Any Trick to Emerald PVC LTF , holding shappiro visa LTF

[kanhaiyabsy]

Need help/trick, I currently have the Shappiro Visa Credit Card (LTF) and I'm looking to upgrade to Emerald PVC (LTF) version or rubyx LTF, In immobile app they are showing emerald pvc visa and amex {both paid} hpcl FYF

Has anyone here successfully done this?

 

[prankster]

Sapphiro is above Rubyx, why would you want that? Also your title is somewhat misleading, it feels like you're telling the trick, not asking for it..

 

[kanhaiyabsy]

Rubyx for Railway lounge access
Sorry there is either no option to delete or edit create thread

 

[6ix9ine]

@kuchbhi thread title edit kardo bhai

 

[Nishan11]

If there was any such trick in recent times, then majority of forum members would have LTF Emeralde PVC. It would have been abused so much that loophole would have been patched up by bank.

You are very late to the party.

Sapphiro visa LTF is anyday better than Rubyx LTF.

Keep using your Sapphiro as much as you can, you may get LTF Emeralde PVC offer. Though it's not guaranteed but many got this way in past.

Other way is having high TRV with bank and then ask Emeralde PVC LTF. Choice is yours.

 

[vaibhav111vaibhav111 is verified member.]

@kuchbhi thread title edit kardo bhai

have edited the title

 

[Thanos]

If there was any such trick in recent times, then majority of forum members would have LTF Emeralde PVC. It would have been abused so much that loophole would have been patched up by bank.

You are very late to the party.

Sapphiro visa LTF is anyday better than Rubyx LTF.

Keep using your Sapphiro as much as you can, you may get LTF Emeralde PVC offer. Though it's not guaranteed but many got this way in past.

Other way is having high TRV with bank and then ask Emeralde PVC LTF. Choice is yours.

How much TRV would they consider for Emeralde PVC to be LTF ?

 

[Nishan11]

How much TRV would they consider for Emeralde PVC to be LTF ?

Depend on branch manager and your negotiation skill. It can be anything between 50 L - 1 Cr.

There is no fixed template. Most times, BM/RM will quote much higher amount, that's where your negotiation skill will be tested.