anyone using Cred Cash ?

[arn]

anyone here who used Cred cash ?
is it a credit line ? how its reported to Cibil ?

 

[Chaitanya-a]

anyone here who used Cred cash ?
is it a credit line ? how its reported to Cibil ?

Yes it's a credit line. Reported to CIBIL as personal loan.
Even if you take say 50k out of allotted say 3.5L, it'll reflect max alloted in your CIBIL report. It can badly affect your score. So I would suggest please stay away from this product.

 

[akshayhs]

Yeah. Personal loan.