Are BNPL are not good for CIBIL score ?

[Mahirathore360]

I have amazon pay later in my CIBIL showing as consumer loan and i also have two credit cards , does amazon pay later showing as Consumer loan is good for credit mix ? does that negatively impact credit score

 

[aayusharyan]

There are arguments for it negatively impacting the credit score, but I personally prefer to keep it.