joell
TF Buzz
I opened an AU digital Zero MAB account recently. They offered a debit card for Rs236/year. However, I declined thinking it was coming with a virtual card and I didn't need a physical card and mostly use UPI anyway. But after opening I realized you can't setup UPI without a debit card and since I didn't have both I decided to apply for the paid debit card.
During KYC they asked for proof of income which was weird for a bank account. This isn't a credit card. Since I had trading and freelancing income (and no proof since I started this year. Offered bank statements but they only wanted ITR) and I was not going to university (doing CA is considered a course) they had me marked as unemployed.
Overall I will be closing my account after a year unless they offer LIT preapproved. Cheers.
During KYC they asked for proof of income which was weird for a bank account. This isn't a credit card. Since I had trading and freelancing income (and no proof since I started this year. Offered bank statements but they only wanted ITR) and I was not going to university (doing CA is considered a course) they had me marked as unemployed.
Overall I will be closing my account after a year unless they offer LIT preapproved. Cheers.