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App to track all credit card expenses [Since Activation] in one place

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Here's the script that I use. Create a Google sheet and update the sheetUrl in the first line and setup trigger to run this every night between 12 - 1am.

JavaScript: 
var sheetUrl = "https://docs.google.com/spreadsheets/d/YOUR_SPREADSHEET_ID/edit#gid=0";
var momentScript = "https://cdn.jsdelivr.net/npm/moment/moment.min.js";

var bankConfig = {
  "HDFC": {
    "email": "alerts@hdfcbank.net",
    "subject": "HDFC Bank Credit Card",
    "regex": /Card .+?(\d{4}) for ([A-Za-z]+)\.? ([\d.]+) at (.+?) on (\d{2}-\d{2}-\d{4} \d{2}:\d{2}:\d{2})\.? Authorization code:- (\d+)/,
    "dateFormat": 'DD-MM-YYYY HH:mm:ss',
    "captureGroups": {
      "card": 1,
      "currency": 2,
      "amount": 3,
      "merchant": 4,
      "date": 5,
      "authcode": 6
    },
    "sheetName": "HDFC"
  },
  "Axis": {
    "email": "alerts@axisbank.com",
    "subject": "Transaction alert on Axis Bank Credit Card",
    "regex": /no. XX(\d{4}) for (INR|USD) ([\d.]+) at (.+?) on (\d{2}-\d{2}-(?:\d{2}|\d{4}) \d{2}:\d{2}:\d{2})/,
    "dateFormat": 'DD-MM-YYYY HH:mm:ss',
    "captureGroups": {
      "card": 1,
      "currency": 2,
      "amount": 3,
      "merchant": 4,
      "date": 5
    },
    "sheetName": "Axis"
  },
  "Kotak": {
    "email": "creditcardalerts@kotak.com",
    "subject": "Kotak Bank Credit Card Transaction Alert",
    "regex": /A Transaction of (INR|USD) ([\d.]+) has been done on your Kotak Bank Credit Card No.xx(\d{4}) at (.+?) on (\d{2}-\w+-\d{4})/,
    "dateFormat": 'DD-MMM-YYYY',
    "captureGroups": {
      "card": 3,
      "currency": 1,
      "amount": 2,
      "merchant": 4,
      "date": 5
    },
    "sheetName": "Kotak"
  },
  "ICICI": {
    "email": "credit_cards@icicibank.com",
    "subject": "Transaction alert for your ICICI Bank Credit Card",
    "regex": /ICICI Bank Credit Card XX(\d{4}) has been used for a transaction of (INR|USD) ([\d.]+) on (\w{3}\s\d{2},\s\d{4} at \d{2}:\d{2}:\d{2}). Info: ([^.]+)/,
    "dateFormat": 'MMM DD, YYYY HH:mm:ss',
    "captureGroups": {
      "card": 1,
      "currency": 2,
      "amount": 3,
      "merchant": 6,
      "date": 4
    },
    "sheetName": "ICICI"
  },
  "SBI": {
    "email": "onlinesbicard@sbicard.com",
    "subject": "Transaction Alert from CASHBACK SBI Card",
    "regex": /(Rs.|USD)([\d.,]+) spent on your SBI Credit Card ending (\d{4}) at ([^.]+) on (\d{2}\/\d{2}\/\d{2})/,
    "dateFormat": 'DD/MM/YYYY',
    "captureGroups": {
      "card": 3,
      "currency": 1,
      "amount": 2,
      "merchant": 4,
      "date": 5
    },
    "sheetName": "SBI"
  },
  "SBI Recurring": {
    "email": "onlinesbicard@sbicard.com",
    "subject": "SBI Credit Card",
    "regex": /(Rs.|USD)([\d.,]+) at ([^.]+) against (?:.+?) SBI Credit Card ending (\d{4}) on (\d{2}-\d{2}-\d{2})/,
    "dateFormat": 'DD-MM-YYYY',
    "captureGroups": {
      "card": 4,
      "currency": 1,
      "amount": 2,
      "merchant": 3,
      "date": 5
    },
    "sheetName": "SBI"
  }
};

function processTransactionEmails() {
  for (var card in bankConfig) {
    var messages = getRelevantMessages(card);
    var records = parseMessageData(messages, card);
    saveDataToSheet(records, card);
  }
  return true;
}

function getRelevantMessages(card) {
  var config = bankConfig[card];

