Advice Regarding Credit Card

[jalsa]

Hi, I am in Imperia programme for the last 5 months. And now I got 3 pre approved credit cards. Which one Do I select or should I ask them for better card ? Please give me your suggestions. Thank you in advance! (This is my first credit card)

 

[Tosh]

None worth applying, try for DCP/B or infinia

 

[Chaitanya-a]

Hi, I am in Imperia programme for the last 5 months. And now I got 3 pre approved credit cards. Which one Do I select or should I ask them for better card ? Please give me your suggestions. Thank you in advance! (This is my first credit card)

HDFC provides shitty cards online. Instead apply via branch by submitting your income docs. Since you're in Imperia program, you can get DCB and even Infinia.

 

[doomlord]

What is imperia program and how to enrol in this?

 

[Chaitanya-a]

What is imperia program and how to enrol in this?

It is premium banking programme from HDFC Bank. You need to MAB of 10L in the account to get enrolled in this program.

 

[doomlord]

It is premium banking programme from HDFC Bank. You need to MAB of 10L in the account to get enrolled in this program.

Thanks for the info 😀

 

[jalsa]

None worth applying, try for DCP/B or infinia

Thank you so much for the reply! The thing is that I’m still a student and will be a student for the next 3-4 years.

 

[jalsa]

HDFC provides shitty cards online. Instead apply via branch by submitting your income docs. Since you're in Imperia program, you can get DCB and even Infinia.

Hey, I’m still a student. Can you give me suggestions based on that ?

 

[Tosh]

Without income/existing credit cards or history it is very difficult to apply for super premium credit cards

You may have to start at the bottom and climb up that ladder over time then.

I would suggest push for LTF Millenia and start from there

 

[V360]

Hi, I am in Imperia programme for the last 5 months. And now I got 3 pre approved credit cards. Which one Do I select or should I ask them for better card ? Please give me your suggestions. Thank you in advance! (This is my first credit card)

Bro - for Imperia account, I will never take these cards. Please push ur RM for DCB or Infinia.

 

[jalsa]

Bro - for Imperia account, I will never take these cards. Please push ur RM for DCB or Infinia.

A small update - I talked with rm and he said that to take one card and later he will upgrade it to regalia. So for now I’ll go with the tata neu plus card.

 

[Chaitanya-a]

A small update - I talked with rm and he said that to take one card and later he will upgrade it to regalia. So for now I’ll go with the tata neu plus card.

Even this is a charged card. They have written there that it'll be Milestone based fee waiver.

 

[panu24]

A small update - I talked with rm and he said that to take one card and later he will upgrade it to regalia. So for now I’ll go with the tata neu plus card.

If RM will provide upgrade to Regalia then good but better not go with co-branded card as first card if planning to go for premium cards later. I think Millennia will be good to start with.

 

[akshayhs]

None of these to be honest.