💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[souvikdey2002]

Nice...I like the LTF part in almost all. Thst must have taken some effort

ICICI was the toughest fight to convert existing Sapphiro to LTF
For Eterna according to criteria shared I should not have but since I escalated to RBI many times due to the delayed application procedure so may be they made it LTF. Not sure how exactly
Does anybody have HSBC Cashback as LTF??

Rest all are little-bit tweaking here & there, job done.

 

[007]

ICICI was the toughest fight to convert existing Sapphiro to LTF
For Eterna according to criteria shared I should not have but since I escalated to RBI many times due to the delayed application procedure so may be they made it LTF. Not sure how exactly
Does anybody has HSBC Cashback as LTF??

Rest all are little-bit tweaking here & there, job done.

How did you convert Sapphiro to LTF?

 

[souvikdey2002]

How did you convert Sapphiro to LTF?

Very long & tiring story man!!
If you have Sapphiro & based out of Kolkata, DM me will discuss.

 

[fatehbajwa]

Very long & tiring story man!!
If you have Sapphiro & based out of Kolkata, DM me will discuss.

I have Saphiro and would love to discuss over a call. Sending my WhatsApp by DM. If and when I have time.

 

[fatehbajwa]

Finally....Strange figure for the limit though!

 

[007]

Finally....Strange figure for the limit though!View attachment 1095

Noice!

 

[souvikdey2002]

Which ones do you use the most?

Earlier i used ICICI Sapphiro but now it is distributed since converted to LTF.

 

[souvikdey2002]

Y

Haha
Bank people knew that's why they were not giving you now

Basically except for one now you have all LTF ...

Yes, HSBC doesn't do this very often.
Let me use one year at the fullest, then will try to negotiate.

 

[jatinkrmalik]

Got the new metal. Hope we don't see a new "Galaxia" soon.

 

[vysakh]

wow, congrats @jatinkrmalik
Is the DCB still valid?

 

[jatinkrmalik]

wow, congrats @jatinkrmalik
Is the DCB still valid?

Nope, it got disabled.

HDFC seldomly allows you to hold multiple CCs.

 

[TheTrickySid]

New & updated Portfolio:-

1. IDFC First Wealth=9,28,000=LTF
2. ICICI Sapphiro=8,00,000=LTF
3. HDFC Diners Club Black=7,73,000=LTF
4. ICICI Amazon Pay=6,70,000=LTF(Limit Shared)
5. Indusind Legend=5,00,000=LTF
6. OneCard=4,65,000=LTF
7. Citi Bank IndianOil=3,18,000=LTF
8. Bank of Baroda Eterna=2,00,000=LTF
9. HSBC Cashback=1,21,000=FYF
10. Axis Select=1,00,000=LTF

Chasing Yes Bank for Yes First Exclusive LTF=Don't know if possible

From how many years are you using credit cards?

 

[ashwinkashwink is verified member.]

8. Bank of Baroda Eterna=2,00,000=LTF

How did you get it as LTF

 

[TheTrickySid]

How did you get it as LTF

https://www.technofino.in/community...ur-credit-card-portfolio-here-🤑.18/post-10958

 

[souvikdey2002]

From how many years are you using credit cards?

10 Years almost.
I got my first Credit Card in 2012.

 

[souvikdey2002]

How did you get it as LTF

It's still a mystery to me since I was not eligible for that.

 

[souvikdey2002]

Mine started 10 years after yours

Which was your first?
Regalia?

No, Citi Bank Indian Oil
I got it complementary with my Salary account.

 

[TheTrickySid]

New & updated Portfolio:-

1. IDFC First Wealth=9,28,000=LTF
2. ICICI Sapphiro=8,00,000=LTF
3. HDFC Diners Club Black=7,73,000=LTF
4. ICICI Amazon Pay=6,70,000=LTF(Limit Shared)
5. Indusind Legend=5,00,000=LTF
6. OneCard=4,65,000=LTF
7. Citi Bank IndianOil=3,18,000=LTF
8. Bank of Baroda Eterna=2,00,000=LTF
9. HSBC Cashback=1,21,000=FYF
10. Axis Select=1,00,000=LTF

Chasing Yes Bank for Yes First Exclusive LTF=Don't know if possible

How did you managed to get IDFC WEALTH CC

 

[ashwinkashwink is verified member.]

Recently received BharatPe CC I'm curious to know what it be shown on CIBIL...!

 

[prc1990]

ICICI was the toughest fight to convert existing Sapphiro to LTF
For Eterna according to criteria shared I should not have but since I escalated to RBI many times due to the delayed application procedure so may be they made it LTF. Not sure how exactly
Does anybody have HSBC Cashback as LTF??

Rest all are little-bit tweaking here & there, job done.

HSBC Platinum Rewards is LTF.