💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[007]

What's ace fee waiver?

2 lacs

 

[Shvmchhbr]

Suggestions ?

 

[Shvmchhbr]

Nice ...
Get Kotak and Indusind too ... You'll get easily
What's your Cibil?

indusind(legend) is already there..applied for kotak under pre approved offer while opening 811 account 2 months ago, now whenever i go to apply it again , it shows that your application is already under process . CIBIL - 775

 

[ashwinkashwink is verified member.]

All are ltf except icici hpcl and got without any income proof .
Age 21 student
Waiting for Sbi and Hdfc

Nice portfolio have you completed 21?

 

[ashwinkashwink is verified member.]

View attachment 1964

Suggestions ?

Try for Bob eterna

 

[Adwait]

Nice portfolio have you completed 21?

Yes 8 months ago.

 

[jatinkrmalik]

I have applied today for IDFC First Select --> Wealth credit card upgrade via email.

IDFC First Select has become unlucrative after the recent devaluation. Let's see how it goes, don't have very high hope, but will keep you folks posted.

View attachment 1065

Well, that took a while! But it's here!!!



cc: @rajneeshray since you asked for an update. 🙂

 

[GopalB]

We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

View attachment 22

I live in Surat, Gujarat.. currently wfh... Office in bnglr.. but i am not even able to insert my pincode - 395007 - is Surat not servicable by Citi? Can someone tell me how to get a Citi cc ASAP ??

 

[GopalB]

Well, that took a while! But it's here!!!

View attachment 2007

cc: @rajneeshray since you asked for an update. 🙂

Can you share the steps and mail id that helped ? Please...

 

[Hahahahahahah]

Well, that took a while! But it's here!!!

View attachment 2007

cc: @rajneeshray since you asked for an update. 🙂

May I know the process to get the upgrade ??

 

[V360V360 is verified member.]

Well, that took a while! But it's here!!!

View attachment 2007

cc: @rajneeshray since you asked for an update. 🙂

Congratulations 🎉

 

[prc1990]

Well, that took a while! But it's here!!!

View attachment 2007

cc: @rajneeshray since you asked for an update. 🙂

Any hard enquiry made?

 

[ashwinkashwink is verified member.]

Well, that took a while! But it's here!!!

View attachment 2007

cc: @rajneeshray since you asked for an update. 🙂

What is new enhanced limit bro.

 

[manikP]

Here's my portfolio

Card	Limit	Fee
Axis Ace	200000	500(but I easily hit the waiver condition)
Axis MyZone	250000	LTF
SBI IRCTC Rupay	941000	300(my highest limit card)
HDFC Diners Privilege	100000	LTF
ICICI MMT Signature	150000	LTF
Amazon ICICI	160000	LTF
RBL Zomato Classic	233000	LTF
Kotak Royal Signature	200000	LTF
Indusind Legend	210000	LTF
BOB Select	75000	LTF
OLA SBI	115000	500(but sbi waives off the fee for me on request)

So I only have 2 paid cards.

Will try to get BOB Eterna LTF, AU Zenith LTF, IDFC Wealth, HSBC Platinum, CITI Rewards

 

[ashwinkashwink is verified member.]

Here's my portfolio

Card	Limit	Fee
Axis Ace	200000	500(but I easily hit the waiver condition)
Axis MyZone	250000	LTF
SBI IRCTC Rupay	941000	300(my highest limit card)
HDFC Diners Privilege	100000	LTF
ICICI MMT Signature	150000	LTF
Amazon ICICI	160000	LTF
RBL Zomato Classic	233000	LTF
Kotak Royal Signature	200000	LTF
Indusind Legend	210000	LTF
BOB Select	75000	LTF
OLA SBI	115000	500(but sbi waives off the fee for me on request)

So I only have 2 paid cards.

Will try to get BOB Eterna LTF, AU Zenith LTF, IDFC Wealth, HSBC Platinum, CITI Rewards

Nice portfolio 👍

 

[manikP]

@souvikdey2002 check the last point ... Waives off fee on request

Just to provide a bit of context..

I placed a request to close the OLA SBI card, they asked for the reason and I told them that I don't want to pay the fee. They told me they can't make it LTF but they will waive off the fee for me this year and they told me to raise a request again next year and they will see what they can do. So I accepted.

 

[prc1990]

Just to provide a bit of context..

I placed a request to close the OLA SBI card, they asked for the reason and I told them that I don't want to pay the fee. They told me they can't make it LTF but they will waive off the fee for me this year and they told me to raise a request again next year and they will see what they can do. So I accepted.

That is also good thing, keep raising request for waiver every year 🤪.

 

[souvikdey2002]

@souvikdey2002 check the last point ... Waives off fee on request

It happens with basic cards, normal.
Give me any reference where charges waived off for Elite/Prime.

 

[dav33]

100000

Here's my portfolio

Card	Limit	Fee
Axis Ace	200000	500(but I easily hit the waiver condition)
Axis MyZone	250000	LTF
SBI IRCTC Rupay	941000	300(my highest limit card)
HDFC Diners Privilege	100000	LTF
ICICI MMT Signature	150000	LTF
Amazon ICICI	160000	LTF
RBL Zomato Classic	233000	LTF
Kotak Royal Signature	200000	LTF
Indusind Legend	210000	LTF
BOB Select	75000	LTF
OLA SBI	115000	500(but sbi waives off the fee for me on request)

So I only have 2 paid cards.

Will try to get BOB Eterna LTF, AU Zenith LTF, IDFC Wealth, HSBC Platinum, CITI Rewards

wow since when was your limit 9.4L in sbi irctc. how did u get it. i thought the max limit was 5L for cards of 500 rs annual fees as my simply click is not going beyond 5L

 

[manikP]

wow since when was your limit 9.4L in sbi irctc. how did u get it. i thought the max limit was 5L for cards of 500 rs annual fees as my simply click is not going beyond 5L

I transferred my limit from OLA SBI card to IRCTC card So I could have a card with 8L+ limit and with that I can apply for AU Zenith and IDFC Wealth Credit card.

I hope I can apply these cards as after all...SBI IRCTC is a co-branded card.

Edit: Also my IRCTC card had 576000 limit before the limit transfer (June 1st week). And my cibil still reflects old limit. As soon as my cibil reflects new limit, I'll apply for Zenith and Wealth card