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Already have Atlas and Amex. So Millennia or DC privilege LTF?

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therapistOfCats

therapistOfCats

TF Neo
Hi, I already hold Axis Atlas where all my offline and travel expenses are directed. I also of Amex cards for other use cases.

Now, for Salary account with HDFC. I'm being offered Millennia and DC privilege as LTF cards.

Which one should I go with? Not much spend will be done on either of these. Which has better chance for upgrade to DCB(because atlas is still better than regalia gold), if I decide to spend using HDFC card?
 
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therapistOfCats said:
Hi, I already hold Axis Atlas where all my offline and travel expenses are directed. I also of Amex cards for other use cases.

Now, for Salary account with HDFC. I'm being offered Millennia and DC privilege as LTF cards.

Which one should I go with? Not much spend will be done on either of these. Which has better chance for upgrade to DCB(because atlas is still better than regalia gold), if I decide to spend using HDFC card?
Click to expand...
After Swiggy arrival & millniea lot of silent devaluation
Going for DcP is better choice
 
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glangstieh said:
Hello, I am new to the community. I had just received my DCP card. Is it termed as a core card and how long do I have to wait before I can upgrade to DCB? Limit is 5L.
Click to expand...
Hello, welcome to this community, hope this post answers your question 🙂

Anupama_Jha said:
Yess it's core card.

Spend around 4-5L in upcoming 6 months, and request for upgrade in July/Aug
Click to expand...
 
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Anupama_Jha said:
Yess it's core card.

Spend around 4-5L in upcoming 6 months, and request for upgrade in July/Aug
Click to expand...
Also I am currently in touch with RM for Biz Black card for my business purchases & GST payments. They said it's under processing and will update in the next few days. Would my chances of getting this be slim after getting the DCP? Apologises in advance for going off topic.
 
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glangstieh said:
Also I am currently in touch with RM for Biz Black card for my business purchases & GST payments. They said it's under processing and will update in the next few days. Would my chances of getting this be slim after getting the DCP? Apologises in advance for going off topic.
Click to expand...
No, It wont create a problem, it would probably be issued as a floater card.
 
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Infamous said:
No, It wont create a problem, it would probably be issued as a floater card.
Click to expand...
My Biz Black application was earlier approved subjected to internal checks and then declined later. I got a reason that it was because my HDFC credit card manager was trying to get it issued as a non-floater. He told me to wait a few days. Is there any chance of getting it issued as non floater? I have 4 HDFC cards in total issued as floater.
 
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glangstieh said:
My Biz Black application was earlier approved subjected to internal checks and then declined later. I got a reason that it was because my HDFC credit card manager was trying to get it issued as a non-floater. He told me to wait a few days. Is there any chance of getting it issued as non floater? I have 4 HDFC cards in total issued as floater.
Click to expand...
No clue, maybe someone who has knowledge about HDFC cards can help you out
 
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