  // Ensure the Moment.js library is loaded
  loadMomentJS();

  var startOfDay = moment().startOf('day').subtract(1, 'day');
  var startOfDayTimestamp = startOfDay.unix(); // Get the timestamp in seconds
  //startOfDayTimestamp = 1711929600;

  var query = 'from:' + config.email + ' AND subject:"' + config.subject + '" AND after:' + startOfDayTimestamp;

  Logger.log("Searching for messages using: " + query);

  var messages = [];
  var start = 0;
  var maxResults = 100;

  while (true) {
    var threads = GmailApp.search(query, start, maxResults);
    if (threads.length == 0) {
      break;
    }

    for (var i = 0; i < threads.length; i++) {
      messages = messages.concat(threads[i].getMessages());
    }

    start += maxResults;
  }

  return messages;
}

// Dynamically load the script using the URL
function loadMomentJS() {
  var response = UrlFetchApp.fetch(momentScript); // Fetch the script from the CDN
  eval(response.getContentText());  // Execute the script in the Apps Script environment
}

function parseMessageData(messages, card) {
  var config = bankConfig[card];
  var records = [];
  if (!messages || messages.length === 0) {
    Logger.log("No messages found.");
    return records;
  }

  for (var m = 0; m < messages.length; m++) {
    var text = messages[m].getPlainBody();
    text = text.replace(/\s+/g, " ").trim();

    var matches = text.match(config.regex);
    Logger.log({ text, matches });

    if (!matches) {
      continue;
    }

    var rec = {};
    for (var key in config.captureGroups) {
      var index = config.captureGroups[key];
      rec[key] = index !== null ? matches[index] : null;
    }

    // Format input date to consistent format.
    if (rec.date) {
      rec.date = moment(rec.date, config.dateFormat).format("MM/DD/YYYY HH:mm:ss")
    }

    rec.multiplier = 1;

    if (rec.merchant && rec.merchant.toLowerCase().includes("gyftr")) {
      rec.multiplier = 5;
    } else if (rec.merchant && rec.merchant.includes("smartbuy")) {
      if (rec.merchant.includes("jockey") || rec.merchant.includes("hotel") || rec.merchant.includes("pharmeasy")) {
        rec.multiplier = 10;
      }
    }

    Logger.log({ rec });
    records.push(rec);
  }
  return records;
}

function saveDataToSheet(records, card) {
  var config = bankConfig[card];
  var spreadsheet = SpreadsheetApp.openByUrl(sheetUrl);
  var sheet = spreadsheet.getSheetByName(config.sheetName);
  Logger.log("Saving " + records.length + " records");
  var lastRow = sheet.getLastRow();

  for (var r = 0; r < records.length; r++) {
    var rowData = [records[r].date, "'" + records[r].card, records[r].merchant, records[r].currency, records[r].amount];
    if (records[r].authcode) {
      rowData.push(records[r].authcode);
    }
    if (card === "HDFC") {
      rowData.push(records[r].multiplier);
    }

    sheet.appendRow(rowData);
    lastRow = sheet.getLastRow();

    sheet.getRange(lastRow, 5).setNumberFormat("0.00");
    if (records[r].authcode) {
      var authCodeCell = sheet.getRange(lastRow, 6);
      authCodeCell.setNumberFormat("@");
      authCodeCell.setValue("'" + records[r].authcode);
    }

    if (card === "HDFC") {
      var formula = "=ROUNDDOWN(E" + lastRow + "/150,0)*5*G" + lastRow;
      sheet.getRange(lastRow, 8).setFormula(formula);
    }
  }
}
 
sumit_yadav said:
Here's the script that I use. Create a Google sheet and update the sheetUrl in the first line and setup trigger to run this every night between 12 - 1am.

