i downloaded one score app cause of cibil only and it initial said we will get back to you in 10 days for your card limit & then i clicked again got the approved for limit fo 3,85,000 and thought let see how smooth is the process and it seem good , the limit received is good enough .. cc isuer is federal bank , had to email them cause address i enter was short cause of limit added on character on their app rest all process seem quicky enough, only got the card cause of metal & probably will try to understand it 5x reward on two category, what your limit approved on onecard