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Anyone know why I'm getting this?

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Hell_Kitty

Hell_Kitty

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Never applied for a credit card with HDFC atleast for last 5 years. Been only trying to check if I'm pre-approved for Infinia. Saw this today randomly. Any idea what might have triggered this??

Last 2 months I am desperately checking for Infinia so I have done too many checks with PAN & OTP on their credit card apply web page.

If I check by mobile & dob nothing shows up.
 

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Solution
SSV
Hell_Kitty said:
@SSV - PFB
1) Income - >42LPA
2) current card CL - 5 Lakhs (It was enhanced when I 1st dropped an email for upgrade 2 months back in June 204. Before that the limit was only 1.6 lakhs)
3) current card variant - HDFC Millennia
4) spends in the last 6 months - ~ 8 Lakhs
Click to expand...
So technically speaking , you are not meeting criteria for 2 and 3
For 2 , it should be more than 8L
Amd
For 3, it’s regalia and above…

So you either need to fulfill this criteria or some one ( within the bank) should get waivers for these and forward your request to Infinia team
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Pan plus otp means Cibil Enquiry, it literally means you tried applying for the card, they may have blocked your application for 6 months I think.
 
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Hell_Kitty said:
Never applied for a credit card with HDFC atleast for last 5 years. Been only trying to check if I'm pre-approved for Infinia. Saw this today randomly. Any idea what might have triggered this??

Last 2 months I am desperately checking for Infinia so I have done too many checks with PAN & OTP on their credit card apply web page.

If I check by mobile & dob nothing shows up.
Click to expand...
Try emailing on PriorityRedressal.CreditCards@hdfcbank.com
 
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@SSV Started with below hierarchy for an upgrade from Millenia to Infinia based on my spends and 3 days back looped in Parag Rao and Sashi Jagadeeshan 😛

I have shared my last 6 months spend of 7.5 lakhs.

  1. customerservices.cards@hdfcbank.com
  2. grievance.redressalcc@hdfcbank.com. They rejected the request, internal policies
  3. infinia.services@hdfcbank.com. Request rejected, internal policies.
  4. PriorityRedressal.CreditCards@hdfcbank.com. They rejected the request, internal policies
  5. pnohdfcbank@hdfcbank.com. They rejected the request, internal policies
Like I said I have an ITR >42LPA but don't know why I am being denied. Planning to close out my entire relationship with HDFC. Mostly Preferred SA and CC
 
Upvote 0 Downvote
Hell_Kitty said:
@SSV Started with below hierarchy for an upgrade from Millenia to Infinia based on my spends and 3 days back looped in Parag Rao and Sashi Jagadeeshan 😛

I have shared my last 6 months spend of 7.5 lakhs.

  1. customerservices.cards@hdfcbank.com
  2. grievance.redressalcc@hdfcbank.com. They rejected the request, internal policies
  3. infinia.services@hdfcbank.com. Request rejected, internal policies.
  4. PriorityRedressal.CreditCards@hdfcbank.com. They rejected the request, internal policies
  5. pnohdfcbank@hdfcbank.com. They rejected the request, internal policies
Like I said I have an ITR >42LPA but don't know why I am being denied. Planning to close out my entire relationship with HDFC. Mostly Preferred SA and CC
Click to expand...
What is your credit limit on the existing CC?

There are several components in infinia upgrade
1) Income
2) current card CL
3) current card variant
4) spends in the last 6 months

Need to get waivers on those where you don’t meet the criteria
As far as I know that is how it works
 
Upvote 0 Downvote
SSV said:
What is your credit limit on the existing CC?

There are several components in infinia upgrade
1) Income
2) current card CL
3) current card variant
4) spends in the last 6 months

Need to get waivers on those where you don’t meet the criteria
As far as I know that is how it works
Click to expand...
@SSV - PFB
1) Income - >42LPA
2) current card CL - 5 Lakhs (It was enhanced when I 1st dropped an email for upgrade 2 months back in June 204. Before that the limit was only 1.6 lakhs)
3) current card variant - HDFC Millennia
4) spends in the last 6 months - ~ 8 Lakhs
 
Upvote 0 Downvote
Hell_Kitty said:
@SSV - PFB
1) Income - >42LPA
2) current card CL - 5 Lakhs (It was enhanced when I 1st dropped an email for upgrade 2 months back in June 204. Before that the limit was only 1.6 lakhs)
3) current card variant - HDFC Millennia
4) spends in the last 6 months - ~ 8 Lakhs
Click to expand...
So technically speaking , you are not meeting criteria for 2 and 3
For 2 , it should be more than 8L
Amd
For 3, it’s regalia and above…

So you either need to fulfill this criteria or some one ( within the bank) should get waivers for these and forward your request to Infinia team
 
Upvote 0 Downvote
Solution
SSV said:
So technically speaking , you are not meeting criteria for 2 and 3
For 2 , it should be more than 8L
Amd
For 3, it’s regalia and above…

So you either need to fulfill this criteria or some one ( within the bank) should get waivers for these and forward your request to Infinia team
Click to expand...
@SSV Now I am being shown Regalia In the NB. Should I upgrade it or wait for Infinia?
 
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Hell_Kitty said:
@SSV Now I am being shown Regalia In the NB. Should I upgrade it or wait for Infinia?
Click to expand...
Get regalia and get CL above 8L and then infinia will be yours or someone like BM should fight for you..
If you have no one to fight for you take regalia and apply for LE ..
You need to maintain 7.5 ( or 8L) spend in the last 6 months whenever you ask for infinia
 
Last edited:
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@SSV if I transition to Regalia how will the spends considered? Because July month spends are ~ 3 lakhs since I paid my taxes. Will I lose this spend count if I upgrade to Regalia?
 
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Hell_Kitty said:
@SSV if I transition to Regalia how will the spends considered? Because July month spends are ~ 3 lakhs since I paid my taxes. Will I lose this spend count if I upgrade to Regalia?
Click to expand...
I think they carry forward and they should be linked to your account rather than card..
But please talk to CC and confirm this..
Or you can write to someone higher up so that it will be in writing
 
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