JavaScript: 
var sheetUrl = "https://docs.google.com/spreadsheets/d/YOUR_SPREADSHEET_ID/edit#gid=0";
var momentScript = "https://cdn.jsdelivr.net/npm/moment/moment.min.js";

var bankConfig = {
  "HDFC": {
    "email": "alerts@hdfcbank.net",
    "subject": "HDFC Bank Credit Card",
    "regex": /Card .+?(\d{4}) for ([A-Za-z]+)\.? ([\d.]+) at (.+?) on (\d{2}-\d{2}-\d{4} \d{2}:\d{2}:\d{2})\.? Authorization code:- (\d+)/,
    "dateFormat": 'DD-MM-YYYY HH:mm:ss',
    "captureGroups": {
      "card": 1,
      "currency": 2,
      "amount": 3,
      "merchant": 4,
      "date": 5,
      "authcode": 6
    },
    "sheetName": "HDFC"
  },
  "Axis": {
    "email": "alerts@axisbank.com",
    "subject": "Transaction alert on Axis Bank Credit Card",
    "regex": /no. XX(\d{4}) for (INR|USD) ([\d.]+) at (.+?) on (\d{2}-\d{2}-(?:\d{2}|\d{4}) \d{2}:\d{2}:\d{2})/,
    "dateFormat": 'DD-MM-YYYY HH:mm:ss',
    "captureGroups": {
      "card": 1,
      "currency": 2,
      "amount": 3,
      "merchant": 4,
      "date": 5
    },
    "sheetName": "Axis"
  },
  "Kotak": {
    "email": "creditcardalerts@kotak.com",
    "subject": "Kotak Bank Credit Card Transaction Alert",
    "regex": /A Transaction of (INR|USD) ([\d.]+) has been done on your Kotak Bank Credit Card No.xx(\d{4}) at (.+?) on (\d{2}-\w+-\d{4})/,
    "dateFormat": 'DD-MMM-YYYY',
    "captureGroups": {
      "card": 3,
      "currency": 1,
      "amount": 2,
      "merchant": 4,
      "date": 5
    },
    "sheetName": "Kotak"
  },
  "ICICI": {
    "email": "credit_cards@icicibank.com",
    "subject": "Transaction alert for your ICICI Bank Credit Card",
    "regex": /ICICI Bank Credit Card XX(\d{4}) has been used for a transaction of (INR|USD) ([\d.]+) on (\w{3}\s\d{2},\s\d{4} at \d{2}:\d{2}:\d{2}). Info: ([^.]+)/,
    "dateFormat": 'MMM DD, YYYY HH:mm:ss',
    "captureGroups": {
      "card": 1,
      "currency": 2,
      "amount": 3,
      "merchant": 6,
      "date": 4
    },
    "sheetName": "ICICI"
  },
  "SBI": {
    "email": "onlinesbicard@sbicard.com",
    "subject": "Transaction Alert from CASHBACK SBI Card",
    "regex": /(Rs.|USD)([\d.,]+) spent on your SBI Credit Card ending (\d{4}) at ([^.]+) on (\d{2}\/\d{2}\/\d{2})/,
    "dateFormat": 'DD/MM/YYYY',
    "captureGroups": {
      "card": 3,
      "currency": 1,
      "amount": 2,
      "merchant": 4,
      "date": 5
    },
    "sheetName": "SBI"
  },
  "SBI Recurring": {
    "email": "onlinesbicard@sbicard.com",
    "subject": "SBI Credit Card",
    "regex": /(Rs.|USD)([\d.,]+) at ([^.]+) against (?:.+?) SBI Credit Card ending (\d{4}) on (\d{2}-\d{2}-\d{2})/,
    "dateFormat": 'DD-MM-YYYY',
    "captureGroups": {
      "card": 4,
      "currency": 1,
      "amount": 2,
      "merchant": 3,
      "date": 5
    },
    "sheetName": "SBI"
  }
};

function processTransactionEmails() {
  for (var card in bankConfig) {
    var messages = getRelevantMessages(card);
    var records = parseMessageData(messages, card);
    saveDataToSheet(records, card);
  }
  return true;
}

function getRelevantMessages(card) {
  var config = bankConfig[card];

