Add on Credit Card CIBIL Report

[sudhirsiddhi]

If I applied for an add-on card in banks like SBI, Axis, HDFC, and Kotak, will they report the card details in the add-on family member's CIBIL report or not?

Secondly, if they do not report it under the add-on member, will it be reported as a separate account in my CIBIL report or not

 

[Zacobite]

If I applied for an add-on card in banks like SBI, Axis, HDFC, and Kotak, will they report the card details in the add-on family member's CIBIL report or not?

Secondly, if they do not report it under the add-on member, will it be reported as a separate account in my CIBIL report or not

no separate account as it is linked to your main account only

 

[RAMESH BABU N]

This is one easy way to give/get CCs (one to many) to a family member who may not have needed credit ratings or otherwise not eligible to get CCs.

 

[pranay]

If I applied for an add-on card in banks like SBI, Axis, HDFC, and Kotak, will they report the card details in the add-on family member's CIBIL report or not?

Secondly, if they do not report it under the add-on member, will it be reported as a separate account in my CIBIL report or not

With Amex, applying for an add-on credit card for a family member will be reported under their CIBIL account, but it won't impact their credit score or help them build credit history. Not sure about other cards.

 

[jeevanreddy58]

I am seeing HSBC add on card in add on user Cibil.
Is it same for everyone who has Hsbc Addon? Bcaz they recently messed my mobile number email id to add on card.. add on card holder mobile number and email to primacy card.. I got it corrected though...

 

[350modena]

With Amex, applying for an add-on credit card for a family member will be reported under their CIBIL account, but it won't impact their credit score or help them build credit history. Not sure about other cards.

Yes but if it's add on it says AUTHORISED USER and not OWNER.

 

[alwayswin69]

I am seeing HSBC add on card in add on user Cibil.
Is it same for everyone who has Hsbc Addon? Bcaz they recently messed my mobile number email id to add on card.. add on card holder mobile number and email to primacy card.. I got it corrected though...

yes, HSBC, Amex, ICICI, and Citi (previously) all report to add-on user's cibil

 

[rogerthat]

Got an add-on MRCC for spouse and it's been two months. Nothing in the CIBIL yet.