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AU decreased limit for zenith from 5L to 75k

Today I recieved sms of my limit reduction from 5L to 75k. What can I do to fix this.View attachment 68769
You can’t do any thing to Fix it , my SBI cc credit limit has been decreased from 49k to 20k , and it’s based on usage of the card , if there is less usage for a long period of time , the limit gets decreased.

And the limit is assigned to others .
 
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