Nil benefits, Think that might be a time when private was valued.
Now you will spend half your time explaining the private tier to bank folks.
Been private for a year now, Zero benefits - They don't care issuing even the credit cards as i get their famous 'try again later' error and this is now with more than a Cr TRV in everything except insurance through them.
Only reason i am not moving out is the UI is great, Neatly integrated with Icici Sec for investments and also great interest rates for a bank - which is what my needs are.
Feeling let down by HDFC RMs? Give IDFC RMs a try and experience getting stamped in the face!