Amex MRCC - Is it better than Regalia as of today(April 2023)

[praveensudhakaran]

I recently got Amex MRCC and I am using HDFC regalia as my primary card. Is it wise to switch to Amex MRCC. My ave spends 25K/per month.
Amex declined at the pharmacy and Supermarket where I can make heavy payments. Any workaround for that?

 

[saucy]

Use Paytm or Amazon gv via amex.

As for rewards - it's a simple calculation - do the 1500*4 and 20k per month on it and you'll get good reward points. See for yourself if you like amex rewards more or regalia

 

[insanegenius]

Use an online pharmacy like 1mg.