Another HDFC Card in exchange for a part of the limit of an existing card.

[shuklalok]

I already have Regalia but I applied for an LFT Millenia 3 months back, they rejected due to the city mismatch.
Now my RM is saying that he can arrange the second card with any limit but the Regalia Limit has to go down by the same.
Is it a good idea?

 

[SubhankarSubhankar is verified member.]

I already have Regalia but I applied for an LFT Millenia 3 months back, they rejected due to the city mismatch.
Now my RM is saying that he can arrange the second card with any limit but the Regalia Limit has to go down by the same.
Is it a good idea?

Splitting limit will not be a good idea IMO if you're aiming for Infinia. Get Infinia, then apply for a second card. If that's not what your goal is, go ahead