AU LIT credit card LTF- which addon benefits are worth paying?

[cardwizard]

Hi, I recently got AU LIT credit card LTF, now in the app we can see that there are many add-on benefits but we need to pay extra for them and then they will be enabled. I already have DCB and magnus, so are there any benefits where this card stands out/ gives better offers?

 

[Wealth is my birth right!]

Hi, I recently got AU LIT credit card LTF, now in the app we can see that there are many add-on benefits but we need to pay extra for them and then they will be enabled. I already have DCB and magnus, so are there any benefits where this card stands out/ gives better offers?

If one has premium cards then it’s of nothing to consider those riders
When it’s useful is once we exceed Magnus card 1l in a month and other cards like idfc wealth is nearing bill cycle so can’t use abd at those times I prefer my lit card
I get messages that au gives 100/- in wallet for activation of those riders we can use that too
I mean instead of 199 it’s 99 to pay

 

[TheMentalist]

Hi, I recently got AU LIT credit card LTF, now in the app we can see that there are many add-on benefits but we need to pay extra for them and then they will be enabled. I already have DCB and magnus, so are there any benefits where this card stands out/ gives better offers?

AU Lit will give RP/CB for wallet loading transactions, which DCB/Magnus won't

 

[vm999]

If your monthly online transactions are around 50k then 2% cashback and 10x reward points are the best options. You get around 4% return. Reward points can be redeemed for Amazon pay balance.
And the best thing LIT is there are hardly any exceptions, you will get rewards for wallet transactions, bill payments everything

 

[purush]

Generally I chosen 5% cashback and 10% reward points. Then every month I do the wallet load 15000. Its

 

[TheMentalist]

Generally I chosen 5% cashback and 10% reward points. Then every month I do the wallet load 15000. Its

Why 15k? The 5% CB limit gets over at 10k only

 

[purush]

Why 15k? The 5% CB limit gets over at 10k only

Not going exactly, i have 10% reward points enabled too

 

[shsinha]

Not going exactly, i have 10% reward points enabled too

you mean 10x reward points, not 10%

 

[Electrowizrd]

Why 15k? The 5% CB limit gets over at 10k only

But isn't the first 7.5k needed to reach the minimum milestone. Do we earn cashback on that 7.5k as well?

 

[TheMentalist]

But isn't the first 7.5k needed to reach the minimum milestone. Do we earn cashback on that 7.5k as well?

Yes and Yes

 

[22sumit]

AU Lit will give RP/CB for wallet loading transactions, which DCB/Magnus won't

What's the monthly upper cap of reward points earned on the AU LIT credit card?

 

[4uziaul]

What's the monthly upper cap of reward points earned on the AU LIT credit card?

Check this post here

Post in thread 'AU LIT Customizable Features' https://www.technofino.in/community/threads/au-lit-customizable-features.2848/post-153775

 

[TheMentalist]

What's the monthly upper cap of reward points earned on the AU LIT credit card?

Check this post here

Post in thread 'AU LIT Customizable Features' https://www.technofino.in/community/threads/au-lit-customizable-features.2848/post-153775

Check here : https://www.technofino.in/community...ly-upper-limit-on-earning-reward-points.8666/

 

[ecek]

Hi All,
I just got my AU LIT credit card. I am thinking of enabling dining category cashback for my Swiggy payments. However it is unclear to me if Swiggy comes under dining or it doesn't as it is online food ordering. I tried searching for MCC code for Swiggy but no luck. Can someone please let me know if Swiggy is considered under AU LIT's dining category?

 

[Abhishek20]

Hi All,
I just got my AU LIT credit card. I am thinking of enabling dining category cashback for my Swiggy payments. However it is unclear to me if Swiggy comes under dining or it doesn't as it is online food ordering. I tried searching for MCC code for Swiggy but no luck. Can someone please let me know if Swiggy is considered under AU LIT's dining category?

Did you try it? Or does anyone know it yet?

 

[ecek]

Did you try it? Or does anyone know it yet?

Yes, I tried and Swiggy does come under dining. So I got the cashback. However, once when I ordered the merchant name referred to Swiggy's parent (Bundl Technologies) and that order alone didn't get the dining cashback.