A very stupid question. My cousin kinda got me worried

[anxietybrobmth]

Does opening a new credit line using a different mobile number create new CIBIL account and score?

I mean is a new duplicate account made by CIBIL if I used a different number for a new credit line?

 

[NShah]

Does opening a new credit line using a different mobile number create new CIBIL account and score?

I mean is a new duplicate account made by CIBIL if I used a different number for a new credit line?

No- There is only one cibil account because of one pan card of one person

 

[Dharm]

Does opening a new credit line using a different mobile number create new CIBIL account and score?

I mean is a new duplicate account made by CIBIL if I used a different number for a new credit line?

No, only single CIBIL due to same PAN, Although sometimes, not always put negetive impact on cibil due to different details, like different address, different mobile, different mail ID

 

[simplegarv]

Does opening a new credit line using a different mobile number create new CIBIL account and score?

I mean is a new duplicate account made by CIBIL if I used a different number for a new credit line?

But your CIBIL report will also show the new mobile number & email id.