Kotak Bank "811 Super Savings Account" Benefits - Important Update 🚨 🚨

[jyothisthaliath]

After delivery of new card
Or,
post upgradation/enrolments?

IG, instantly after upgradation right?

I am a little bit confused about your question, so will tell you the whole timeline.

I had Kotak 811 account from a long time. I had applied for normal 811 debit card (red and white color) thinking that it will be useful for offers. It is chargeable with some rs.200 per year charges. But unfortunately it was not eligible for any Kotak DC offers. So I kept it idle and thought I will cancel it after one year.

Now I got Super 811 upgrade. They issued a second debit card for this account (shiny metallic red color with white background). As soon as I got this second DC, I used it for some online transactions and it was working. The AMC for this second DC is already part of Rs.300 Super programme enrollment charges.

Thereafter I blocked my first DC because I don't find any benefit to keep it and don't want to waste money. Hope it is clear

 

[Aniket]

I am a little bit confused about your question, so will tell you the whole timeline.

I had Kotak 811 account from a long time. I had applied for normal 811 debit card (red and white color) thinking that it will be useful for offers. It is chargeable with some rs.200 per year charges. But unfortunately it was not eligible for any Kotak DC offers. So I kept it idle and thought I will cancel it after one year.

Both physical and Virtual cards were working for me. Don't know what happened in your case.

Now I got Super 811 upgrade. They issued a second debit card for this account (shiny metallic red color with white background).

Ok

As soon as I got this second DC, I used it for some online transactions and it was working. The AMC for this second DC is already part of Rs.300 Super programme enrollment charges.

Yes, basically it's AMC of DC only atleast in my opinion, they just renamed and given some other name as enrollment fees. Enrollment for every year with the consent, lol. 🤣

Thereafter I blocked my first DC because I don't find any benefit to keep it and don't want to waste money. Hope it is clear

But it's specifically mentioned somewhere (if i remember well) that one who has existing physical DC, no new DC will be issued, same card will become eligible for 5% CB program.

That's why I become curious.

 

[jyothisthaliath]

But it's specifically mentioned somewhere (if i remember well) that one who has existing physical DC, no new DC will be issued, same card will become eligible for 5% CB program.

That's why I become curious.

I don't think this is correct. I haven't explicitly applied for debit card when I enrolled for Super. They did it on their own. Also both cards are different, the new one is a Visa Platinum. Old one was simple Visa debit card.

The cashback programme is pertaining to Visa Platinum card only. This is my understanding

 

[Sobirvs]

so I received the check book and debit card within like 3 days of acc coversion. I have a Q, what happens to my old debit card? it still shows in the app. I have used new debit card for 10 rs so it is activated but old debit card isn't doing away. Is this supposed to be like this?

called kotak they said the old debit card will have a fee levied in april this yr and they told me if i don't want a fee, then let them take a req. to close that card which i just did. they closed it and no fee whatsoever now.

 

[Aniket]

I don't think this is correct. I haven't explicitly applied for debit card when I enrolled for Super.

It's correct! I am not mentioning anything random.

They did it on their own.

Yes

Also both cards are different, the new one is a Visa Platinum. Old one was simple Visa debit card.

Yes, correct, old one is Visa Classic to be precise, but it's mentioned who already hold Visa Platinum (old customer has the option upgrade and procure other DC including platinum as well, for e.g, PVR Visa Platinum DC), for them no DC will be issued, it's mentioned like that.

The cashback programme is pertaining to Visa Platinum card only. This is my understanding

Yes

 

[Nova]

Debit card ka option available nahi hai Airtel Thanks app me

 

[VISION]

upipay is also scheduled for serve upgrade from 3am-330am on 14th.. !

 

[DARK_LORD]

I visited 2 kotak branches for 811 bank account opening and both of them said that 811 account Discontinued by bank and they are not opening new accounts, is it true?

 

[Shubham Yadav]

I visited 2 kotak branches for 811 bank account opening and both of them said that 811 account Discontinued by bank and they are not opening new accounts, is it true?

811 still exist open online

 

[Ak Singh]

I visited 2 kotak branches for 811 bank account opening and both of them said that 811 account Discontinued by bank and they are not opening new accounts, is it true?

