Any possibility of pre-approved Limit Enhancement in the near future?

[card-shard]

I haven't got any pre-approved limit enhancement on my Axis Card which is 2+ years old.
My monthly usage is less than 10k. But few other banks keep on updating limit every 6-12 months even with minimal use.
Axis has left me on the wait for 2+ years. I have no other banking relation with Axis.

Since the current limit is decent, there is no urgency to submit income details to get it manually updated. So, any pre-approved LE is good-to-have for me.
Any clues people?

 

[tharun]

Since the current limit is decent

If the present limit is decent why would you need any LE

monthly usage is less than 10k.

Try to change this then there may be difference in offers

 

[card-shard]

If the present limit is decent why would you need any LE

Any higher limit is good to have. It reduces your overall credit utilisation on CIBIL.
Also like in HDFC, several premium card upgrade eligibility is based on certain limit on lower end cards.

Try to change this then there may be difference in offers

My expenses are that much only on CC, so not much scope to drastically change that.


I am looking for insights for mass-scale LE campaign in Axis, the way ICICI SBI & HDFC gives LE to lots of people as discussed on TF forums.

 

[Donald J. Trump]

Any higher limit is good to have. It reduces your overall credit utilisation on CIBIL.
Also like in HDFC, several premium card upgrade eligibility is based on certain limit on lower end cards.


My expenses are that much only on CC, so not much scope to drastically change that.


I am looking for insights for mass-scale LE campaign in Axis, the way ICICI SBI & HDFC gives LE to lots of people as discussed on TF forums.

Have you heard of SBI Cards? Over-leverage ho jaoge Lala

 

[Anindya98]

I haven't got any pre-approved limit enhancement on my Axis Card which is 2+ years old.
My monthly usage is less than 10k. But few other banks keep on updating limit every 6-12 months even with minimal use.
Axis has left me on the wait for 2+ years. I have no other banking relation with Axis.

Since the current limit is decent, there is no urgency to submit income details to get it manually updated. So, any pre-approved LE is good-to-have for me.
Any clues people?

Try upgrading your Axis cards gradually. Whenever Axis runs an LTF offer, grab the higher variant. With consistent usage, it can even trigger a limit enhancement over time.

Post in thread 'Need suggestion for AXIS Secured ------>Unsecured'

Wednesday at 9:45 PM

Sharing a quick hack. I got my Axis Flipkart Credit Card in March 2023 with just a ₹15K limit (my 2nd unsecured CC after ICICI Amazon Pay with ₹1.5L in the same month). I used the FK card regularly till Jan 2024, keeping utilization around 80% for 3–4 months. During that time, Axis kept rejecting my other card applications, and I had zero pre-approved offers.


Then, in Jan 2024, I applied for the MyZone LTF C2C via an offline agent, which got rejected the very next day, but surprisingly, my FK card limit shot up to ₹2.1L (that’s 14x!). Soon after, all cards started showing under...

• Anindya98

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If the present limit is decent why would you need any LE

with you

Any higher limit is good to have. It reduces your overall credit utilisation on CIBIL.
Also like in HDFC, several premium card upgrade eligibility is based on certain limit on lower end cards.

Not the case with Axis