashback-->FYF-->1,21,000
13. SBI Elite-->LTF-->1,00,000

Do you have any idea how to upgrade Yes First preferred to Yes first Exclusive?
Any minimum limit required?

 

[imdjay]

1. ICICI platinum -> LTF -> 10L
2. HDFC Regalia First -> LTF -> 5.2L
3. CITI Rewards Platinum -> LTF -> 11.7L
4. SBI IRCTC RuPAY Platinum -> PAID -> 2.56L
5. AXIS Airtel -> PAID -> 5L
6. ONE Card (SBM Bank) -> FD based (Closed last month)

 

[0xfallup]

1. ICICI platinum -> LTF -> 10L
2. HDFC Regalia First -> LTF -> 5.2L
3. CITI Rewards Platinum -> LTF -> 11.7L
4. SBI IRCTC RuPAY Platinum -> PAID -> 2.56L
5. AXIS Airtel -> PAID -> 5L
6. ONE Card (SBM Bank) -> FD based (Closed last month)

wew can u share icici journey to 10L

 

[Tejo]

1. ICICI platinum -> LTF -> 10L
2. HDFC Regalia First -> LTF -> 5.2L
3. CITI Rewards Platinum -> LTF -> 11.7L
4. SBI IRCTC RuPAY Platinum -> PAID -> 2.56L
5. AXIS Airtel -> PAID -> 5L
6. ONE Card (SBM Bank) -> FD based (Closed last month)

One card fd limit, how much?

 

[imdjay]

@TejReddy with SBM bank I had to open a 1.5L FD they had given around 1.6L limit.

@0xfallup ICICI was my first credit card. I had applied for this 4 - 5 years ago when I was holding a salary account with them. The initial limit was 1L.
At this point in time, I updated my Bank account variant to ICICI One and started using this card for all my expenses.
In mid-2021, they increased the limit to 7.9L, and then in the next 6 months 9.5L. Around 6 months back it got increased to 10L. I only use this card now for ICICI-specific card Deals.

 

[souvikdey2002]

Do you have any idea how to upgrade Yes First preferred to Yes first Exclusive?
Any minimum limit required?

No idea since I took Yes First Exclusive on the First Place.

 

[souvikdey2002]

How did you got Kotak White LTF??

With Kotak 811 account it came as a Pre-Approved.

 

[R0H17]

My current portfolio:
1. AMEX MRCC --> 5,00,000
2. AU LIT --> 6,40,000
3. Axis Ace --> 4,62,000
4. Axis IndianOil (LTF) --> 4,62,000
5. BoB Easy (LTF) --> 2,00,000
6. CitiBank Rewards (LTF) --> 1,80,000
7. HDFC TATA Neu Infinity (LTF) --> 6,61,000
8. ICICI AmazonPay (LTF) --> 6,00,000
9. IDFC First Wealth (LTF) --> 4,75,000
10. IndusInd EazyDiner (LTF) --> 2,00,000
11. IndusInd Vistara Explorer (LTF) --> 2,00,000
12. Kotak League (LTF) --> 6,00,000
13. OneCARD BoB (LTF) --> 6,40,000
14. SBI Card CashBack --> 4,10,000
15. SBI Card Elite (LTF) --> 1,00,000
16. SBI Card BPCL Octane --> 2,00,000

Applications in-process:
1. Axis Airtel (FYF)
2. ICICI Platinum (LTF)