Anyway to bypass SBICARD login for checking trxns/cashback

[Sobirvs]

So I have an add on card under my Sister's cashback card.

She gave me her email access, I made an sbicard.com login acc too but whenever I have to open it to check total trxns plus how much cashback i have gotten till now.... the website asks for otp after login every damn time.

I also can't use the app as the app of sbicard is linked to SIM card of primary card holder.

The card is new so I can't change ph no/email of the card as there is a 3 month rule.

I can't even call IVR from my add on card as add on card doesn't have those privileges. If I put my sister's ph no and card number thru my add on card on IVR for phone support, it asks for otp there too.

Idiot SBIcard have a problem even just to check trxns, what's even the point to put OTP on credit card website. They can put otp for seeing card numbers or changing pin/security/limits/transacton catagory disable/enable but to put otp on the whole website? I hate SBI CARD!!

Any work around on this?

 

[Anil_SinghAnil_Singh is verified member.]

No workaround. It has been done just for these reasons only. You can check transactions using YoNo app too.

 

[Sobirvs]

ou can check transactions using YoNo app too

yono is for savings acc holder right?

 

[Sobirvs]

No workaround. It has been done just for these reasons only.

what reasons? I mean they do have otp for rewards and chnaging security/usage settings, so why bind otp for login, doesn't make sense. idiots.

 

[Anil_SinghAnil_Singh is verified member.]

yono is for savings acc holder right?

y e s

 

[lovecards]

yono is for savings acc holder right?

And most importantly is it not a sim binding app? Mostly now all banking apps are sim binding

 

[lovecards]

what reasons? I mean they do have otp for rewards and chnaging security/usage settings, so why bind otp for login, doesn't make sense. idiots.

2FA for login is common, isn't it?

 

[Sobirvs]

And most importantly is it not a sim binding app? Mostly now all banking apps are sim binding

it is.

2FA for login is common, isn't it?

it's not. ICICI doesn't have it. HDFC doesn't have it.. Most banks don't have it.

For CC's, amex doesn't have it. axis doesn't have it

 

[Sobirvs]

just an update here after 2 weeks experience for original question - no, one can't bypass the login OTP. No it won't come to email.

Forget it and give up. That's how it is and how it will be even in future as I have never seen any bank or credit card company rolling back a otp requirement feature for any of their banking service.

 

[drvenkat]

So I have an add on card under my Sister's cashback card.

She gave me her email access, I made an sbicard.com login acc too but whenever I have to open it to check total trxns plus how much cashback i have gotten till now.... the website asks for otp after login every damn time.

I also can't use the app as the app of sbicard is linked to SIM card of primary card holder.

The card is new so I can't change ph no/email of the card as there is a 3 month rule.

I can't even call IVR from my add on card as add on card doesn't have those privileges. If I put my sister's ph no and card number thru my add on card on IVR for phone support, it asks for otp there too.

Idiot SBIcard have a problem even just to check trxns, what's even the point to put OTP on credit card website. They can put otp for seeing card numbers or changing pin/security/limits/transacton catagory disable/enable but to put otp on the whole website? I hate SBI CARD!!

Any work around on this?

there is no workaround