Only online mode account opening ban by rbi.
You can open account offline.
They are making fool.

 

[Nova]

I visited 2 kotak branches for 811 bank account opening and both of them said that 811 account Discontinued by bank and they are not opening new accounts, is it true?

In November, when I filled out the form online for a Kotak 811 account, I was supposed to receive a call from Kotak for the account opening process. However, no one called me within 3 business days. I waited for 2 more days and then tweeted on X about not receiving any call regarding the account opening process. The next day, a bank representative from a nearby location visited me and opened my account.

I live in Delhi. Where do you live that you are facing such issues?

 

[2025]

I don't think this is correct. I haven't explicitly applied for debit card when I enrolled for Super. They did it on their own. Also both cards are different, the new one is a Visa Platinum. Old one was simple Visa debit card.

The cashback programme is pertaining to Visa Platinum card only. This is my understanding

1. I think DC (virtual) attached with 811 is free. Only physical DC was chargeable if ordered. Rs. 200 charge is new to me. Are you taking about old physical or virtual (default)?
2. New DC automatically generates and delivered to 811Super ac holders.
3. Cashback for using old virtual DC may also be eligible for cashback provided you are enrolled for 811Super and fulfilling other conditions. Someone in the forum has said so (I didn't verify his claim though). Hence, I think it's not right to say old dc not eligible unless u verify it once.

 

[jyothisthaliath]

1. I think DC (virtual) attached with 811 is free. Only physical DC was chargeable if ordered. Rs. 200 charge is new to me. Are you taking about old physical or virtual (default)?

I was indeed talking about the physical DC.

3. Cashback for using old virtual DC may also be eligible for cashback provided you are enrolled for 811Super and fulfilling other conditions. Someone in the forum has said so (I didn't verify his claim though). Hence, I think it's not right to say old dc not eligible unless u verify it once.

All the promo materials I got mentioned that cashback is applicable on Visa Platinum DC. No idea about virtual DC.

I don't know why everyone is excited about virtual DC, what's the benefit of using Virtual DC instead of the actual debit card? If there was a case when cashback is based on individual card (like Indusind Exclusive) then there was a point of discussing all this. Anyhow cashback is fixed amount for the account and not for individual DCs 🤷🏻‍♂️

 

[HyperxNeo]

Unipay X 811Super

 

[La pasión]

Unipay X 811Super

Canara setu+ 811 super bhi kam karega waisai

 

[varunpardhan]

Unipay X 811Super

You also add money to amazon pyy then transfer to bank full kyc user

 

[HyperxNeo]

Canara setu+ 811 super bhi kam karega waisai

Airtel was great.
But jaane wale ko kaun hii rok sakta hain...

You also add money to amazon pyy then transfer to bank full kyc user

You personally received cb via this method?
Or can anyone else confirm this?!

 

[varunpardhan]

Canara setu+ 811 super bhi kam karega waisai

Mai to Amazon pay mai add kar leta hu then bank kar leta hu Aram se mil jata hai vash

Airtel was great.
But jaane wale ko kaun hii rok sakta hain...


You personally received cb via this method?
Or can anyone else confirm this?!

Yes

Airtel was great.
But jaane wale ko kaun hii rok sakta hain...


You personally received cb via this method?
Or can anyone else confirm this?!

 

[HyperxNeo]

Mai to Amazon pay mai add kar leta hu then bank kar leta hu Aram se mil jata hai vash

Yes

Done, next month cashback milega toh update karenge post.

 

[plEase939]

Unipay X 811Super

How do you activate the card? My card got delivered today but apparently it is not showing in the APP. Any form of transaction is being declined stating domestic transactions are blocked. Contacted support but of no use, stated to activate it using card controls but the card is not showing on 811 and Kotak banking app, How Do i even activate it?. Scanned the QR code nothing happens.
In app tried to add new card but states I am not eligible to order new debit card ???
I hotlisted my Virtual Card in the hopes it would somehow show the new card controls but nope. I just have the Card as a paper weight for now.
Am i missing something? Not my first card, have around 8 but never faced such an issue.