  // Ensure the Moment.js library is loaded
  loadMomentJS();

  var startOfDay = moment().startOf('day').subtract(1, 'day');
  var startOfDayTimestamp = startOfDay.unix(); // Get the timestamp in seconds
  //startOfDayTimestamp = 1711929600;

  var query = 'from:' + config.email + ' AND subject:"' + config.subject + '" AND after:' + startOfDayTimestamp;

  Logger.log("Searching for messages using: " + query);

  var messages = [];
  var start = 0;
  var maxResults = 100;

  while (true) {
    var threads = GmailApp.search(query, start, maxResults);
    if (threads.length == 0) {
      break;
    }

    for (var i = 0; i < threads.length; i++) {
      messages = messages.concat(threads[i].getMessages());
    }

    start += maxResults;
  }

  return messages;
}

// Dynamically load the script using the URL
function loadMomentJS() {
  var response = UrlFetchApp.fetch(momentScript); // Fetch the script from the CDN
  eval(response.getContentText());  // Execute the script in the Apps Script environment
}

function parseMessageData(messages, card) {
  var config = bankConfig[card];
  var records = [];
  if (!messages || messages.length === 0) {
    Logger.log("No messages found.");
    return records;
  }

  for (var m = 0; m < messages.length; m++) {
    var text = messages[m].getPlainBody();
    text = text.replace(/\s+/g, " ").trim();

    var matches = text.match(config.regex);
    Logger.log({ text, matches });

    if (!matches) {
      continue;
    }

    var rec = {};
    for (var key in config.captureGroups) {
      var index = config.captureGroups[key];
      rec[key] = index !== null ? matches[index] : null;
    }

    // Format input date to consistent format.
    if (rec.date) {
      rec.date = moment(rec.date, config.dateFormat).format("MM/DD/YYYY HH:mm:ss")
    }

    rec.multiplier = 1;

    if (rec.merchant && rec.merchant.toLowerCase().includes("gyftr")) {
      rec.multiplier = 5;
    } else if (rec.merchant && rec.merchant.includes("smartbuy")) {
      if (rec.merchant.includes("jockey") || rec.merchant.includes("hotel") || rec.merchant.includes("pharmeasy")) {
        rec.multiplier = 10;
      }
    }

    Logger.log({ rec });
    records.push(rec);
  }
  return records;
}

function saveDataToSheet(records, card) {
  var config = bankConfig[card];
  var spreadsheet = SpreadsheetApp.openByUrl(sheetUrl);
  var sheet = spreadsheet.getSheetByName(config.sheetName);
  Logger.log("Saving " + records.length + " records");
  var lastRow = sheet.getLastRow();

  for (var r = 0; r < records.length; r++) {
    var rowData = [records[r].date, "'" + records[r].card, records[r].merchant, records[r].currency, records[r].amount];
    if (records[r].authcode) {
      rowData.push(records[r].authcode);
    }
    if (card === "HDFC") {
      rowData.push(records[r].multiplier);
    }

    sheet.appendRow(rowData);
    lastRow = sheet.getLastRow();

    sheet.getRange(lastRow, 5).setNumberFormat("0.00");
    if (records[r].authcode) {
      var authCodeCell = sheet.getRange(lastRow, 6);
      authCodeCell.setNumberFormat("@");
      authCodeCell.setValue("'" + records[r].authcode);
    }

    if (card === "HDFC") {
      var formula = "=ROUNDDOWN(E" + lastRow + "/150,0)*5*G" + lastRow;
      sheet.getRange(lastRow, 8).setFormula(formula);
    }
  }
}
Click to expand...
Legend 🙏🏻 thank you
 
I proposed this idea to Cred during an interview with them around 3 yrs back. the interviewer said, I don't understand what Cred vision is and rejected me! Cred already read all statements, they just needed to build an analytical layer over this!
there are multiple use cases, like how much one spends in a Year on Swiggy or Amazon!
 
sumit_yadav said:
Here's the script that I use. Create a Google sheet and update the sheetUrl in the first line and setup trigger to run this every night between 12 - 1am.

