Applying for ace credit card

[kiran_kishore]

Hi,
A friend of mine has the invite to Ace Credit Card but he's least interested in applying for it but I'm in need of this CC. is there any alternate way of me using his application and getting the cc? If yes, can anyone explain this process, please. TIA.

 

[Jhon Anand]

Hi,
A friend of mine has the invite to Ace Credit Card but he's least interested in applying for it but I'm in need of this CC. is there any alternate way of me using his application and getting the cc? If yes, can anyone explain this process, please. TIA.

It's already discussed in many threads. Would suggest that you go through couple of them instead of creating a new one which has no purpose.

Would request mods to merge or close this thread

 

[kiran_kishore]

It's already discussed in many threads. Would suggest that you go through couple of them instead of creating a new one which has no purpose.

Would request mods to merge or close this thread

Thanks, I had a look at them but what I was worried about is, if there's option to use my name instead of his name there in the application (which may/ may not have issues) that's why raised a question😊. To Moderators, if you wish to merge this, you may go ahead.

 

[Pankhuri]

Thanks, I had a look at them but what I was worried about is, if there's option to use my name instead of his name there in the application (which may/ may not have issues) that's why raised a question😊. To Moderators, if you wish to merge this, you may go ahead.

You can edit the name and everything else in the application except for the number and email id, both of these would be the one associated with the gpay account.

 

[kiran_kishore]

You can edit the name and everything else in the application except for the number and email id, both of these would be the one associated with the gpay account.

Got it, thank you!!😊

 

[Pankhuri]

Got it, thank you!!😊

If you have any axis credit card before this one, this number would be associated with that too. But it is easy to change number and email id for axis bank, so after you activate your new card, you can change the number to one you actually use.

 

[LordPSN]

For google pay banner, you can get Ace card from any number and change the number in bank app. But the cashback will be eligible if you use same upi as the original one for which gpay banner was showing.
In short, you can apply for card in gpay app of your mother's number and then change it later to yours. But cashback will be given if you use your mother's gpay upi id for payment!

 

[Pankhuri]

For google pay banner, you can get Ace card from any number and change the number in bank app. But the cashback will be eligible if you use same upi as the original one for which gpay banner was showing.
In short, you can apply for card in gpay app of your mother's number and then change it later to yours. But cashback will be given if you use your mother's gpay upi id for payment!

So there is no point in adding this card on anyone else's gpay for payments? Also what would happen in case the card was applied for through axis bank app as opposed to gpay, in that case there is no gpay associated number with the card?

 

[sahildca]

So there is no point in adding this card on anyone else's gpay for payments? Also what would happen in case the card was applied for through axis bank app as opposed to gpay, in that case there is no gpay associated number with the card?

i recently got through in app preapproved method 😆

 

[LordPSN]

So there is no point in adding this card on anyone else's gpay for payments? Also what would happen in case the card was applied for through axis bank app as opposed to gpay, in that case there is no gpay associated number with the card?

Buddy.
If you have got card from bank and not from the gpay, automatically your card is registered with the number in your bank account i.e. yours. So cashback will be credited in that account. You can add the card in your brother's gpay id but you are not eligible for any cashback if transaction done in your brother's upi id. Only transactions done in your own upi id is eligible.
Think na.
Otherwise you could have added your ace card in your family gpay and get all Cashback done in their transactions!

Edit- You can add the card in any gpay account but the cashback will be credited in the upi registered in bank

 

[Pankhuri]

You can add the card in your brother's gpay id but you are not eligible for any cashback if transaction done in your brother's upi id. Only transactions done in your own upi id is eligible.

What if that number is not associated with any bank account?

 

[kiran_kishore]

For google pay banner, you can get Ace card from any number and change the number in bank app. But the cashback will be eligible if you use same upi as the original one for which gpay banner was showing.
In short, you can apply for card in gpay app of your mother's number and then change it later to yours. But cashback will be given if you use your mother's gpay upi id for payment!

Can I know what Cashback do you refer in here? Do you mind elaborating it please? To my understanding, all the transactional CB will be directly to statement which we can adjust towards bill payment, am I right?

 

[krishg]

Buddy.
If you have got card from bank and not from the gpay, automatically your card is registered with the number in your bank account i.e. yours. So cashback will be credited in that account. You can add the card in your brother's gpay id but you are not eligible for any cashback if transaction done in your brother's upi id. Only transactions done in your own upi id is eligible.
Think na.
Otherwise you could have added your ace card in your family gpay and get all Cashback done in their transactions!

Edit- You can add the card in any gpay account but the cashback will be credited in the upi registered in bank

I don't think this is true. Ace cashback gets credited to the card statement itself no matter from which gpay account you pay from.

Same is the case for Airtel card too...

 

[Deepak_Shetty]

We can use our Ace card in multiple Google pay account and we will get cash back

 

[akshayhs]

But the cashback will be eligible if you use same upi as the original one for which gpay banner was showing.
In short, you can apply for card in gpay app of your mother's number and then change it later to yours. But cashback will be given if you use your mother's gpay upi id for payment!

But you're.....*drum roll*

 

[kiran_kishore]

But you're.....*drum roll*

One more question, What If I miss to take the e-KYC within 48 hours? Will they extend the KYC hours when I login through the application again or will the app be rejected? TIA.

 

[akshayhs]

One more question, What If I miss to take the e-KYC within 48 hours? Will they extend the KYC hours when I login through the application again or will the app be rejected? TIA.

Gets auto converted to physical KYC.

 

[sahildca]

i recently got through in app preapproved method 😆

also got offer for axis ace in gpay app recently after getting ace through pre appoved offer in axis app 11 days before 😡 miss the gpay 500 voucher

 

[gg123]

also got offer for axis ace in gpay app recently after getting ace through pre appoved offer in axis app 11 days before 😡 miss the gpay 500 voucher

If you apply through GPay you will not get the joining fee reversal if you spend 10k in 45 days

 

[sahildca]

If you apply through GPay you will not get the joining fee reversal if you spend 10k in 45 days

but bhaaya idhar gpay ke offer me tou douno mentioned hai , (₹500 cashback + 499 joining fee reversal on spending 10k withinn 45 days )

main tou pahle khush gaya tha aapke baat se ☺️