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Applying for ace credit card

Hi,
A friend of mine has the invite to Ace Credit Card but he's least interested in applying for it but I'm in need of this CC. is there any alternate way of me using his application and getting the cc? If yes, can anyone explain this process, please. TIA.
 
Don't spread wrong info

I got JF reversal, i applied through gpay (500 received)
Oops Sorry, This was wayyyy back probably like last year January(2023 Jan). my RM mentioned.
when applied applied through Gpay we will get 500rs to offset the joining fee. but other ways of applying will have spend based wavier that helps offset the annual fee.

And his logic made sense to me.

Apologies again
 
Oops Sorry, This was wayyyy back probably like last year January(2023 Jan). my RM mentioned.
when applied applied through Gpay we will get 500rs to offset the joining fee. but other ways of applying will have spend based wavier that helps offset the annual fee.

And his logic made sense to me.

Apologies again
RM ko biswas karne se pehle TF forum dekh lena
RM (90% cases) are just available to make feel you premium and fulfill there sales target.
Have a great banking
 
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