JavaScript: 
var sheetUrl = "https://docs.google.com/spreadsheets/d/YOUR_SPREADSHEET_ID/edit#gid=0";
var momentScript = "https://cdn.jsdelivr.net/npm/moment/moment.min.js";

var bankConfig = {
  "HDFC": {
    "email": "alerts@hdfcbank.net",
    "subject": "HDFC Bank Credit Card",
    "regex": /Card .+?(\d{4}) for ([A-Za-z]+)\.? ([\d.]+) at (.+?) on (\d{2}-\d{2}-\d{4} \d{2}:\d{2}:\d{2})\.? Authorization code:- (\d+)/,
    "dateFormat": 'DD-MM-YYYY HH:mm:ss',
    "captureGroups": {
      "card": 1,
      "currency": 2,
      "amount": 3,
      "merchant": 4,
      "date": 5,
      "authcode": 6
    },
    "sheetName": "HDFC"
  },
  "Axis": {
    "email": "alerts@axisbank.com",
    "subject": "Transaction alert on Axis Bank Credit Card",
    "regex": /no. XX(\d{4}) for (INR|USD) ([\d.]+) at (.+?) on (\d{2}-\d{2}-(?:\d{2}|\d{4}) \d{2}:\d{2}:\d{2})/,
    "dateFormat": 'DD-MM-YYYY HH:mm:ss',
    "captureGroups": {
      "card": 1,
      "currency": 2,
      "amount": 3,
      "merchant": 4,
      "date": 5
    },
    "sheetName": "Axis"
  },
  "Kotak": {
    "email": "creditcardalerts@kotak.com",
    "subject": "Kotak Bank Credit Card Transaction Alert",
    "regex": /A Transaction of (INR|USD) ([\d.]+) has been done on your Kotak Bank Credit Card No.xx(\d{4}) at (.+?) on (\d{2}-\w+-\d{4})/,
    "dateFormat": 'DD-MMM-YYYY',
    "captureGroups": {
      "card": 3,
      "currency": 1,
      "amount": 2,
      "merchant": 4,
      "date": 5
    },
    "sheetName": "Kotak"
  },
  "ICICI": {
    "email": "credit_cards@icicibank.com",
    "subject": "Transaction alert for your ICICI Bank Credit Card",
    "regex": /ICICI Bank Credit Card XX(\d{4}) has been used for a transaction of (INR|USD) ([\d.]+) on (\w{3}\s\d{2},\s\d{4} at \d{2}:\d{2}:\d{2}). Info: ([^.]+)/,
    "dateFormat": 'MMM DD, YYYY HH:mm:ss',
    "captureGroups": {
      "card": 1,
      "currency": 2,
      "amount": 3,
      "merchant": 6,
      "date": 4
    },
    "sheetName": "ICICI"
  },
  "SBI": {
    "email": "onlinesbicard@sbicard.com",
    "subject": "Transaction Alert from CASHBACK SBI Card",
    "regex": /(Rs.|USD)([\d.,]+) spent on your SBI Credit Card ending (\d{4}) at ([^.]+) on (\d{2}\/\d{2}\/\d{2})/,
    "dateFormat": 'DD/MM/YYYY',
    "captureGroups": {
      "card": 3,
      "currency": 1,
      "amount": 2,
      "merchant": 4,
      "date": 5
    },
    "sheetName": "SBI"
  },
  "SBI Recurring": {
    "email": "onlinesbicard@sbicard.com",
    "subject": "SBI Credit Card",
    "regex": /(Rs.|USD)([\d.,]+) at ([^.]+) against (?:.+?) SBI Credit Card ending (\d{4}) on (\d{2}-\d{2}-\d{2})/,
    "dateFormat": 'DD-MM-YYYY',
    "captureGroups": {
      "card": 4,
      "currency": 1,
      "amount": 2,
      "merchant": 3,
      "date": 5
    },
    "sheetName": "SBI"
  }
};

function processTransactionEmails() {
  for (var card in bankConfig) {
    var messages = getRelevantMessages(card);
    var records = parseMessageData(messages, card);
    saveDataToSheet(records, card);
  }
  return true;
}

function getRelevantMessages(card) {
  var config = bankConfig[card];

