Any Missing Credit Card In Lifetime Free Credit Card Portfolio

[ihmahetar]

I have following credit card portfolio of Lifetime Free Credit Card

1.Amazon Pay 2.30LAge 8-9 Months
2.Hdfc Bank MILLEANIA 1.30L Age 8 Years
3.Sbi Simply Click 1.65L Age 3 Years
4.Au Lit 1.50L Age 1 Years
5.Axis Myzone Age 1 Years
6.Kotak League 1L Age 4 Months
7.Idfc First Milleania 1.38L Age 1 Years
8.ICICI Coral 2.30L
9.Bob Premium 1.09L Age 1 Months

All above are LTF
HSBC,YES BANK,SC,InduInd, RBL or some other bank services not available in my area

My preference is one bank one card

 

[sousnake]

Looks good, if possible check hdfc swiggy is ltf for you or not. That's a good card.

 

[S U D O]

I have following credit card portfolio of Lifetime Free Credit Card

1.Amazon Pay 2.30LAge 8-9 Months
2.Hdfc Bank MILLEANIA 1.30L Age 8 Years
3.Sbi Simply Click 1.65L Age 3 Years
4.Au Lit 1.50L Age 1 Years
5.Axis Myzone Age 1 Years
6.Kotak League 1L Age 4 Months
7.Idfc First Milleania 1.38L Age 1 Years
8.ICICI Coral 2.30L
9.Bob Premium 1.09L Age 1 Months

All above are LTF
HSBC,YES BANK,SC,InduInd, RBL or some other bank services not available in my area

My preference is one bank one card

PNB RuPay Platinum Credit Card
Standard Chatered Platinum Rewards CC

 

[BVCBVC is verified member.]

PNB RuPay Platinum Credit Card
Standard Chatered Platinum Rewards CC

I guess PNB Rupay platinum is not LTF, we have to make 1 txn each/qtr to avoid charges right?

 

[S U D O]

we have to make 1 txn each/qtr to avoid charges right?

Yes. My bad I didn't mention it.
Its a RuPay card so he can use it at least with UPI once a qtr

 

[BVCBVC is verified member.]

Yes. My bad I didn't mention it.
Its a RuPay card so he can use it at least with UPI once a qtr

Thought the same and missed using it last quarter. PNB was smart enough and they charged me annual fees 😂

 

[BVCBVC is verified member.]

Thought the same and missed using it last quarter. PNB was smart enough and they charged me annual fees 😂

Q4 FY 2023-24 Lounge access I used, but Q1 FY 2024-25 I missed using it. Annual fees charged. But that a good card with good lounge access coverage too better than many cards which were being offered as LTF.

 

[S U D O]

PNB was smart enough and they charged me annual fees

🤣 🤣 🤣
Their business is running on this hope itself.
Use Google Calendar on your phone, create a new event and set it to remind you once every Quarter.
You won't forget then.

 

[sjmajumder]

Recently lost my LTF Yes Bank Elite due to not doing Re-KYC. Here's my list:

AU Vetta

Axis IndianOil

Axis LIC Signature

Axis My Zone

Bobcard Premier JCB

Citibank IOC

Citibank Rewards World

Federal Bank Celesta

HDFC Regalia

HDFC Tata Neu Infinity

HSBC Platinum

ICICI Amazon Pay

ICICI Coral Rupay

ICICI Platinum Chip

ICICI Rubyx

ICICI Sapphiro Amex

ICICI Sapphiro Mastercard

IDFC First Wealth

IndusInd EazyDiner Signature

IndusInd Legend

IndusInd Pinnacle

Kotak League Platinum

Kotak White

*PNB Rupay Select

RBL Shoprite

SBI Gold

Standard Chartered Platinum Rewards

UniCard NX Wave

* 1 transaction per quarter required to keep it LTF.

 

[R@J]

Recently lost my LTF Yes Bank Elite due to not doing Re-KYC. Here's my list:

AU Vetta

Axis IndianOil

Axis LIC Signature

Axis My Zone

Bobcard Premier JCB

Citibank IOC

Citibank Rewards World

Federal Bank Celesta

HDFC Regalia

HDFC Tata Neu Infinity

HSBC Platinum

ICICI Amazon Pay

ICICI Coral Rupay

ICICI Platinum Chip

ICICI Rubyx

ICICI Sapphiro Amex

ICICI Sapphiro Mastercard

IDFC First Wealth

IndusInd EazyDiner Signature

IndusInd Legend

IndusInd Pinnacle

Kotak League Platinum

Kotak White

*PNB Rupay Select

RBL Shoprite

SBI Gold

Standard Chartered Platinum Rewards

UniCard NX Wave

* 1 transaction per quarter required to keep it LTF.

@sjmajumder : On a lighter note - kaaaaafi bada hua business hai aapka (LTF cards ka)! 😛

 

[TechnoFi]

I have following credit card portfolio of Lifetime Free Credit Card

1.Amazon Pay 2.30LAge 8-9 Months
2.Hdfc Bank MILLEANIA 1.30L Age 8 Years
3.Sbi Simply Click 1.65L Age 3 Years
4.Au Lit 1.50L Age 1 Years
5.Axis Myzone Age 1 Years
6.Kotak League 1L Age 4 Months
7.Idfc First Milleania 1.38L Age 1 Years
8.ICICI Coral 2.30L
9.Bob Premium 1.09L Age 1 Months

All above are LTF
HSBC,YES BANK,SC,InduInd, RBL or some other bank services not available in my area

My preference is one bank one card

My preference is one bank --> 01 core card, 01 rupay card (for upi) and 01-02 co-branded cards.

 

[ihmahetar]

Recently lost my LTF Yes Bank Elite due to not doing Re-KYC. Here's my list:

AU Vetta

Axis IndianOil

Axis LIC Signature

Axis My Zone

Bobcard Premier JCB

Citibank IOC

Citibank Rewards World

Federal Bank Celesta

HDFC Regalia

HDFC Tata Neu Infinity

HSBC Platinum

ICICI Amazon Pay

ICICI Coral Rupay

ICICI Platinum Chip

ICICI Rubyx

ICICI Sapphiro Amex

ICICI Sapphiro Mastercard

IDFC First Wealth

IndusInd EazyDiner Signature

IndusInd Legend

IndusInd Pinnacle

Kotak League Platinum

Kotak White

*PNB Rupay Select

RBL Shoprite

SBI Gold

Standard Chartered Platinum Rewards

UniCard NX Wave

* 1 transaction per quarter required to keep it LTF.

Which bank required 1 transaction per quarter to keep it Ltd ?

 

[MOhit __]

Which bank required 1 transaction per quarter to keep it Ltd ?

* * *

 

[TechnoFi]

Which bank required 1 transaction per quarter to keep it Ltd ?

PNB Rupay Select credit card requires 01 transaction per quarter to keep it LTF.