Advices for cibil maintain and credit card limit increase

[khizar_65]

Hey Guys,
I am new here and i just love the way you all guys gives your experiences and advices for new comers..
i just want to share my cibil details and want your advices.

My cibil score just jumped to 792 its showing in cibil Apk.
and in paytm its showing 782

And currently i have 8 Active credit cards and 8 active loan (including home loan which i am paying partially from 2 months and it will be close in this month)
and flipkart pay later with 90K limit
And Cred cash 75K (idfc personal loan)
3 personal loans from different banks
And 2 other consumer loans

Should i also close flipkart paylater and other consumer loans in advance?

I just want to increase my credit cards limit
Max is 2.30K ONE CARD
1.12K RBL
80K ICICI CORAL/APAY MERGED
Others are less then 50K

 

[SSV]

Should i also close flipkart paylater and other consumer loans in advance

Yes, all other loans like BNPLs, personal loans and consumer loans can go out, you can only keep cc and HL..

 

[SSV]

Yes, all other loans like BNPLs, personal loans and consumer loans can go out, you can only keep cc and HL..

Hey Guys,
I am new here and i just love the way you all guys gives your experiences and advices for new comers..
i just want to share my cibil details and want your advices.

My cibil score just jumped to 792 its showing in cibil Apk.
and in paytm its showing 782

And currently i have 8 Active credit cards and 8 active loan (including home loan which i am paying partially from 2 months and it will be close in this month)
and flipkart pay later with 90K limit
And Cred cash 75K (idfc personal loan)
3 personal loans from different banks
And 2 other consumer loans

Should i also close flipkart paylater and other consumer loans in advance?

I just want to increase my credit cards limit
Max is 2.30K ONE CARD
1.12K RBL
80K ICICI CORAL/APAY MERGED
Others are less then 50K

For more details on how CIBIL score works you can see the below thread, if not already done…

Thread 'CIBIL Score - A Practical Guide'
https://www.technofino.in/community/threads/cibil-score-a-practical-guide.29167/