811 Super Savings Account Benefits

[mohitkamboj007]

how can one get 5k?

Are you asking about 5k funds req. to upgrade acc or how can you earn 5k from this account??

 

[MrJJ]

how can one get 5k?

Option 1: By working.

Option 2:

 

[Pollex]

Are you asking about 5k funds req. to upgrade acc or how can you earn 5k from this account??

the latter sir

 

[mohitkamboj007]

the latter sir

You can get 5% Cashback for credit card bill payments

 

[2025]

how can one get 5k?

By making 10k transaction (excl. ATM, transfer, wallet load) / paying bills using the Super debit card every month. (500x12month) = 6000 (-300 fee) = 5700.

Even without this card/ ac we used to get about 1200/-, so net benifits may be around 4500.

 

[ask19111978]

Some update based on my own experience.

I have opened two 811 Super ac in last 7 days.
I am a new to bank type of customer. Earlier about 2 year ago had applied for one cc but was instantly rejected then.

Now, 7 days ago, based on experiences shared in this forum and also after little research in google, I have applied directly for 811 Super for myself through the webpage. Initially I had to fill very basic info like name, mobile no, pincode etc. Then it show "thank you for your interest, a field officer will visit your place for onboarding" or something like that. After about one hour one person called me and asked me about my availability for the kyc. After an affirmative response from my side he immediately came to my office and filled all details by himself after taking biometric. He didn't even verified my pan and aadhar though I was ready with them. Though, their was some typo error in his feeding which I discovered very late. I paid him the initial deposit Rs. 5000/- through UPI. Account was issued instantly and I was able to login after about 1.5 hour.

After some discussion he revealed that he won't get much for this because I had applied through online. If I want someone to enroll then to contact him directly. He infact called me the next day for this as I have shown some interest to open my wife's 811 Super ac as well. To keep his faith and my words I called him a day after he visited to my home and opened the 2nd account (Wife's). To open this ac customer don't have to provide local address proof. An aadhar and pan is enough. After enquiring about possibility of joint account he informed that for this variant joint account is not possible at the moment.

We both have received check after 3-4 days and received the physical dc 5/6 days after ac opening. Virtual DC was visible one/two day after dispatch but one/two day before delivery. The process was very smooth for NTB customers. Hopefully it will continue the benifits it offered for a reasonable duration.

I hope my experience may help others who are NTB and are in hesitation.

This account essentially offering 5-6k free money per ac per year. Though strategically thinking is necessary to attract left behind good customers. My wife for example have shifted a good chunk in this ac due to their two-way sweep facility.

which city are you based in , doubt they are covering TIER 2/3 cities like mine

 

[2025]

which city are you based in , doubt they are covering TIER 2/3 cities like mine

My city is also a tier 2/3 city. Population about 6/7 lakh. Try first. No harm in applying. They don't check cibil report like ICICI does.

ICICI made two hard enquiries (within one month) during my opening of saving account through app (even though I had privilege banking tag with my ICICI cards). Now I stopped complaining about enquiries. It doesn't matter much. Kotak I believe is way better on this.

 

[Ace2666]

Do we get 5% cashback on amazon pay gift cards as well? Also, Amazon pay gift card balance can be used for wifi bill payment?

 

[6ix9ine]

Do we get 5% cashback on amazon pay gift cards as well? Also, Amazon pay gift card balance can be used for wifi bill payment?

Yes and Yes

 

[Tonymathew]

CABARA setu in the title 😂😂😂

 

[Raviteja]

Any one got Nov month spend cashback.?

 

[VISION]

Any one got Nov month spend cashback.?

on or after 15th of every month

 

[Ak Singh]

Some update based on my own experience.

I have opened two 811 Super ac in last 7 days.
I am a new to bank type of customer. Earlier about 2 year ago had applied for one cc but was instantly rejected then.

Now, 7 days ago, based on experiences shared in this forum and also after little research in google, I have applied directly for 811 Super for myself through the webpage. Initially I had to fill very basic info like name, mobile no, pincode etc. Then it show "thank you for your interest, a field officer will visit your place for onboarding" or something like that. After about one hour one person called me and asked me about my availability for the kyc. After an affirmative response from my side he immediately came to my office and filled all details by himself after taking biometric. He didn't even verified my pan and aadhar though I was ready with them. Though, their was some typo error in his feeding which I discovered very late. I paid him the initial deposit Rs. 5000/- through UPI. Account was issued instantly and I was able to login after about 1.5 hour.

After some discussion he revealed that he won't get much for this because I had applied through online. If I want someone to enroll then to contact him directly. He infact called me the next day for this as I have shown some interest to open my wife's 811 Super ac as well. To keep his faith and my words I called him a day after he visited to my home and opened the 2nd account (Wife's). To open this ac customer don't have to provide local address proof. An aadhar and pan is enough. After enquiring about possibility of joint account he informed that for this variant joint account is not possible at the moment.

We both have received check after 3-4 days and received the physical dc 5/6 days after ac opening. Virtual DC was visible one/two day after dispatch but one/two day before delivery. The process was very smooth for NTB customers. Hopefully it will continue the benifits it offered for a reasonable duration.

I hope my experience may help others who are NTB and are in hesitation.

This account essentially offering 5-6k free money per ac per year. Though strategically thinking is necessary to attract left behind good customers. My wife for example have shifted a good chunk in this ac due to their two-way sweep facility.

I experienced the same process yesterday.

For now I opened account for my wife. If looks good then will open for self.

I have question,

Can I fill kotak 811 super account application online and do kyc from branch.

If I want to opt out home visit for physical kyc, can I opt out?

Or Second option can I directly open account from branch?
And last question in which process physical photo is required?

 

[varun__goel_]

I have question,

Can I fill kotak 811 super account application online and do kyc from branch.

If I want to opt out home visit for physical kyc, can I opt out?

Or Second option can I directly open account from branch?
And last question in which process physical photo is required?

You can meet kyc agent where you feel comfortable. Home visit is not necessary.

Branch cannot onboard 811 customers. Only 811 RO can do the same. And it is not necessary that he will be present in branch

 

[krishc]

My home address is not serviceable by Kotak but my office address is even though technically they are part of same metropolitan postal area.

So, if I put my office address as communication address and home address as permanent address, is it possible to get kyc done outside office ?

 

[anonymuos]

Only 811 RO can do the same.

What is an RO?

 

[2025]

My home address is not serviceable by Kotak but my office address is even though technically they are part of same metropolitan postal area.

So, if I put my office address as communication address and home address as permanent address, is it possible to get kyc done outside office ?

Possibly, your aadhar address will be your permanent address and communication address as per your choice, however should be within reasonable distance from the branch with which the field agent is connected. If agent want he/she can put any address as communication address. Just keep in mind that through app /call center the address is not editable for six months. I was told to visit branch with doc for that.

 

[SureShot]

Anyone have any idea what is this error? Bank person told it’s because of existing relationship with kotak but that’s not true, this is for new to bank customer.

 

[Beyond]

Thanks to @dhiraz @varun__goel_ @MrJJ and others for this thread.

I was getting full screen Ad to upgrade to 811 super from past 1 month I guess... And I thought it's just another Kotak gimmick.
After going through this thread, when kotak811 showed that ad, my response was-

Upgraded my a/c, took 1 min 🙂

Now, my feelings for Kotak -

 

[AllThatStuff]

I am having 811 account since last 3 years. Over this period I’ve made many of my friends & family members join 811 a/c as it’s a 0 balance MAB.

Now everyone, EXCEPT ME, have got upgrade option to 811 Super Account!!! 😐😑☹️