Already have Atlas and Amex. So Millennia or DC privilege LTF?

[therapistOfCats]

Hi, I already hold Axis Atlas where all my offline and travel expenses are directed. I also of Amex cards for other use cases.

Now, for Salary account with HDFC. I'm being offered Millennia and DC privilege as LTF cards.

Which one should I go with? Not much spend will be done on either of these. Which has better chance for upgrade to DCB(because atlas is still better than regalia gold), if I decide to spend using HDFC card?

 

[Infamous]

Which has better chance for upgrade to DCB(because atlas is still better than regalia gold), if I decide to spend using HDFC card?

DCP has better chances for your upgrade to DCB. Millenia will be like an unnecessary middleman.

 

[Anupama_Jha]

DCP has better chances for your upgrade to DCB. Millenia will be like an unnecessary middleman.

+ + 1
Both cards have now same joining/annual fee.

But DCP may have better upgrade chances in comparison of Millenia (not guaranteed)