Applied for Premier Received Select with 40k limit will it affect my other cc application in the future

[vaibhav111vaibhav111 is verified member.]

I had to ask this silly question cause the last thing i received 40k limit was in 2014 by hdfc bank, so I had applied for 4 cc in 2022, IDFC Select , BOB, Onecard, and Zomato RBL, all have reasonable limit of 2,00,000, 3,85,000 - onecard, Zomato RBL, 2,50,000 and BOB with 40,000 not missing another zero here, can I send my cc statement to ask for LE or another card, I read a couple of tweet on twitter and they said to others, nothing can be done and actually have no issue and plus this card is LTF and I called cs and confirmed only, the reason I'm asking if someone earlier had received the lower limit of their new cc and didn't make much difference cause their overall limit on all card is still higher, but why did bob gave me select is beyond my thinking how did they calculated such lower limit like how and no I haven't missed any payment , my next cc would be amex i hope LTF offer for MRCC never been rejected before and don't want a rejection (Man Ki Shanti ke liye poochh raha hun) I understand the question can seem to be stupid but anyone had experience do answer @TechnoFino

 

[vaibhav111vaibhav111 is verified member.]

You're not alone
Also these people say that you can get LE after 1 year age of BOB CC ... So you've to wait for an year

that alright i can wait 2 year since it LTF

 

[TechnoFinoTechnoFino is verified member.]

I had to ask this silly question cause the last thing i received 40k limit was in 2014 by hdfc bank, so I had applied for 4 cc in 2022, IDFC Select , BOB, Onecard, and Zomato RBL, all have reasonable limit of 2,00,000, 3,85,000 - onecard, Zomato RBL, 2,50,000 and BOB with 40,000 not missing another zero here, can I send my cc statement to ask for LE or another card, I read a couple of tweet on twitter and they said to others, nothing can be done and actually have no issue and plus this card is LTF and I called cs and confirmed only, the reason I'm asking if someone earlier had received the lower limit of their new cc and didn't make much difference cause their overall limit on all card is still higher, but why did bob gave me select is beyond my thinking how did they calculated such lower limit like how and no I haven't missed any payment , my next cc would be amex i hope LTF offer for MRCC never been rejected before and don't want a rejection (Man Ki Shanti ke liye poochh raha hun) I understand the question can seem to be stupid but anyone had experience do answer @TechnoFino

Actually, limit. depends on many factors... bank risk calculating policy is not same for all banks... you can't do anything, but you can ask for limit enhancement, BOB doesn't offer LE on the basis of other bank card statement as of now... but you can send them your income doc and ask for LE

 

[vaibhav111vaibhav111 is verified member.]

Actually, limit. depends on many factors... bank risk calculating policy is not same for all banks... you can't do anything, but you can ask for limit enhancement, BOB doesn't offer LE on the basis of other bank card statement as of now... but you can send them your income doc and ask for LE

ok sir , it seem like it won't affect my future application