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Any Cheat Sheet for credit card referral program ??

Many of my friends want to apply for CC.
is there a way, i can refer them & earn

particularly for
1. HDFC Bank
2. Axis Bank
3. Bank Of Baroda
Not sure about HDFC and BoB but if you're holding Axis Flipkart Card you would have received a sms having a referral link to BYOP (Bring Your Own People) 🙅.
 
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