  // Ensure the Moment.js library is loaded
  loadMomentJS();

  var startOfDay = moment().startOf('day').subtract(1, 'day');
  var startOfDayTimestamp = startOfDay.unix(); // Get the timestamp in seconds
  //startOfDayTimestamp = 1711929600;

  var query = 'from:' + config.email + ' AND subject:"' + config.subject + '" AND after:' + startOfDayTimestamp;

  Logger.log("Searching for messages using: " + query);

  var messages = [];
  var start = 0;
  var maxResults = 100;

  while (true) {
    var threads = GmailApp.search(query, start, maxResults);
    if (threads.length == 0) {
      break;
    }

    for (var i = 0; i < threads.length; i++) {
      messages = messages.concat(threads[i].getMessages());
    }

    start += maxResults;
  }

  return messages;
}

// Dynamically load the script using the URL
function loadMomentJS() {
  var response = UrlFetchApp.fetch(momentScript); // Fetch the script from the CDN
  eval(response.getContentText());  // Execute the script in the Apps Script environment
}

function parseMessageData(messages, card) {
  var config = bankConfig[card];
  var records = [];
  if (!messages || messages.length === 0) {
    Logger.log("No messages found.");
    return records;
  }

  for (var m = 0; m < messages.length; m++) {
    var text = messages[m].getPlainBody();
    text = text.replace(/\s+/g, " ").trim();

    var matches = text.match(config.regex);
    Logger.log({ text, matches });

    if (!matches) {
      continue;
    }

    var rec = {};
    for (var key in config.captureGroups) {
      var index = config.captureGroups[key];
      rec[key] = index !== null ? matches[index] : null;
    }

    // Format input date to consistent format.
    if (rec.date) {
      rec.date = moment(rec.date, config.dateFormat).format("MM/DD/YYYY HH:mm:ss")
    }

    rec.multiplier = 1;

    if (rec.merchant && rec.merchant.toLowerCase().includes("gyftr")) {
      rec.multiplier = 5;
    } else if (rec.merchant && rec.merchant.includes("smartbuy")) {
      if (rec.merchant.includes("jockey") || rec.merchant.includes("hotel") || rec.merchant.includes("pharmeasy")) {
        rec.multiplier = 10;
      }
    }

    Logger.log({ rec });
    records.push(rec);
  }
  return records;
}

function saveDataToSheet(records, card) {
  var config = bankConfig[card];
  var spreadsheet = SpreadsheetApp.openByUrl(sheetUrl);
  var sheet = spreadsheet.getSheetByName(config.sheetName);
  Logger.log("Saving " + records.length + " records");
  var lastRow = sheet.getLastRow();

  for (var r = 0; r < records.length; r++) {
    var rowData = [records[r].date, "'" + records[r].card, records[r].merchant, records[r].currency, records[r].amount];
    if (records[r].authcode) {
      rowData.push(records[r].authcode);
    }
    if (card === "HDFC") {
      rowData.push(records[r].multiplier);
    }

    sheet.appendRow(rowData);
    lastRow = sheet.getLastRow();

    sheet.getRange(lastRow, 5).setNumberFormat("0.00");
    if (records[r].authcode) {
      var authCodeCell = sheet.getRange(lastRow, 6);
      authCodeCell.setNumberFormat("@");
      authCodeCell.setValue("'" + records[r].authcode);
    }

    if (card === "HDFC") {
      var formula = "=ROUNDDOWN(E" + lastRow + "/150,0)*5*G" + lastRow;
      sheet.getRange(lastRow, 8).setFormula(formula);
    }
  }
}
Click to expand...
@HumorSimpson . .
 
