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any experiences about applying for cc through airport/mall kiosks?

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ltf4ever

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hi folks,

can any of you share your experiences about applying for credit cards through airport/mall kiosks?

i always ignore them as i think that there is high possibility of them giving me false commitments (welcome benefits, ltf, etc) because no one is going to go back to the airport to catch hold of them if found to be misleading. compared to them, i think branch is much safer as you can always visit the branch and escalate against the person if required.

i wanted to know if it is safe because the offers are lucrative and i might be missing out.
 
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Yes, it is completely safe!
I have applied 3-4 cards through them, and by luck every single card was approved.
The process is very smooth, they will going to verify the details with Aadhar, taking the thumbprint and your photo!
Also, they tell you everything in detail (not experienced any false commitment)!
Even after the application, I have received a call from bank, where they reiterate the offers and other imp t&cs before proceeding that too on a recorded line so that, you can quote the same if anything at all happens.

The document requires at kiosk is much less as per my personal experience!
In my case, the kiosk person called me after 2 weeks to check that if there any issues with my card, and he again reiterated the benefits!

Its worth giving a try, if you are thinking of applying CCs!
 
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I recently applied for an axis card at Delhi airport and I was asked only for another bank statement. The application was rejected 3 days later, and the agent says verification failed. I checked with the branch and they say the pan number was mismatched. I know both these reasons are lame...but dont know the real reason why it was rejected.

From what members in this community have posted, airport kiosk have a good success rate but it has not proved useful for me.
 
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kunaljn91 said:
Yes, it is completely safe!
I have applied 3-4 cards through them, and by luck every single card was approved.
The process is very smooth, they will going to verify the details with Aadhar, taking the thumbprint and your photo!
Also, they tell you everything in detail (not experienced any false commitment)!
Even after the application, I have received a call from bank, where they reiterate the offers and other imp t&cs before proceeding that too on a recorded line so that, you can quote the same if anything at all happens.

The document requires at kiosk is much less as per my personal experience!
In my case, the kiosk person called me after 2 weeks to check that if there any issues with my card, and he again reiterated the benefits!

Its worth giving a try, if you are thinking of applying CCs!
Click to expand...
The experience might vary from bank to bank. Can you share more details like bank, Card variant applied for, etc.? So, that we can have more clarity.
 
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007 said:
The experience might vary from bank to bank. Can you share more details like bank, Card variant applied for, etc.? So, that we can have more clarity.
Click to expand...
I have seen Axis and SBI kiosk a lot in my previous visits!

Axis - Vistara Platinum & Privilege (I was a student at that time, so it was C2C only)

SBI - Vistara Platinum (It was on my salary basis)
 
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kunaljn91 said:
Yes, it is completely safe!
I have applied 3-4 cards through them, and by luck every single card was approved.
The process is very smooth, they will going to verify the details with Aadhar, taking the thumbprint and your photo!
Also, they tell you everything in detail (not experienced any false commitment)!
Even after the application, I have received a call from bank, where they reiterate the offers and other imp t&cs before proceeding that too on a recorded line so that, you can quote the same if anything at all happens.

The document requires at kiosk is much less as per my personal experience!
In my case, the kiosk person called me after 2 weeks to check that if there any issues with my card, and he again reiterated the benefits!

Its worth giving a try, if you are thinking of applying CCs!
Click to expand...
Do they do biometric verification and photo if u are a axis account holder. Also what was the card and the limit that u used for c2c process for magnus.
 
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dav33 said:
Do they do biometric verification and photo if u are a axis account holder. Also what was the card and the limit that u used for c2c process for magnus.
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At that time, I didn’t hold axis account! So not sure about the process for them!
Also, I have applied Magnus through Axis Branch and not the Kiosk!
I have used my Diners Privilege Card with a limit of approx 5 Lakhs! (They want more than 4 lakhs limit on the CC for C2C!)
 
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kunaljn91 said:
At that time, I didn’t hold axis account! So not sure about the process for them!
Also, I have applied Magnus through Axis Branch and not the Kiosk!
I have used my Diners Privilege Card with a limit of approx 5 Lakhs! (They want more than 4 lakhs limit on the CC for C2C!)
Click to expand...
oh ok great. in the branch what details like income, sal etc did they asked and what docs for c2c did u give. did they also do any biometric at the branch or any other verification afterwards.
what was the limit that u got for magnus.
thanks
 
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dav33 said:
oh ok great. in the branch what details like income, sal etc did they asked and what docs for c2c did u give. did they also do any biometric at the branch or any other verification afterwards.
what was the limit that u got for magnus.
thanks
Click to expand...
They didn’t ask me any details pertaining to income! Yes, biometric was done at the branch!
They only asked me for my recent CC statement for C2C!
Limit - 3L
 
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