Track Cards ->

Track Cards

trackcards.netlify.app trackcards.netlify.app

This is only a UAT version, which has the initial features. For details, please read my first post here.

I have added a test user with some dummy data to get an idea of how things work on the website.
test@test.com
test

You can also create your own account to play around.

Please consider the following facts while using Track Cards -
  • Currently Track Cards is running in free server which has limited facilities. Henceforth, first time login/register button clicks may take around 1-2 minutes to load. You should receive a confirmation at the right-bottom of the page (toast) either in Green or Red depending on success and error responses respectively, notifying that you are good to use the app now.
  • Remember your password as its a one side encryption, it is impossible to recover. I'll develop password reset functionality soon. Dont register with invalid email, as in sometime you'll loose your account once I develop email verification feature
  • This is only for demo purposes. Refrain from uploading all your data, as this data will not be migrated. Though you can upload some data to see if things are working for you.
  • First step is to Add a Card from "Cards" tab and then you can Upload your statement from "Transactions" tab. Though I intend to avoid saving any kind of personal info like card number, cvv, expiry, name etc, at this point I'd suggest uploading dummy data instead of your actual statement
  • Until a single card is added, you won't be able to use any of the header tabs except "Cards".
  • As of now Track Cards support only limited credit cards as shared below in the list. The logic to convert monthly statement pdf's raw data into Transaction and Statement records differs for each credit card. So I was able to develop the algorithm only for the cards I am currently holding. It requires manual effort to read and observe the pattern from at least 4 to 5 statement pdfs for onboarding a new credit card. Also the current benefits (basically rewards structure) have to be implemented in the business logic for properly tracking the card usage.
  • Copy only the transactions from your statement and paste into a .txt file to upload. One month's statement data at a time should be uploaded. Please check the View Instruction before uploading. Uploading can be done from "Transactions -> Upload Statement" option
    Instruction.webp

  • Under the "Home" tab, hovering mouse over a particular thumbnail image of a credit card will show its benefits in a glance
  • I have tested all features from Track Cards and made sure that they are working perfect. Still there may exists some bugs considering its only in very initial phase. Do let me know here if you find any issue.
  • Regarding enhancement to support other type of credit cards, I'll need a few statement pdfs to develop the algorithm for converting raw statement data into Transactions & Statements per credit card. But this will be the least priority and will be done only if I decide to go live in production. As I alone cant do it and I'll need some of you to share your statement pdfs for building the business logic for different cards.

Note:
As some of you were asking, I haven't thought of any paid subscription plan yet. My initial intention was to use the app only for my personal purposes and started it as a hobby project. Because it may benefit others as well, I have made it available for you all. But if we go live with Track Cards and release in production, it may seek some server maintenance cost, which I have no clue how much it can be. So not thinking about it until and unless many people show interest. Also it needs more work to be done on Track Cards to make it ready for production release.

I want to keep Track Cards as simple as possible. No personal data storing. No third party integration, No ads.
My sole intention is to keep track of monthly, annually, anniversary year wise spends. Example use case - to switch to a different card once annual fees waiver criteria is fulfilled or to check if we have fulfilled the airport lounge access criteria.
There are many other apps in market who does the rest, I want to build something unique and which can be of use for all of us and currently no other app provide the same.

List of cards that are currently supported -
  • ICICI Platinum Chip Credit Card
  • Amazon Pay ICICI Credit Card
  • Flipkart Axis VISA Credit Card
  • RBL Edition Classic Credit Card (Not issued any more)
  • IDFC FIRST Select Credit Card
  • Axis MY Zone Credit Card
  • ICICI Coral RuPay Credit Card
  • Airtel Axis Mastercard Credit Card
  • Swiggy HDFC Credit Card

A few of the upcoming features will be
  • email verification while sign up
  • reset password
  • ability to edit an existing card, statement record.
 
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